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 Working in Singapore V13, COE $61,029

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iamgoodman
post Apr 21 2013, 05:51 PM

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hi, i have been working in SG for 3 years, and now planning to buy a weekend home in JB... I am already a PR thus i cant drive in to SG anymore.... not affordable to get a SG car as well.... you guys have any idea where is the safest and cheapest place nearby CIQ to park the car?

BTW, any new property launches in iskandar which you guys think is good for weekend home as well? thanks a lot...
SUSalaskanbunny
post Apr 21 2013, 06:29 PM

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QUOTE(Fiona Chin @ Apr 21 2013, 10:36 AM)
We will go back and vote who we think is suitable to be the next government. Not vote to your preference.
*
crony spotted blink.gif

QUOTE(reign226 @ Apr 21 2013, 05:03 PM)
No need to talk politics here la. Go to the right thread for the right discussion. Just keep this one open for discussions on working life in Sg. You can show your political ideologies elsewhere where you might be appreciated.
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i agree, unless it is sg politics

QUOTE(iamgoodman @ Apr 21 2013, 05:51 PM)
hi, i have been working in SG for 3 years, and now planning to buy a weekend home in JB... I am already a PR thus i cant drive in to SG anymore.... not affordable to get a SG car as well.... you guys have any idea where is the safest and cheapest place nearby CIQ to park the car?

BTW, any new property launches in iskandar which you guys think is good for weekend home as well? thanks a lot...
*
well, weekend house better buy in bkt indah.. coz got bus there... if buy jb side, cannot reach by public transport

if iskandar, try http://dpristine.com/

pm me... we can discuss..
r1v3r
post Apr 21 2013, 07:30 PM

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QUOTE(reign226 @ Apr 21 2013, 05:03 PM)
No need to talk politics here la. Go to the right thread for the right discussion. Just keep this one open for discussions on working life in Sg. You can show your political ideologies elsewhere where you might be appreciated.
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all my reply have something about working life in SG. So?
r1v3r
post Apr 21 2013, 07:32 PM

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QUOTE(reign226 @ Apr 21 2013, 10:42 AM)
Hidup BN, I rather have a C4 prime minister than a cucuk backside one.
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What is this got to do with working in SG? Geylang?
TSdeodorant
post Apr 21 2013, 08:33 PM

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QUOTE(Lester1987 @ Apr 21 2013, 11:41 AM)
rocket sudah terbang ke bulan, now rocket is just bulan's puppet. You think i still vote them? meh~~

I rather vote bulan than those MCA incompetents lol icon_idea.gif
SUSalaskanbunny
post Apr 21 2013, 08:37 PM

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QUOTE(deodorant @ Apr 21 2013, 08:33 PM)
I rather vote bulan than those MCA incompetents lol icon_idea.gif
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mr.ts , please follow thread rules icon_idea.gif
reign226
post Apr 21 2013, 10:48 PM

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QUOTE(iamgoodman @ Apr 21 2013, 05:51 PM)
hi, i have been working in SG for 3 years, and now planning to buy a weekend home in JB... I am already a PR thus i cant drive in to SG anymore.... not affordable to get a SG car as well.... you guys have any idea where is the safest and cheapest place nearby CIQ to park the car?

BTW, any new property launches in iskandar which you guys think is good for weekend home as well? thanks a lot...
*
There is no such thing as parking near to the CIQ. Not unless you plan to walk a long way to the customs every morning for work. You could conceivably park your car at Gelang Patah and take the smiling bus in and out everyday. After awhile you will get quite fit from all the running I see the passengers do in order to chase for a spot.

It might not be a new launch, but Leisure Farm is one of the better places to stay in. You can go for Nusa Heights also if on a budget, although I heard 2 bedroom is now going for just below RM300k, which is a crazy price given what I paid for their 3 bedroom.

