hey guys, ask some questions here about maybank2card...
Any of you face this?

outstanding balance in mastercard, pay minimum but no interest charge for months.

So they charge per annum instead of per month?

wait your next statement date?

check you paper or e-statement, they should break it down nicely with all the interest compounded.

don't think is view-able through M2U only.

anyway paying min amount is not the way to go, hope you can settle it ASAP.

Cs called me a few days ago and offered me credit limit increase. So I just said yes. Later today I checked on Maybank2u and I got twice the amount than the previous one. They are sure generous. Lol

inb4 it's a trap

did u have promotion or significant pay rise recently?

dont be too tempted to spend so much bro.

There were thoughts about increasing the limit because I always hit limit due to some EPP. I only spend it on fuel only and some EPP stuff. So now, no need to worry anymore.

Hi all sifu, i just got my maybank 2 card platinum wed, I dun have saving account at maybank2u. how can i register maybank2u for view and transact? can I just register via atm machine? I ask the maybank staff, she say need to do it at the branch counter which take at least one hour.

Thanks for advice.

yep
u already have the answer
go to maybank branch and get it done

Thanks for your confirmation. No choice then go maybank branch lo.

just called the CS and asked them to
set rm1 threshold sms
statement date changed to 31st

actually just some thoughts... if your statement date is 31st (or 30th) then your payment due date is 20th. This means the RM50 cashback will not be in the statement. It will then not be factored in the statement balance which you must pay, till the month after.

Secondly, you will only known the amount owed some days later (except if you track via M2U) and for some, they may not have budgeted for it from the previous months salary, and the current month's salary has not been paid as of the 20th.

My statement date is 24th and my salary is out between 18th-20th (most of the time 20th but if 20th falls on weekends will be earlier).
Is the statement date OK? I mean in term of all those rebate crediting?
Payment wise, I'm OK anytime.

My OCBC's statement date is 12th by the way.

This post has been edited by fruitie: Aug 30 2013, 05:02 PM

Actually the cash rebate that obtain on the 1st (normally shown on the 2nd) can be used to offset the payment already even if it's not in the statement.

eg.
Statement amount : RM1000
Cash rebate : RM50
Amount to be pay : RM950

Yeah all this is visible if they have M2U, which then makes the statement a not really important. My thoughts are on those who have no M2U.

Just curious what will the statement date be on months without 31th...
Thought banks won't allow this change request.
I guess, in this case, it is moving statement date and fixed due date (20th) as oppose to the more common one of fixed statement date and moving due date.

This post has been edited by tbheng: Aug 30 2013, 09:41 PM

I've booked a room at agoda.com/maybank, the final bill showing MYR, but when I receive bill via email it is charged as USD, so the final charging will be MYR or USD?

MYR for sure. It will be under Agoda Hotel Reservation London GB.

my last few booking on agoda, a screen will pop up asking you which currency u want.

But if your screen show MYR, it should be MYR

yes you can choose

1. Agoda direct charging RM
2. Agoda charge USD and bank convert to RM

i plan to change to 31 in the begining, but then i ask how will them do for the month have 30 days or even 28 days. CS say she need to ask for 28 days condition, when she come back to me she said the 31th statement date is removing from their system, so will not offer this anymore.



This post has been edited by edwardccg: Aug 31 2013, 10:48 AM