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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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TheLegend27
post Feb 19 2025, 03:12 PM

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QUOTE(victorian @ Feb 17 2025, 04:51 PM)
I have been getting 96k points from Alliance every month (2 cards), but this month I noticed that I have been shortchanged:

Total Earned This Month: 96,000
Total Redeemed/Rounded Down: 149,400 (I only claimed 120k points)
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what do u spend that earn so much points?
evagoran
post Feb 20 2025, 11:45 AM

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Does anyone know for Visa Infinite, auto-debit netflix, google, spotify, umobile and time internet gets 8x or 1x TBP?

guanteik
post Feb 20 2025, 08:32 PM

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QUOTE(evagoran @ Feb 20 2025, 11:45 AM)
Does anyone know for Visa Infinite, auto-debit netflix, google, spotify, umobile and time internet gets 8x or 1x TBP?
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1X for auto debit ....
Suggest you to pay manually to earn 8x
kevyeoh
post Feb 21 2025, 09:52 AM

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guys.... so weird one....the service tax waiver...how come some ppl kena spend RM50 3x within 30 days but some ppl terus can get waiver by calling in without the need to spend RM50 x 3.....
xiaomoon
post Feb 21 2025, 09:57 AM

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QUOTE(kevyeoh @ Feb 21 2025, 09:52 AM)
guys.... so weird one....the service tax waiver...how come some ppl kena spend RM50 3x within 30 days but some ppl terus can get waiver by calling in without the need to spend RM50 x 3.....
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sometime 250x3...500x3, just spend lo, if no going to use the card can cancel already
coolguy99
post Feb 21 2025, 01:05 PM

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QUOTE(kevyeoh @ Feb 21 2025, 09:52 AM)
guys.... so weird one....the service tax waiver...how come some ppl kena spend RM50 3x within 30 days but some ppl terus can get waiver by calling in without the need to spend RM50 x 3.....
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Maybe different SA different handling? I was told to spend RM50 x 3 it’s not a big deal anyway.
MGTheChosen
post Feb 21 2025, 02:56 PM

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I wonder apart from Alliance which other bank that does this conditional waiver thing

its odd but okay at least acceptable
ZeneticX
post Feb 21 2025, 06:58 PM

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QUOTE(MGTheChosen @ Feb 21 2025, 02:56 PM)
I wonder apart from Alliance which other bank that does this conditional waiver thing

its odd but okay at least acceptable
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PBB will give waiver when you call in and ask nicely. If you frequent user of the card usually will waive without condition

Sometimes they will ask for min spend as well
ZeneticX
post Feb 23 2025, 11:35 PM

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Anybody used Alliance VI + Alipay in China before? Is it considered ewallet / ecommerce (8x) or oversea spending (5x) ?

What about topping up to Wise?

This post has been edited by ZeneticX: Feb 23 2025, 11:39 PM
Lego Warfare
post Feb 24 2025, 12:34 PM

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Anyone knows if the VI 8x e-commerce/ewallet & 5x groceries/dining TBP cap at RM3k is allocated per card member? Or total whole account?
If i have 3 other supps do they each get their own RM3k TBP monthly cap?
ZeneticX
post Feb 24 2025, 01:30 PM

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QUOTE(Lego Warfare @ Feb 24 2025, 12:34 PM)
Anyone knows if the VI 8x e-commerce/ewallet & 5x groceries/dining TBP cap at RM3k is allocated per card member? Or total whole account?
If i have 3 other supps do they each get their own RM3k TBP monthly cap?
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QUOTE(jdachum @ Jan 10 2025, 07:17 PM)
Supplementary shares the same cap if I’m not wrong
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QUOTE(victorian @ Jan 10 2025, 09:48 PM)
no such thing la, all credit card benefit is shared between supp and principal
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Lego Warfare
post Feb 24 2025, 01:39 PM

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QUOTE(ZeneticX @ Feb 24 2025, 01:30 PM)

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Awww thanks for the confirmation
coolguy99
post Feb 24 2025, 02:44 PM

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QUOTE(Lego Warfare @ Feb 24 2025, 12:34 PM)
Anyone knows if the VI 8x e-commerce/ewallet & 5x groceries/dining TBP cap at RM3k is allocated per card member? Or total whole account?
If i have 3 other supps do they each get their own RM3k TBP monthly cap?
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You can get another card i.e. the virtual card to get separate cap.
schoe
post Feb 24 2025, 05:59 PM

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QUOTE(ZeneticX @ Feb 23 2025, 11:35 PM)
Anybody used Alliance VI + Alipay in China before? Is it considered ewallet / ecommerce (8x) or oversea spending (5x) ?

What about topping up to Wise?
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never use credit card to topup waise.. it considered as cash out, not mistaken
ZeneticX
post Feb 24 2025, 06:18 PM

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QUOTE(schoe @ Feb 24 2025, 05:59 PM)
never use credit card to topup waise.. it considered as cash out, not mistaken
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I forgot

In that case can only consider VI + Alipay or top up to TnG (10% fee) and just use TnG

I'm more inclined towards Alipay option but just not sure is considered 8x or 5x

If 5x then i might stomach the 1% fee for TnG to get 8x

This post has been edited by ZeneticX: Feb 24 2025, 06:38 PM
krusellblazar
post Feb 24 2025, 09:04 PM

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Does anyone know if we make a Kad Terus fuel up via the Setel app linking our Alliance VI, is it considered petrol transaction or online transaction. I understand that reloading the Setel wallet is considered as eWallet but want to know about the Kad Terus payment.
Lego Warfare
post Feb 24 2025, 11:04 PM

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QUOTE(coolguy99 @ Feb 24 2025, 02:44 PM)
You can get another card i.e. the virtual card to get separate cap.
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Ohh that is interesting, can the virtual card be supped out as well to share the 8x TBP cap?
jdachum
post Feb 25 2025, 12:03 AM

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QUOTE(Lego Warfare @ Feb 24 2025, 12:34 PM)
Anyone knows if the VI 8x e-commerce/ewallet & 5x groceries/dining TBP cap at RM3k is allocated per card member? Or total whole account?
If i have 3 other supps do they each get their own RM3k TBP monthly cap?
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Groceries and dining has no cap btw
winmxbb
post Feb 25 2025, 07:33 AM

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QUOTE(jdachum @ Feb 25 2025, 12:03 AM)
Groceries and dining has no cap btw
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8x equal 1.3% only, not wort to pay grocer, hv other better
Lego Warfare
post Feb 25 2025, 10:59 AM

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QUOTE(jdachum @ Feb 25 2025, 12:03 AM)
Groceries and dining has no cap btw
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Oh!! missed that, even better. Looks like i will have to convert myself from SIA to MAS now sad.gif

QUOTE(winmxbb @ Feb 25 2025, 07:33 AM)
8x  equal 1.3% only, not wort to pay grocer, hv other better
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Grocery with VI is RM3 = 1 airmile. That is one of the best conversion rates i think?

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