If you're an experienced hire, why don't you ask for a signon bonus? The last few new hires my company had directly from overseas (from Malaysia and Indonesia, their salary with us is like S$5-6K, so still very junior), they were given a signon bonus equivalent to a month's salary. It's to help them with getting started in SG, to pay deposits, first month daily expenditure etc.

It's not that bad cos you can choose whether to immediately 20% employee contribution, or to do a graduated contribution rate (1st year 5% 2nd year 15% 3rd year onwards only 20%)

http://mycpf.cpf.gov.sg/Employers/Gen-Info...n-Rates-SPR.htm


hehe I worked about 6 years in KL / Mauritius / Nairobi / Johannesburg before moving to SG. Anyway it is undeniable that being a PR reduces your take-home pay by quite a bit, think about it as forced savings lor since eventually you (or your kids) get all the money back anyway. Plus 60+% of the contribution goes to Ordinary Account which you can empty out to buy HDB.

no wonder they approve ur PR so fast. U got experience in so many country/environment.
u r a precious talent to them. sure approve ur PR application wan.

When my company brought me over, no sign on bonus but they paid for 1 month expenses (hotel and food), and a relocation service from my place in KL. I guess some companies are more concerned with staff welfare than others (I'm also a very junior hire in the chain here).


Nola I learned the yandou talent of bullsh*tting after working in a 80% indian department for (almost) 2 years. No matter how small and insignificant the 'achievement' was, they have a knack for trumpeting it as if they saved the world. So for my PR application form I also do the same - I got sent to those countries as office boy to fetch coffee for the senior people but I wrote on the PR form as if I am the boss

You are looking for the SC or hope the letter don't come to you? My dad, brother and myself all got invitation letter for SC, my dad even have 2. Mine is after 2-3 years after I started to work. But we decline the invitation. Rumour says that those will local properties will be targeted sooner or later. My other half has been PR for 7 years but never receive any SC invitation letter.

Never the less, you still gain the experience to work in other country. That will open your eye due to different culture and way to work will be a big plus point. I think

Well sing on bonus or expense. I already ask nope, don't get those. Only a take home pay. Nothing else. . Lucky they throw in the transportation fee which i can claim to send thing from here to singpore up to a certain amount. However is invoice claime basic and not cash on hand.

That is why i need to calculate really well before i actually make a move to Singapore. The other thing wanted to check with you all. Any coupple have experience before how easy is to get a job in Singapore. Coz i am thinking to bring my wife down then she start to look for job there while i am working. At least place to stay is cover for her. rather then send email/letter then got interview people also think twice since you are in KL not in Singapore.

Please share.

Your brother 2nd gen SPR need to serve NS right? I thought after u serve NS then Malaysia government will ask u to gtfo off to SG? Or is that only for SC/SPR couples whose kids can choose to hold MY or SG passport


One word of advice if you decide to bring your wife over: do not budget your expenditure on the assumption that she will get a job within a few months. When my fiancee came over with me, we assumed she would get a job easily so we went ahead to rent an whole HDB on the assumption of having two incomes. Let's just say that it took her longer than anticipated to get a job and in that period of waiting it was ... tight.

Having said that, while waiting for a proper job your wife can sort of work (those unskilled jobs presumably) on a dependent pass using a Letter of Consent from MOM:

http://www.mom.gov.sg/pass-navigator/forei...-full-time.aspx

This option wasn't available to my fiancee and I (at the time) cos not merrid means she was holding visit pass.

I also brought 5k first time I come here, gone in one month .

If you are saving 20% of your pay, or 1k if your pay is more than 5k, then the CPF contribution should not be significant for you. Consider it as saving for your future home here and a 15-16% pay increment from your employer that you can't use yet.

Haha, i am a low pay worker only. btw, i remember that there once saying 1st year is how many %, then 2nd year is how many % and so on. anyone mind share again? so that i can do my calculation to see how many leftover for take home pay.hehe

Deodorant said already in the previous page.

Oh, i missed out the last part of his post, just clicked the link and read through, yet i dont understand so i ask again, but thank alot man.

He is under first gen PR, professional or what scheme like that. Me and my sis apply under my dad. He applied separately after he graduated to avoid the NS. Last time PR really give out like no people care. Worked one month apply can get. Never hear of the NS will affect MY citizenship. For his son, can choose to be PR now, but he intend to do the same for him to skip NS. SC/SPR compare to foreigner are mostly monetary benefits, except school placement, the only thing we can think of now. The monetary gain from PR from a baby to adult is not worth 2 years of NS and the reservice period.

Thanks again for the tips. Yupe that was on my head without thinking properly after going more and more research on the rental cost. I have to face the reality, there is no way i can afford a unit until both of us got the job. Just on my pay, we might be able to stay alive in SG but if she can get any job then we can save some money to get the unit after few year down the road. or PR maybe..

If I want to draw money from an ATM must I cross over to JB to do so if I have Malaysian Maybank / CIMB? Can I draw over here with my Malaysian account?

you are in luck. I just ask this from the bank just now. For Maybank, you can use your ATM and withdraw from Singapore ATM machine. Each withdraw depending on what you set the limit on your ATM card. For example if you per day withdraw is 2k (RM) then you will have max of SGD 800, base on 2.5 exchange rate. The exchange rate will be base on the daily currency exchange rate.

However you are can't bank in money from Singapore Maybank cash deposit machine. You have to go to the teller to do it. And each time there is a RM25-27 charges for each transaction.

come n xchange money with me. x2.5
u transfer to my mbb acc, i gip u cash. lol!
i always change money

Okay meaning that I will be able to withdraw money from MBB ATM in SG? That's great!

Your rate so high

HI all,

I am Malaysian and recently received an offer for a permanent position in Singapore. I would like to know all the basic info like living cost, tax paying, etc etc to work in singapore, is this thread the right place to get it all?
I am just start reading... reading backward... 82 pages now ...

I suggest you read from Page 1.
Basic information is all in the first post.

You should start from the first page.... all the information you need is there