yes, the only good one is ewallet x8...if the x8 point not ewallet then is uesless also

2000.90 and 1000 is ewallet. the rest are online include forestone, myaia, prudential, electrical shop.

no other spendings. no other cards.

Apply supplementary card then you can 288k TBP per month 

this normally show in next statement

Anyone knows if the VI 8x e-commerce/ewallet & 5x groceries/dining TBP cap at RM3k is allocated per card member? Or total whole account?
If i have 3 other supps do they each get their own RM3k TBP monthly cap?

Huh, at 5x points earning then the worth is less than 1%. Okay la, just get the cashback for applying then can cancel di.

Airmiles calculation a bit more complex but without any promo redemption I calculate as about 2.xx% worth (assuming enrich 4 sen per mile)?

4.7k from Lazada. I converted to 12 months installment. Transaction was made on 26th March.

At this point I have total 61k tbp in my account, earned from my Feb and March statement. My statement is 12th of every month. Currently my tbp only left 22k

The purchase shouldn't affect my tbp at all

Unless there things here I don't fully understand yet

Gave another call to CS to follow up on my case

according to them the points are deducted for the installment beause any conversion to installment will deduct points UPFRONT from your existing points

once statement is released the correct points should be reflected back. This is such a weird mechanism to me and I hope it's true

that's only 8x TBP right?

i still prefer cashback card for online usage

That means it's unconfirmed information

Maybe someone can confirm if paying using credit card directly to SPayLater is consider online transaction

I use Shopee Pay, Grab, TNG ewallet so I'll max out the RM3k ewallet limit almost every month

Wah first time heard this condition
Usually 3 times min 50 within 30 days

I didn’t know this.
I even had a screenshot in case any dispute.

I think it is up to the CS. I doubt she knows my spending habits within seconds after I requested.

Does anyone experience point got rounded down? I saw my latest statement got rounded down 139K points

hellloooo... want to check if anyone encountered this.

I have no prior banking relationship with Alliance. No defaults on loans or credit cards; all paid on time.

I meet all the criteria for applying for AVI but got rejected, which is a bit puzzling to me. Has anyone encountered this situation before? If yes, will having a bank account with Alliance Bank make it easier for the credit card application to be approved?

Hmm for this is very personal, some people prefer cash and money sitting in bank account is better. But if you are just referring to "value" itself. I think spending by card is slightly better?

Exanple visa rate is 1%, alliance bank takes 1.25% so total will be 2.25% of your bill. Means RM 1000 bill will become RM 1022.50. But 1022.50 will gain you around 680 enrich point by new revision rate of Alliance VI, while enrich point worth around 0.8-20 sen and we take median as 1.4 sen per point it worths around RM 94 or as low as RM 54.

Some may think its worth, some may think why shouldn't it keel that 22.50 in my bank account instead? So if you don't mind spending a bit more, then card is not really that bad in term of value.

Its all about your financial and spending behaviour.

My eWallet limit of RM3,000 has already been maxed out. I'm now considering fully utilizing 3K online transaction through SPayLater.

Just to confirm — is the TBP awarded based on the posting date rather than the transaction date?

I have a transaction to make on 30 July. If I use SPayLater and then choose the “Pay Early” option via ShopeePay with VI, will there be any early settlement fees from Shopee?

I've just enabled the SPayLater feature for my account, but unfortunately, it's a bit late for me to use it with VI. I'm planning to apply for a VCC to continue using this method going forward.
Bonus for me, can keep another year for lounge access.
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Hi guys, I just activated my virtual credit card. How do I sign up for online acc? And how do I get the main credit card number?

Does VCC still have 20% rebate for jomcharge?