does alliance bank package also have lock-in period? Can you PM me the banker information? Thanks a lot

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Added on June 18, 2012, 6:20 pmaccording to SA, she informed me that the 90% loan will be based on the original house price (before rebate)

This post has been edited by jerrymouse: Jun 18 2012, 06:20 PM

Is follow the S&P price, means before discount.

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Added on June 18, 2012, 6:21 pmthe alliance banker are 2 guys rite.. hahahah

This post has been edited by investgal: Jun 18 2012, 06:21 PM

For the 10% down payment, I will need to pay 10% of the S&P price before the rebate (minus 5k deposit). Is this correct?
And if the 90% of the loan is also based on the S&P price, where the 5% rebate will be reflect?

The loan 90% based on the S&P price. 5% rebate will be deducted from yr 10% down payment, so end up u only pay 5% for down payment.
But remember dont let bank know u got 5% rebate from the developer. Otherwise 90%loan will based on yr nett price.

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Added on June 18, 2012, 6:50 pm[quote=AudiA6,Jun 18 2012, 03:28 PM]
Anyone able to buy Type B with 881 sqft below RM 350k (NETT after rebate)? Which Block?

Business associates can get below RM350k after discount on Block B.

This post has been edited by samkslee: Jun 18 2012, 06:50 PM

Just back from sales gallery...blk B all mostly sold..blk A still got 881sqft but price increase about 19k..i did a same flr comparison...a unit at level 02-08, 881sqft asking 382,800 before 5% discount, so its about 1750 monthly installment..so if i wan to buy to rent, i need to rent out at least 2k to breakeven..so what's the benchmark rental there? i know east lake can rent up to 2.2k fully furnished unit..what's u guys opinion? another unit size about 13++sqft asking 505k, i just sold my freehold condo nearby 1268sqft at 315k..shud hv wait a little longer..damn!

This post has been edited by walle: Jun 18 2012, 06:51 PM

Hi walle gor,

U aledi got a very good price for letting go now for AH block A...cant compare to this kua... But if given a chance I will not let go AH if I have the bullet... But anyway AH gives me a good ROI.. I believe Zeva will be the benchmark for this type of development in Equine.. Hence it all depends on the market once it is completed. But I bet it can gives +yield gd luck!

This post has been edited by mcken: Jun 18 2012, 07:10 PM

i was reluctant to let go AH earlier, but needed bullet for another own stay property.. . indeed AH provided me +ve cashflow throughout the 5 yrs ownership, and surely very good ROI...I'm more confident if i entered earlier on Zeva. Right now, a 20k increased..and so many competition when VPed, have to really think twice...

You didn't read or search the content. Read this showing the progress of each highway.
http://www.llm.gov.my/kpi_llm.aspx

Can PM me the Alliance banker contact. Wanna compare 1-2 bank offer rates. Tq

382,800 is at block A? Facing which side?

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Added on June 18, 2012, 10:09 pmWhile signing S&P, you will only pay:

(S&P Price before rebate x 5%) - RM5000..



This post has been edited by investgal: Jun 18 2012, 10:10 PM

May I know can I apply house loan with 2 or 3 bank in parallel? The purpose I am doing this is to see which bank can approve my loan and I do not want to waste any time if Bank A reject after 3 to 4 days waiting and then reapply with Bank B and wait..how can I ensure my loan application will be approved?

I applied 7 bank at the same time

Hi, I am a newbie here. I bought a 933sf Block B facing pool and now would like to know which panel bank offers best package. You guys seem to have more experience, so, I would appreciate your expert opinions I am considering either Alliance or OCBC but I am more inclined to Alliance bcus it's confirmed a panel for Zeva whilst I have doubt abt OCBC Anyone can confirm on the panel bankers?

you have to do that to secure best rate loan... As long as no repeat in the same bank is fine...

This is a good tip, thanks

that is more than what I am planning to do hahaha..anyway can you share with me what are the necessary document needed to apply house loan? Can I do it online because I am afraid I do not have the time to go to bank and do it

and how long would the bank normally take to response with a confirmation on the applied loan whether it is approve or not?

Thank you in advance
Cheers!

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Added on June 18, 2012, 10:26 pmthanks for the tips Do you know any panel bank which give good rates so far? maybe base on your experience in buying house recently?
Appreciate your help

This post has been edited by jerrymouse: Jun 18 2012, 10:26 PM

whats the condo name u sold?

Jerry bro, look like you very panic...Hehe

Take it relaz.. get the bankers contact, contact them 1 by 1 and arrange meet up.. They will tell you what documents need to prepare. most important, they have to explain their package to u... You have to compare with other banks ya...

By the way: you need latest 3 month pay slip, 6 month if you commission based, epf statement, latest 3 month bank statement, photocopy IC, booking form and degree / master certificate ( if you got).....

Correct me if wrong..

I would said different bank different package... but heard that Allia*ce and O*BC bank easier to get loan approved... Not sure hw true...

This post has been edited by seanooi880327: Jun 18 2012, 10:31 PM

meet up ah..then I think lepas kerja at night only can meet those bankers d >< ok will ask them to fly over at my convenient
Thanks for the tips hehe

mmhhh...thats y different bank different R&R.. sometime depends your luck as well.. if good PO handle your case.. you may pass thru it also...provided your qualification just pass the guideline... If one financial background strong enough..no worries at all...