There are Nusa Sentral, Nusa Bayu, Nusa Duta, Horizon Hills, etc etc all concentrated at Second Link. Just take a drive and see which ones you like. If you want affordable and don't mind staying below power lines, Nusantara Prima offers semi detached houses at great prices, Setia Eco Garden is also nearby for those with aspirations of owning SP Setia property.


iamgoodman
post Apr 21 2013, 11:39 PM

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QUOTE(reign226 @ Apr 21 2013, 10:48 PM)
There is no such thing as parking near to the CIQ. Not unless you plan to walk a long way to the customs every morning for work. You could conceivably park your car at Gelang Patah and take the smiling bus in and out everyday. After awhile you will get quite fit from all the running I see the passengers do in order to chase for a spot.

It might not be a new launch, but Leisure Farm is one of the better places to stay in. You can go for Nusa Heights also if on a budget, although I heard 2 bedroom is now going for just below RM300k, which is a crazy price given what I paid for their 3 bedroom.

There are Nusa Sentral, Nusa Bayu, Nusa Duta, Horizon Hills, etc etc all concentrated at Second Link. Just take a drive and see which ones you like. If you want affordable and don't mind staying below power lines, Nusantara Prima offers semi detached houses at great prices, Setia Eco Garden is also nearby for those with aspirations of owning SP Setia property.
*
it really looks like most of them focusing on second link... i am working in yishun, going thru the first link is better option for me.... today i passed by the paragon suites site, damn... its damn near, just opposite the CIQ...... cant see any potential properties nearby first link besides this...

while for second link, i aim for bkt indah as i only familiar with this area... i will keep an eye on those nusa now...

thanks
rcv86
post Apr 22 2013, 12:00 AM

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QUOTE(Lester1987 @ Apr 20 2013, 11:08 PM)
if you plan to buy a house in SG, you would definitely need the CPF. and employer is contributing 16% of your salary to your CPF account. so indirectly you are getting a 16% pay raise.
CPF can be use to pay your housing monthly installment in SG. Unlike Malaysia. Property interest is lower here as well.

for an example, you earn $3k per month, your Partner also $3k. The monthly amount that will go to your CPF account is $1080.

23% of your salary will go to your ordinary account which can be use to pay installment. Hence you will have $690. Your Partner also will have $690 in his CPF.

So if you buy a 400k HDB, monthly installment is around $1.6k for example. You only need to top up $220 monthly to pay for your housing installment.

Minus the amount you actually paying the rental now, You still save more money. So PR is a MUST if you really think of settling down.

Unless you are those type that want to save a chuck of $$ here then go back Msia do business, then you don't have to apply.

Regarding the other 2 accounts in CPF.

7% goes to Medisave which is for your medical expenses if you need it.

6% goes to your Special account for old age.
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Installment is not an issue, the only difficult part is to come out with the 20% cash for the HDB. (80% loan from bank)
My friend just bought a second hand HDB for $400k plus and he and his wife need to fork out approx. $100k+(equals to RM250k) cash to buy it. This is a very huge sum of cash you must have.
fongwan
post Apr 22 2013, 06:44 AM

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Tailo, want to ask you all.

1) Our Medical insurance in Malaysia does it cover? If not should i cancelled it and hopefully get get something back?
2) Life insurance should i maintain?
3) Open a bank account deposit how much ?
4) Open a postpaid line, any deposit. how much?
5) Saw those bundle thing from singtel and starhub for broadband and tv program thing. Anyway using that ? Got advice on those? Also need deposit or any installation fee?
6) Any other misc fee which people like me going to start work in Singapore?
Need to calculate all the cost to see whether first month need to just eat bread for the month or can eat maggie mee.

Thank you
SUSalaskanbunny
post Apr 22 2013, 08:27 AM

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QUOTE(iamgoodman @ Apr 21 2013, 11:39 PM)
it really looks like most of them focusing on second link... i am working in yishun, going thru the first link is better option for me.... today i passed by the paragon suites site, damn... its damn near, just opposite the CIQ...... cant see any potential properties nearby first link besides this...

while for second link, i aim for bkt indah as i only familiar with this area... i will keep an eye on those nusa now...

thanks
*
causeway - danga bay

2nd link, medini or bkt indah.. if want cheap, can go for surrounding bkt indah but no transportation

QUOTE(fongwan @ Apr 22 2013, 06:44 AM)
Tailo, want to ask you all.

