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Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions

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sonnas
post May 9 2014, 04:05 PM

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so if apply online, and assume that you get the card, then spend $2000 at the first month after card activation. theoretically the max cash back you can get it:

1. RM60.00 (assuming 1000 for grocery, dining, online)
2. RM60.00 ( activation bonus by spending at least RM80 in 60 days ? is this visa signature equal to platinum)
3. RM150 ( PART 1 of $388 online application promotion, to qualify for the RM150 Cash Back, the Qualified Cardmember must have charged on his principal credit card an accumulated retail purchase of RM1,000 and above within the first 2-months from the card approval date )
4. RM238 (PART 2 of $388 online application promotion, Balance Transfer TnC)

and lagi get 0% from BT ?

Maximum CB first month = 60 + 60 + 388 ? = 508 ?

Does the CB stack-able? Sounds like a big frog on the street.
sonnas
post May 9 2014, 07:12 PM

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QUOTE(Human Nature @ May 9 2014, 05:19 PM)
How do you submit your application? The VS card is not listed under card selection at the online application yet. Bear in mind that to be eligible for the 150/388, you need to apply online.
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sonnas
post May 9 2014, 07:20 PM

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Online forrm snapshot


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sonnas
post May 11 2014, 06:50 PM

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QUOTE(Gen-X @ May 10 2014, 01:14 AM)
does this card earn Cash Back for other transactions besides dining, grocery and online transactions? If no, what is the point of minimum CL RM30K since the cash back is capped at RM60. CL RM2K is enough, hahaha.

Okay you do earn 1 VIP Point, but I bet the returns will be less than 0.5% for cash vouchers.  Therefore this is not competitive compared to say OCBC Titanium Mastercard which you give you1% CB.

And one only earns 1X Point for overseas transactions. This is really a joke for a so called Premier credit card.

I can tell you PBB will terminate or revise the 6% CB in less than 2 years just like what OCBC did for their Titanium MasterCard. This is because no one here in LYN CC Section is so stupid to go use the card for any other reason except to earn the RM60 monthly CB (max spending RM1K/month). Well, maybe those who want the free local airport lounge access can go use it at McD when overseas (and earn 6% CB too), hahaha
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Yo GEN-X, with all respect, this is Visa Signature la, not Visa Infinite. Not that "Premier" smile.gif
day to day use card la. different tier to compare to your VI/AR collections. hehe !
sonnas
post May 12 2014, 07:15 PM

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Gen-X, I was there Nov 2013 - Jan 2014 time frame for work. UK/France/Italy, all can use the regular methods la no matter for hotel, for meals or shopping. except things change in 3 months idk la.

This post has been edited by sonnas: May 12 2014, 07:15 PM
sonnas
post May 20 2014, 07:09 PM

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Those who are curious, you can actually see your card in your Public bank ebanking account by now, you need to add-card to make it appear as active card in your credit card section.

Please share with us your CL. Is it 200k that can by VW Passat smile.gif
sonnas
post May 23 2014, 06:16 PM

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QUOTE(ronnie @ May 23 2014, 01:54 PM)
Nothing whatsoever... even the actual VS card that arrive doesn't even have those glossy brochures.
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Ronnie, look at the welcome letter, it's actually a replacement card letter.
This Signature really not a premier card la, lol.
What is your 3 third number/string in your card? my is 1001
sonnas
post May 24 2014, 04:51 PM

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QUOTE(ronnie @ May 23 2014, 10:57 PM)
Mine's 1002 ... that means I may not be in the first 300 cardholder of PBB VS.
When did you apply yours ?
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same day as u, i have got the card on 20 May 2014. CS call the next day for activation

I had also ask about SMS notification.
If you swipe over the counter, the SMS will come only if amount >500.
For online transaction, regardless the amount you will always have SMS notification.
But I havent try though, this is what the CS said.

Also I used the RM388 CB rebateform during my application, so the effective CB without BT is RM150 , can be 1 shot RM1000 spending or combine, must do within 2 months. the other 238 have to do BT with 5% upfront intereted rate, if you do that, you will have to pay extra RM12 at the end, this is really a catch. I have nothing to BT pun la.

Did you also apply Citibank card for cash back? saw u in that thread, which card u applying ?
sonnas
post Jun 17 2014, 01:34 PM

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Ronnie, have you try to pay card bill online ? when i click at "pay this amount" which is actually the statement amount and try to pay using my saving account, it says "card added online" cannot do this, damn epic.

U can see transaction, u can view unbill transaction, it's part of your accounts at your name. But you cannot pay it online.

Apa lagi mau PB Bank !??

called cs with the non 1800 number, no choice, have to go bank to connects the accounts that is already connected.

This post has been edited by sonnas: Jun 17 2014, 01:35 PM
sonnas
post Jun 17 2014, 03:08 PM

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With 6% rebate
NANDO chicken <---- Sunway Carnival, Butterworth (RONNIE HERE !!!)
GoDaddy.com

This post has been edited by sonnas: Jun 17 2014, 04:12 PM
sonnas
post Jul 15 2014, 09:26 AM

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6% Grocery
TESCO PENANG
TESCO BUKIT MERTAJAM

6% Dining
LITTLE NYONYA QBMALL

6%.com
PAYONLINE-TNB
WIKIMEDIA for wikipedia.com

This post has been edited by sonnas: Jul 15 2014, 09:27 AM
sonnas
post Jul 18 2014, 04:15 PM

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QUOTE(ronnie @ Jul 18 2014, 03:39 PM)
I've received my RM150 Online Application Cashback today .... not sure it was because I've emailed them or part of the system.
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Ronnie, it's system. I did not email them but i receive that also today,I logged on to check after seeing your message. i had met all the conditions in mid Jun.
sonnas
post Aug 2 2014, 04:13 PM

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QUOTE(nic1 @ Aug 2 2014, 03:32 PM)
Any one can share the credit limit?
My case already approved, but cl give me min rm30k only doh.gif
Just want to know any one get higher than that?
PBB very kedekut vmad.gif
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lol how much did you expected?
sonnas
post Aug 5 2014, 01:11 PM

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“Qualified Retail Transactions” shall include all local and overseas retail
spending, online purchases and new Zero Interest Instalment Plan (ZIIP)
full purchase amount (not monthly instalment) and exclude the
transactions that earn Cash Back under other on-going Cash Back
promotion, flexipay, balance transfer, auto-debit, recurring
payments, payments for utilities, direct marketing, insurance
premiums, government related payments, payment via
www.pbebank.com and ATM, cash advance/ cash withdrawal, quasi
cash, casino transaction, interest payments, late payment fees,
finance charges, annual fees, reversals, payment to charity(ies) and
any form of service/ miscellaneous fees.
sonnas
post Oct 8 2014, 04:40 PM

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Anyone did use this card before in China, Japan, Australia and UK ? is CC Pin number needed ?

I called in to ask for pin number which I did not "tick" in the application form last time, that CS said they need to cancel the card and issue a new card with pin number, i was like "dafaq ? seriously?"
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