yeah, Starbucks is slow posting the transaction in M2U.

I swipe on 1 Mar (Sat). The transaction only show up in M2U on Tuesday (4 Mar). Luckily, Transaction Date = 1 March. Posting Date = 2 March.

I was wondering what the heck happened to my Starbucks transaction. Called up CS, they say my Starbucks transaction was in "floating" mode, hence not showing in M2U. Most likely Starbucks didnt release the transaction fast enough.

'bout Unifi, rest assured. It goes thru immediately. No abnormal delay too.

i am unlucky this month. Swiped for about RM965 on 1 March alone. Miscalculated that I need to pay Unifi!

As of today, my CB quota already hit RM49.99. FML

3 more weekends to pump petrol (estimated RM4.50 CB "loss"). Now stop all retail spending until April come


p/s: At petrol pump, how do you set a fixed amount before pumping? Still couldnt figure it out LOL

Salute you guys doing micro management... use to do that... but now ai... no time

As far as I know, just swipe at the petrol counter. Used to do that when the automated dispenser CC machine broke down.

some automated fuel dispenser cannot set a fixed amount. for those can, you just press the number to set it.
also, some can set the cents (for eg. rm20.33) while others can only set the ringgit (for eg. rm20.00).

set before insert the cc or after the cc approved?

for shell & petrol, u need to preset before insert the credit card.

for shell, even u preset, the sms notification u received still RM250 for Amex

thanks guys, will try this

no way they will "forget", i once experienced transaction that is posted 1 month after date of transaction

if u still have to spent u still can get 5x points still not bad. Aeon watami just 1% percent higher only

yeah, still can spend to get the 5X TPs, but immediate cashback is preferred

oh, i thought it based on posting date.. thanks thanks..

any idea why it cannot ? perhaps can try to get a written reply from Paypal

Get another card(WISE). Case close.

Wow... this is tough question. Maybe you can feedback to Paypal and post their reply for us.

Confirm maybank is the worst bank here.
Call card center no one pick the call few time, finally got environment there noisy like pasar malam.

Ask my credit card permanently increase credit limit approve or not was told rejected. Really ridiculous my credit limit now is 8 years back never increase, sumore I every month clear the outstanding, ask temporary increase say cannot with no reason there...

i can control my spending to sub-1K per month. mbb2amex is darn good for me liao.

i cannot, however, spend so much just to qualify for 10xRM50 per transaction in a month. if no such qualifier, i'd have gotten this card longggggg time ago.

my spending behavior: petrol pump in a week is around 30-35, enough for around 300KM, and with some to spare. telco bill is <RM30 per line (postpaid). seldom dine out or doing groceries (1-2 times per month only). no utilities bill to pay (due to low usage, already subsidized fully by tnb/syabas).

most of my high-spending (every few months) is not in WISE's cashback category (computer parts, car accessories). Unifi is not qualified for cashback. splitting bills to 3xRM50 is not "wise" considering i can easily get around RM7.50 cashback with mbb2amex already. WISE give me none.

so WISE is not practical for my spending. banks doesnt make much money from me via credit card bottom line, i save more by spending less.

Well, my monthly spending are same as you. But I still get 2 cards.
But after I have 2 cards. The amount of money I give to my parents are lesser as I help paying their utilities bill and groceries.

Hi everyone.. I have a tricky question here about converting credit card into cash with minimise cost by using Maybank Amex... I need the help from you all to answer whether my explanation is correct or wrong..

First, register two paypal account under your name. second, top up one of your paypal account by using Maybank Amex during weekend to enjoy 5% cash back. (ie: RM1,000)
Next, withdrawal the money that you transfer to your second paypal account to any local bank in Malaysia. (with fees 3.9% +RM2 reduction).

Overall, we still gain because the fees we paid was RM39+RM2=RM41, but the cash back we earn was RM50! and at the same time... we get the cash!

Any idea anyone?

yeah, for me, i wanted to pay my parent's utility bills too but my father prefer to get bill first before paying. We had many times tnb/syabas double-charged us becaue they didnt capture previous month's payment and automatically assume we didnt pay at all. Many times we've gone to the offices just to dispute the bills