1) Our Medical insurance in Malaysia does it cover? If not should i cancelled it and hopefully get get something back?
2) Life insurance should i maintain?
3) Open a bank account deposit how much ?
4) Open a postpaid line, any deposit. how much?
5) Saw those bundle thing from singtel and starhub for broadband and tv program thing. Anyway using that ? Got advice on those? Also need deposit or any installation fee?
6) Any other misc fee which people like me going to start work in Singapore?
Need to calculate all the cost to see whether first month need to just eat bread for the month or can eat maggie mee.

Thank you
*
1) ask ur agent, whether it covers
2) yes, or all that u had paid will be gone
3) $1000, estimated.. some dont need, ask ur hr
4) ep dont need, s-pass sometimes, wp yes... gotta ask d provider
5) yes, all got but it is bundled, can think about this later
6) bring at least $4k for peace of mind
TSdeodorant
post Apr 22 2013, 08:31 AM

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QUOTE(fongwan @ Apr 22 2013, 06:44 AM)
6) Any other misc fee which people like me going to start work in Singapore?

Housing is a killer. For me, I signed a 2 year contract so that meant 2 months deposit + 1st month rental + 1 month agent fee. Then I had to also spend a decent amount of money buying miscellaneous furniture, appliances, cutlery, etc.
yhoong12
post Apr 22 2013, 08:44 AM

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Hi all SIFUs,

This might be same old question again but i need to ask:
Is it advisable for a person like me work < 2 years in SG to apply PR?


If not when should i apply? after work here > 2 years?
fongwan
post Apr 22 2013, 08:50 AM

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QUOTE(alaskanbunny @ Apr 22 2013, 08:27 AM)
causeway - danga bay

2nd link, medini or bkt indah.. if want cheap, can go for surrounding bkt indah but no transportation
1) ask ur agent, whether it covers
2) yes, or all that u had paid will be gone
3) $1000, estimated.. some dont need, ask ur hr
4) ep dont need, s-pass sometimes, wp yes... gotta ask d provider
5) yes, all got but it is bundled, can think about this later
6) bring at least $4k for peace of mind
*
QUOTE(deodorant @ Apr 22 2013, 08:31 AM)
Housing is a killer. For me, I signed a 2 year contract so that meant 2 months deposit + 1st month rental + 1 month agent fee. Then I had to also spend a decent amount of money buying miscellaneous furniture, appliances, cutlery, etc.
*
Thanks all for the reply. Yupe, looking at the figure really blink.gif eye openning for me. To make it worst is now still in RM pay. So 1st month is the one that will really hit me hard. doh.gif Once get the pay in SGD then hopefully can pull it off fast.

notworthy.gif for all the answer.
jitshiong
post Apr 22 2013, 08:55 AM

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QUOTE(fongwan @ Apr 22 2013, 08:50 AM)
Thanks all for the reply. Yupe, looking at the figure really  blink.gif  eye openning for me. To make it worst is now still in RM pay. So 1st month is the one that will really hit me hard.  doh.gif  Once get the pay in SGD then hopefully can pull it off fast.

notworthy.gif  for all the answer.
*
my 1st month here i bring SGD5k
but i think can do with lesser depending on how much u use for rental
the biggest amount u will use will be on paying the rental plus the deposit.
other than that, noting much
TSdeodorant
post Apr 22 2013, 09:01 AM

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QUOTE(yhoong12 @ Apr 22 2013, 08:44 AM)
This might be same old question again but i need to ask:
Is it advisable for a person like me work < 2 years in SG to apply PR?
If not when should i apply? after work here > 2 years?

No harm trying mah. I applied my PR in January (1yr 7mths work in SG), got the approval a few weeks ago, so.... less than 2years. P2 EP.

