QUOTE(mcken @ Jul 3 2012, 04:29 PM)
90%, BLR -2.2% semi-flexi and can be converted to full flexi after completion.Zeva suites @ Seri Kembangan, by Trinity Group
Zeva suites @ Seri Kembangan, by Trinity Group
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Jul 3 2012, 04:39 PM
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Junior Member
163 posts Joined: Feb 2011 From: Earth |
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Jul 3 2012, 04:41 PM
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Senior Member
649 posts Joined: Jun 2009 |
QUOTE(Wk24 @ Jul 3 2012, 04:25 PM) Suddenly feel like kena fool btw the developer & the bankers. Yup, I feel the same as you...1/ OCBC full but yet dont issue rejection letter. 2/ HLB active, will approve, but only 85% with 30years only. 3/ others bank like no care to do your business. 4/ dont no where to find these 2 rejection letters!! OCBC quota full... HLB can't offer up to 90%... Others bank so far never get back, like ghost.... all hilang no news no sms no call (even I sms them) die lor Added on July 3, 2012, 4:43 pmI think we're f***ed up This post has been edited by jacob888: Jul 3 2012, 04:43 PM |
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Jul 3 2012, 04:45 PM
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Senior Member
557 posts Joined: Jan 2006 |
QUOTE(jacob888 @ Jul 3 2012, 04:41 PM) Yup, I feel the same as you... and uob only offer 80% for dibs.. OCBC quota full... HLB can't offer up to 90%... Others bank so far never get back, like ghost.... all hilang no news no sms no call (even I sms them) die lor Added on July 3, 2012, 4:43 pmI think we're f***ed up |
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Jul 3 2012, 04:49 PM
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139 posts Joined: Jun 2012 |
cant wait to settle everything. few nights no good sleep.
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Jul 3 2012, 05:11 PM
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114 posts Joined: Jul 2007 |
wau..just over the week never check this post then aly 10+ pages ><
Anyway here is my reply from bank (all with DIBS): Ambank - Got loan approved(with LO) - BLR-2.4% , 90% loan with MAX 40 years - one condition, must include MRTA if not loan amount is 85% - semi-flex or fully-flex is available - lock in 3 years Al-Rajhi - BLR-2.45%, 90% loan with MAX 40 years - only normal loan (no fully and semi-flex) - MRTA/MLTA is optional - never proceed as banker inform process might take a while - no lock in HLB - BLR-2.4%, 90% loan with 30 years - semi flex or fully-flex available -MRTA/MLTA optional - lock in 3 years - got approved and sign LO UOB - only up to 80% loan - rejected so dont know much about the detail OCBC - quota full, next week only can start process loan (not sure for me only or apply to rest of applicant) - BLR-2.4%, 90% loan with max 38 years - lock in 3 years If you need any information about respective banker let me know, I will PM you. This post has been edited by jerrymouse: Jul 3 2012, 05:43 PM |
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Jul 3 2012, 05:12 PM
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur |
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Jul 3 2012, 05:13 PM
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95 posts Joined: Jun 2012 |
i was thinking can we officially write in to our own sales agent so that they can forward the case to their management? does it helps?
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Jul 3 2012, 05:14 PM
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139 posts Joined: Jun 2012 |
peri kor
i salute u la book 2 units can i pm u ah ask u what's the prop u bought |
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Jul 3 2012, 05:14 PM
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113 posts Joined: Jun 2012 |
QUOTE(jerrymouse @ Jul 3 2012, 05:11 PM) wau..just over the week never check this post then aly 10+ pages >< How come u can get 40years loan from HLB?? I thought max only 30 years??Anyway here is my reply from bank (all with DIBS): Ambank - Got loan approved(with LO) - BLR-2.4% , 90% loan with MAX 40 years - one condition, must include MRTA if not loan amount is 85% - semi-flex or fully-flex is available - lock in 3 years Al-Rajhi - BLR-2.45%, 90% loan with MAX 40 years - only normal loan (no fully and semi-flex) - MRTA/MLTA is optional - never proceed as banker inform process might take a while - no lock in HLB - BLR-2.4%, 90% loan with 40 years - semi flex or fully-flex available -MRTA/MLTA optional - lock in 3 years - got approved and sign LO UOB - only up to 80% loan - rejected so dont know much about the detail OCBC - quota full, next week only can start process loan (not sure for me only or apply to rest of applicant) - BLR-2.4%, 90% loan with max 38 years - lock in 3 years If you need any information about respective banker let me know, I will PM you. Can PM me ur banker?? |
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Jul 3 2012, 05:14 PM
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Senior Member
557 posts Joined: Jan 2006 |
QUOTE(jerrymouse @ Jul 3 2012, 05:11 PM) wau..just over the week never check this post then aly 10+ pages >< you seems like the 1st person i saw here get "BLR-2.4%, 90% loan with 40 years" offer frm HLB..Anyway here is my reply from bank (all with DIBS): Ambank - Got loan approved(with LO) - BLR-2.4% , 90% loan with MAX 40 years - one condition, must include MRTA if not loan amount is 85% - semi-flex or fully-flex is available - lock in 3 years Al-Rajhi - BLR-2.45%, 90% loan with MAX 40 years - only normal loan (no fully and semi-flex) - MRTA/MLTA is optional - never proceed as banker inform process might take a while - no lock in HLB - BLR-2.4%, 90% loan with 40 years - semi flex or fully-flex available -MRTA/MLTA optional - lock in 3 years - got approved and sign LO UOB - only up to 80% loan - rejected so dont know much about the detail OCBC - quota full, next week only can start process loan (not sure for me only or apply to rest of applicant) - BLR-2.4%, 90% loan with max 38 years - lock in 3 years If you need any information about respective banker let me know, I will PM you. |
