PPL only applicable with 5 oversea transactions

but got yummy BT

http://www.pbebank.com/en/en_content/image...ignature_en.pdf

under Item 2 (iv)

or first post by ronnie

Unlimited Complimentary Access to Plaza Premium Lounge Malaysia
Enjoy the comfort and convenience of an airport lounge regardless of class of travel or airline. Comfortable seating, recharging stations, food and beverages, high speed Wi-Fi, internet workstations, shower rooms and baggage handling are few of the services offered. Complimentary with a minimum of 5 overseas transactions within 30 days before and/or after each lounge access. This privilege is applicable to both Principal and Supplementary Card.
Note: Lounge access fee of RM75 will be charged to the card account if Cardmember does not fulfill the complimentary requirement.

One time only right? Their usual on-going is 3k/6 months?

http://www.pbebank.com/en/en_content/images/tc_acti.pdf

Need to spend 1k within 3 months, apply bt within 3 months, minimum 3k and up to 80% of CL.

btw conversion to Enrich miles is crap : 20,000 Public Bank VIP Points = 1,000 Enrich Miles

This post has been edited by bearbear: May 9 2014, 11:55 AM

lol you got that too

it was 5814 based on what Alliance CS informed me.

they want 35k from me to pledge and will only provide 90% as credit limit.

i wonder if outstanding BT (not due) play a role in this.

they could have just asked for 30k FD as my CL, why need to discount 10%?

Payment for CC and loan are on time so far for past few years.

was told you need to pay stamp duty 0.5% of CL, meaning to pledge with FD for this card you need to pay RM150.

no idea, anyone can clarify?

I went to PBB and this was informed by the customer service.

Also if you pledge it will be board rate, you cannot participate in any promo FD.

This post has been edited by bearbear: Jul 14 2014, 12:39 PM

yes and the rate will be based on board rate. Your FD cert will be retained by the branch. You cannot withdraw your FD unless you cut your card.

you also need to pay stamp duty of 0.5% of credit limit which means RM150 for this card. (Note Maybank only charge RM10) This was the information provided by a CS in PBB.

Let me know if your story is the other way round.

This post has been edited by bearbear: Jul 21 2014, 03:05 PM