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Zeva suites @ Seri Kembangan, by Trinity Group
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jerrymouse
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Jun 18 2012, 10:44 PM
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Getting Started

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QUOTE(seanooi880327 @ Jun 18 2012, 10:29 PM) Jerry bro, look like you very panic...Hehe Take it relaz.. get the bankers contact, contact them 1 by 1 and arrange meet up.. They will tell you what documents need to prepare. most important, they have to explain their package to u... You have to compare with other banks ya... By the way: you need latest 3 month pay slip, 6 month if you commission based, epf statement, latest 3 month bank statement, photocopy IC, booking form and degree / master certificate ( if you got).....Correct me if wrong..  I would said different bank different package... but heard that Allia*ce and O*BC bank easier to get loan approved... Not sure hw true... a bit la..first time apply house loan leh  thats why I come here lowyat forum to find you all sifu mah, can tunjuk ajar a bit hehe actually I am worry bcz of the 14 days time to settle S&P and my work is quite hectic, scared no time to get a good rate from bank lo I will prepare all those necessary document and try to hunt for bankers contact liao tomorrow...thanks ya seanooi ko... ah btw you mentioned need to compare, besides BLR rate any other information that I need to compare/look into between different bank?
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neoescundo
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Jun 18 2012, 10:44 PM
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Getting Started

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QUOTE(SKfolk @ Jun 18 2012, 09:24 PM) You didn't read or search the content. Read this showing the progress of each highway. http://www.llm.gov.my/kpi_llm.aspxhowever i dont see news regarding the MEX interchange wor. maybe my eye rosak ??
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seanooi880327
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Jun 18 2012, 10:47 PM
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QUOTE(jerrymouse @ Jun 18 2012, 10:44 PM) a bit la..first time apply house loan leh  thats why I come here lowyat forum to find you all sifu mah, can tunjuk ajar a bit hehe actually I am worry bcz of the 14 days time to settle S&P and my work is quite hectic, scared no time to get a good rate from bank lo I will prepare all those necessary document and try to hunt for bankers contact liao tomorrow...thanks ya seanooi ko... ah btw you mentioned need to compare, besides BLR rate any other information that I need to compare/look into between different bank? you need to know the lock in period ( hw much penalty if early settlement), semi-Flexi/Flexi, payback tenure, whether compulsory MRTA/MLTA...etc..... me usually will see these info... But im not banker...maybe some of the banker dai kor can help u...
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investgal
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Jun 18 2012, 10:48 PM
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Getting Started

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QUOTE(seanooi880327 @ Jun 18 2012, 10:42 PM) mmhhh...thats y different bank different R&R.. sometime depends your luck as well.. if good PO handle your case.. you may pass thru it also...provided your qualification just pass the guideline... If one financial background strong enough..no worries at all... seanooi kor, usually what documents need to prepare while sign S&P at lawyer firm..?  Added on June 18, 2012, 10:50 pmQUOTE(seanooi880327 @ Jun 18 2012, 10:29 PM) Jerry bro, look like you very panic...Hehe Take it relaz.. get the bankers contact, contact them 1 by 1 and arrange meet up.. They will tell you what documents need to prepare. most important, they have to explain their package to u... You have to compare with other banks ya... By the way: you need latest 3 month pay slip, 6 month if you commission based, epf statement, latest 3 month bank statement, photocopy IC, booking form and degree / master certificate ( if you got).....Correct me if wrong..  I would said different bank different package... but heard that Allia*ce and O*BC bank easier to get loan approved... Not sure hw true... if employed maybe provide them the EA and BE forms also.. Added on June 18, 2012, 10:53 pmAnyone can update the latest panel bank list now..? This post has been edited by investgal: Jun 18 2012, 10:53 PM
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walle
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Jun 18 2012, 10:57 PM
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QUOTE(jerrymouse @ Jun 18 2012, 10:24 PM)  that is more than what I am planning to do hahaha..anyway can you share with me what are the necessary document needed to apply house loan? Can I do it online because I am afraid I do not have the time to go to bank and do it  and how long would the bank normally take to response with a confirmation on the applied loan whether it is approve or not? Thank you in advance Cheers! Added on June 18, 2012, 10:26 pmthanks for the tips  Do you know any panel bank which give good rates so far? maybe base on your experience in buying house recently? Appreciate your help  Let me know if u need banker,i got some good contact..
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seanooi880327
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Jun 18 2012, 10:58 PM
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QUOTE(investgal @ Jun 18 2012, 10:48 PM) seanooi kor, usually what documents need to prepare while sign S&P at lawyer firm..?  just to make sure your loan approved before sign any SNP... unless you confident enough on your financial status..
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Lio85
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Jun 18 2012, 10:58 PM
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Getting Started