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Jul 3 2012, 05:17 PM
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Senior Member
649 posts Joined: Jun 2009 |
QUOTE(jerrymouse @ Jul 3 2012, 05:11 PM) wau..just over the week never check this post then aly 10+ pages >< HLB are you sure loan with 40 years ? so far I did check with HLB they said only max 30 yearsAnyway here is my reply from bank (all with DIBS): Ambank - Got loan approved(with LO) - BLR-2.4% , 90% loan with MAX 40 years - one condition, must include MRTA if not loan amount is 85% - semi-flex or fully-flex is available - lock in 3 years Al-Rajhi - BLR-2.45%, 90% loan with MAX 40 years - only normal loan (no fully and semi-flex) - MRTA/MLTA is optional - never proceed as banker inform process might take a while - no lock in HLB - BLR-2.4%, 90% loan with 40 years - semi flex or fully-flex available -MRTA/MLTA optional - lock in 3 years - got approved and sign LO UOB - only up to 80% loan - rejected so dont know much about the detail OCBC - quota full, next week only can start process loan (not sure for me only or apply to rest of applicant) - BLR-2.4%, 90% loan with max 38 years - lock in 3 years If you need any information about respective banker let me know, I will PM you. Ambank no such thing as compulsory MRTA, you can take the offer letter first, then you insist they take out MRTA or else you can proceed complain to bank negara and show them offer letter, because that particular agent against bank negara rules, I hope those agent out there read this do what's ethical only your career can last longer... |
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Jul 3 2012, 05:25 PM
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Junior Member
354 posts Joined: Sep 2010 |
QUOTE(jerrymouse @ Jul 3 2012, 05:11 PM) wau..just over the week never check this post then aly 10+ pages >< are u sure HLB is 40 years? i checked with them they say they only have 30 yrs max..Anyway here is my reply from bank (all with DIBS): Ambank - Got loan approved(with LO) - BLR-2.4% , 90% loan with MAX 40 years - one condition, must include MRTA if not loan amount is 85% - semi-flex or fully-flex is available - lock in 3 years Al-Rajhi - BLR-2.45%, 90% loan with MAX 40 years - only normal loan (no fully and semi-flex) - MRTA/MLTA is optional - never proceed as banker inform process might take a while - no lock in HLB - BLR-2.4%, 90% loan with 40 years - semi flex or fully-flex available -MRTA/MLTA optional - lock in 3 years - got approved and sign LO UOB - only up to 80% loan - rejected so dont know much about the detail OCBC - quota full, next week only can start process loan (not sure for me only or apply to rest of applicant) - BLR-2.4%, 90% loan with max 38 years - lock in 3 years If you need any information about respective banker let me know, I will PM you. |
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Jul 3 2012, 05:43 PM
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Junior Member
114 posts Joined: Jul 2007 |
QUOTE(Zer07 @ Jul 3 2012, 05:14 PM) sorry bro, it was mean to be 30 years Added on July 3, 2012, 5:45 pmsorry for the typo error...confirmed 30 years ONLY...pai seh This post has been edited by jerrymouse: Jul 3 2012, 05:45 PM |
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Jul 3 2012, 05:45 PM
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135 posts Joined: Dec 2011 |
Got the reject letter from AMBANK today.... Still no new from other bankers yet..... Seems like many mortgage issues...
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Jul 3 2012, 05:49 PM
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734 posts Joined: Jun 2009 |
QUOTE(charlieboy61 @ Jul 3 2012, 01:36 PM) Would like to ask all the taikos here. Any taikos want to give feedback on this matter. ThanksFor the certificate of non legal representation and the letter stating that we will not engage separate legal representation, it is compulsory for all buyers to sign. Do we have a choice not to sign? What will happen if we do not sign these two documents? |
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Jul 3 2012, 06:49 PM
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Junior Member
95 posts Joined: Jun 2012 |
Finally, UOB called.
He explained actually they finance up to 90%. Out of 90%, 80% confirm DIBS, for the balance of 10% UOB still finalizing with the developer whether buyer or developer bear the interest during construction. He can't advice when they can finalize this issue. And he came to know developer offer 5% discount, so the loan amt will be base on net amount after the 5% discount.. can say bye to UOB...... This post has been edited by Wk24: Jul 3 2012, 06:50 PM |
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Jul 3 2012, 07:11 PM
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Senior Member
649 posts Joined: Jun 2009 |
QUOTE(colenz @ Jul 3 2012, 05:45 PM) Got the reject letter from AMBANK today.... Still no new from other bankers yet..... Seems like many mortgage issues... bro they send you email or letter ?Added on July 3, 2012, 7:12 pmnow just want to get 2 reject letter than I can out of this mess This post has been edited by jacob888: Jul 3 2012, 07:12 PM |
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Jul 3 2012, 07:50 PM
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135 posts Joined: Dec 2011 |
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Jul 3 2012, 07:59 PM
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649 posts Joined: Jun 2009 |
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Jul 3 2012, 08:57 PM
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135 posts Joined: Dec 2011 |
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