this is actually my first application. I guess this is the main reason as well. Now I'm planning to get Maybank (Amex + Master/Visa) card. But not sure if its the right decision.

hi, just new to credit card. most of the bank only give 2x salary limit to new card holder, if they salary is rm36k or below annual?

this is apply to both classic and gold card? or earn rm36k or below is not applicable to apply the gold card, and what is the different classic and gold card?

thanks so much!

hi guys,

I have a standing car hire purchase with Hong Leong. On the site, it says i can file an standing monthly payment of the hire purchase to my credit card.

Would there be any charges? Would this charge for the monthly installment be eligible for cash rebate/points?

Why not you call up Hong Leong Bank to confirm this ?

need some opinion/feedback of this scenario is possible:

1. i have a ambank carz gold visa card with two active EPP.
2. plan to upgrade to plat/ get a better card type with the same bank (ambank)
3. transfer the two active EPP to new card
4. cancel the old card



p.s. visited the branch but the CS seems to be in doubt and ask me to request the application first and see what the card dept says. got the call from card dept, and they ask me to apply for the new card 1st (upgrade not possible due to the plat card is mastercard) then only call CS to ask for the transfer of EPP.

anyone successfully did the above?

update:
managed to called ambank CS just now. according to them, if EPP outstanding balance >1k then can apply to transfer the EPP to new card. if balance less <1k then cannot transfer.
so you got 2 options. 1)keep the old card and cont paying the EPP till finish, then cancel the old card 2)settle the outstanding EPP balance, then cancel the card

This post has been edited by edtan5: Jun 11 2012, 05:30 PM

what kind of stupid reason they gave to you. Obviously they want to u to apply more cards from them

give the link please

For MBB, I can cancel my card (no more fee or GST) , but the account is still valid. I've to keep paying for the EPP every month.
For MBB, they say can't transfer the EPP from my ex-Visa to the new-Visa. I asked at MBB 1U Card Centre, and 2-3 of their CS verify in the system (they very free that time).

You may want to verify again with Ambank.

i managed to transfer my MBB ezypay to a new card from an older one

affin bank offers credit card with interest 9.99% p.a

missed due date.. goin up to 17.5%

lulz

T&C : http://www.ambankgroup.com/en/Promotions/C...CityTCEngBm.pdf

This post has been edited by ronnie: Jun 12 2012, 12:56 PM

36 months!! By that time already got 2 newer products and the guy still paying for his obsolete gadget, haha

And if use MBB 2 AMEX at Harvey Norman up to 12 months installment plan still can earn equivalent 2.5% with Treats Points (e.g. RM1000K = RM25) plus up to RM50 cash back on Saturdays or Sundays for single swipe instead of RM10 or RM15 cash voucher with AmBank CC.

Some like to pay for very very looooooooooooooong time.

New Promotion for RHB CC & Debit Card.

Secret Recipe
http://rhb.com.my/Whats_New/cards/secret_recipe/

Buy 1 Free 1 on Friday
http://rhb.com.my/Whats_New/cards/buy_1_free_1/

~Edited~

re-post at HL Bank Thread

This post has been edited by pisang: Jun 14 2012, 11:11 AM

Go add on to the complain in the Hong Leong CC thread...

I would like to ask your opinion on the option below.

My friend has a credit card debts amounting to RM10k. However, recently his company paid bonus to him around RM13k.

So he is in dilemma should he:

a. Pay lumpump the credit card debts; or

b. Get an ASB certificate for RM10k and apply overdraft, the money can use to pay the interest and invest in stock market actively.

My advise to him is to pay lumpusum the credit card debts

Of course option [a]... option [ may create more debt.

I wanna buy the laptop @ RM 3xxx ++

but my credit limit just RM 3k, i already call them give temporary increase the credit limit, but not successful, anyone know how to make it successful or have another way so i can purchases that laptop by using credit card? because i planning to do installment

For certain banks, you can pay extra to get increased limit. Check with your bank whether this can be done and if there are any charges for doing so.