Those of u who got PR, did your IPA say anything like 'you are invited to apply for citizenship after X years" etc? I'm wondering if that line really means a decent chance of SC approval after X years or whether it's just some standard letter template.

This post has been edited by deodorant: Apr 22 2013, 09:03 AM
fongwan
post Apr 22 2013, 09:18 AM

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QUOTE(deodorant @ Apr 22 2013, 09:01 AM)
No harm trying mah. I applied my PR in January (1yr 7mths work in SG), got the approval a few weeks ago, so.... less than 2years. P2 EP.

Those of u who got PR, did your IPA say anything like 'you are invited to apply for citizenship after X years" etc? I'm wondering if that line really means a decent chance of SC approval after X years or whether it's just some standard letter template.
*
Cool, you got PR in less than 2 year. rclxms.gif So with the PR status, once the CPF kick in, does that hurt you badly on your salary?
yhoong12
post Apr 22 2013, 09:51 AM

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QUOTE(deodorant @ Apr 22 2013, 09:01 AM)
No harm trying mah. I applied my PR in January (1yr 7mths work in SG), got the approval a few weeks ago, so.... less than 2years. P2 EP.

Those of u who got PR, did your IPA say anything like 'you are invited to apply for citizenship after X years" etc? I'm wondering if that line really means a decent chance of SC approval after X years or whether it's just some standard letter template.
*
You work here only <2 years?? blink.gif thought you already work here for quite long already.haha
you are right that no harm trying, just think if i bonded by CPF to pay a certain amount of money every month, will it hurt me since i want to save more money before become PR,1st year monthly CPF not really high right? hmm.gif
jitshiong
post Apr 22 2013, 10:10 AM

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QUOTE(yhoong12 @ Apr 22 2013, 09:51 AM)
You work here only <2 years?? blink.gif thought you already work here for quite long already.haha
you are right that no harm trying, just think if i bonded by CPF to pay a certain amount of money every month, will it hurt me since i want to save more money before become PR,1st year monthly CPF not really high right? hmm.gif
*
yes, u pay a sum to CPF, but don't forget ur employer also pays.
indirectly, u get an increment to ur salary
crazy25kid
post Apr 22 2013, 10:11 AM

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QUOTE(fongwan @ Apr 22 2013, 06:44 AM)
Tailo, want to ask you all.

1) Our Medical insurance in Malaysia does it cover? If not should i cancelled it and hopefully get get something back?
2) Life insurance should i maintain?
3) Open a bank account deposit how much ?
4) Open a postpaid line, any deposit. how much?
5) Saw those bundle thing from singtel and starhub for broadband and tv program thing. Anyway using that ? Got advice on those? Also need deposit or any installation fee?
6) Any other misc fee which people like me going to start work in Singapore?
Need to calculate all the cost to see whether first month need to just eat bread for the month or can eat maggie mee.

Thank you
*

1. check with your agent, most likely it will cover, but i think there is a clause that u need to enter m'sia every 3 months.
2. can maintain, life insurance is international...they cover when u drop dead
3. depends on bank...range from 0 - 1000 (i heard).
4. depends on what u are holding. WP needs deposit, EP no need (if i remember correctly). check with your company for more discount with certain telco
5. no idea.
6. rental initial payment and surviving for 1.5 months (in case salary is delayed) unless ur company provide salary advance


QUOTE(deodorant @ Apr 22 2013, 09:01 AM)
No harm trying mah. I applied my PR in January (1yr 7mths work in SG), got the approval a few weeks ago, so.... less than 2years. P2 EP.

Those of u who got PR, did your IPA say anything like 'you are invited to apply for citizenship after X years" etc? I'm wondering if that line really means a decent chance of SC approval after X years or whether it's just some standard letter template.
*

my approval did not have that written
but my file had a chop stating "NS Liability" cause i applied as spouse while my wife is main
so i am now a liability to NS laugh.gif laugh.gif


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