Card looks like a Classic Card!! But 6% very good

And why the Wave feature??? Those holding this card better have a RFID blocking wallet for it.

does this card earn Cash Back for other transactions besides dining, grocery and online transactions? If no, what is the point of minimum CL RM30K since the cash back is capped at RM60. CL RM2K is enough, hahaha.

Okay you do earn 1 VIP Point, but I bet the returns will be less than 0.5% for cash vouchers. Therefore this is not competitive compared to say OCBC Titanium Mastercard which you give you1% CB.

And one only earns 1X Point for overseas transactions. This is really a joke for a so called Premier credit card.

I can tell you PBB will terminate or revise the 6% CB in less than 2 years just like what OCBC did for their Titanium MasterCard. This is because no one here in LYN CC Section is so stupid to go use the card for any other reason except to earn the RM60 monthly CB (max spending RM1K/month). Well, maybe those who want the free local airport lounge access can go use it at McD when overseas (and earn 6% CB too), hahaha

This post has been edited by Gen-X: May 10 2014, 01:37 AM

In developed countries, nowadays people don't even have cheque book or cash in their wallet as most use Debit Cards. The Wave Feature is handy but like I said, better get RDIF blocking wallet.

As for McD, no need go very far, McD SG accept CC/DC. However, I would suggest you get a PIN number if you really want to use your CC overseas for small purchases or at Self service counters.

Bro, Visa Signature falls under Premier credit card category. But I guess I we can start a new category, e.g. sub-Premier or like you said "not that premier" or Premier wannabe

Too bad this day to day card is only offered to those earning RM100K and above and not to the people who really need the cash back to make ends need.

This post has been edited by Gen-X: May 11 2014, 11:32 PM

Bro, years ago, even 20 years ago, all Malaysian credit cards are issued with a PIN number. But most are like me, just tear it up or keep in drawer.

YES, Malaysian issued credit card still comes with PIN (if you request for it) because you need it to withdraw cash from ATMs (not that I am saying we should).

For Australia, in August this year, all credit card in person transactions need to be verified with PIN. And if I not mistaken, zenquix mentioned before that Malaysia is heading that way very soon (I can't remember the month).

Thanks Bro, I better go get PIN for all my cards before year end.

Just noticed your "female", so Sis, when was the last time you use your CC in UK?

I going to Paris and London soon and all my VI no PIN!!! Any idea if no PIN can use our CC in Paris?

This post has been edited by Gen-X: May 12 2014, 06:28 PM

Thanks guys for the info. My hotel all paid for with Agoda. Using CC mainly for wifey's shopping (she wants a new Dior and Chanel HB) and maybe some dining.

Called Alliance, they only generate PIN on Tuesday and tomorrow holiday. UOB said need 10 to 14 days for PIN to reach me. Maybank can get immediately at branch where we can set our own PIN number at the ATM.

Wongchoy and you guys, PM me where to get nice food or not to miss diing experience near Piccadily Sq in London.

This post has been edited by Gen-X: May 12 2014, 09:47 PM

Most of you here know that the Public Bank Visa Signature is only good for up to RM1K spending a month. But for those of you who don't, click the link below to read Public Bank Visa Signature Cash Back Credit Card Review:

Public Bank Visa Signature Review.

This post has been edited by Gen-X: May 14 2014, 03:28 PM