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I'm as a banker, I also advice client to submit at least 2-3 banks. In order to secure their best interest, if our bank unable to offer them better. At least they had other options. But actually nowadays, most of the bank shall able to offer or match competitor FI offer. So mostly rely on servicing and trustworthiness...
Correct me if I'm wrong😁
This post has been edited by Lio85: Jun 18 2012, 10:59 PM
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walle
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Jun 18 2012, 10:59 PM
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QUOTE(smokey @ Jun 18 2012, 10:27 PM) whats the condo name u sold? Aman heights
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ram999
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Jun 18 2012, 11:00 PM
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New Member
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Does anyone aware of the current available leasing period 88 years only? According to SA they will get 99 years soon. Does anyone have any input on this? wat if they unable to get 99 years?
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investgal
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Jun 18 2012, 11:04 PM
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Getting Started

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QUOTE(seanooi880327 @ Jun 18 2012, 10:58 PM) just to make sure your loan approved before sign any SNP... unless you confident enough on your financial status..  icic.. thanks seanooi kor.. now waiting bank approval.. hv submitted docs to banker..
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Budak Kampung
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Jun 18 2012, 11:07 PM
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Getting Started

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guys, remembered i mentioned blr-2.7%. it's a false alarm. she got 2.4%. case closed. :-P
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investgal
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Jun 18 2012, 11:08 PM
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Getting Started

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QUOTE(Budak Kampung @ Jun 18 2012, 11:07 PM) guys, remembered i mentioned blr-2.7%. it's a false alarm. she got 2.4%. case closed. :-P hahhaha... both of you talking mandarin? which 4 sound to 7..
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Budak Kampung
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Jun 18 2012, 11:09 PM
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Getting Started

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btw, ocbc is one of the panel rite? anyone got SA contact ? Added on June 18, 2012, 11:10 pmQUOTE(investgal @ Jun 18 2012, 11:08 PM) hahhaha... both of you talking mandarin? which 4 sound to 7..  haha, i think the SA and her talked in mandarin.. This post has been edited by Budak Kampung: Jun 18 2012, 11:10 PM
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charlieboy61
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Jun 18 2012, 11:16 PM
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What is the latest status of the block a sales? Anybody can update. Can someone start a new thread for zeva owners. I not too high tech.:-)
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Budak Kampung
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Jun 18 2012, 11:17 PM
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Getting Started

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QUOTE(jacob888 @ Jun 18 2012, 10:20 PM) Jacob, can share which banks u applied?
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jerrymouse
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Jun 18 2012, 11:19 PM
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Getting Started

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QUOTE(walle @ Jun 18 2012, 10:57 PM) Let me know if u need banker,i got some good contact.. Hi walle bro,can u give me their contact??thanks a lot bro Added on June 18, 2012, 11:21 pmQUOTE(seanooi880327 @ Jun 18 2012, 10:47 PM) you need to know the lock in period ( hw much penalty if early settlement), semi-Flexi/Flexi, payback tenure, whether compulsory MRTA/MLTA...etc..... me usually will see these info... But im not banker...maybe some of the banker dai kor can help u...  Thanks a lot bro...will take note on this :-) This post has been edited by jerrymouse: Jun 18 2012, 11:21 PM
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shzewei
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Jun 18 2012, 11:29 PM
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Getting Started

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QUOTE(jerrymouse @ Jun 18 2012, 11:19 PM) Hi walle bro,can u give me their contact??thanks a lot bro Added on June 18, 2012, 11:21 pmThanks a lot bro...will take note on this :-) pm u dy This post has been edited by shzewei: Jun 18 2012, 11:36 PM
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SKfolk
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Jun 19 2012, 12:04 AM
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QUOTE(neoescundo @ Jun 18 2012, 10:44 PM) however i dont see news regarding the MEX interchange wor. maybe my eye rosak ??  Yup, it is not stated there. Only got SKIP and KIDEX but it was announced in many newspaper and even the developers' catalogue showing the MEX link to SERDANG.
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Soventol
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Jun 19 2012, 12:34 AM
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New Member
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QUOTE(colenz @ Jun 18 2012, 10:32 PM) Can PM me the Alliance banker contact. Wanna compare 1-2 bank offer rates. Tq PM-ed
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Hundredquestion
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Jun 19 2012, 08:18 AM
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New Member
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on that launching day, all SA at least got 20-30 booking per person. wondering how much of commision they receive for each sale?
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