I just received replacement for Maybank Amex 2. Now they require us to activate the card via Maybank2u or call their 24 hours service

This post has been edited by cenkudu: May 2 2013, 08:58 PM

Actually the sale told me that I wont be charged for anything If i didn't activated the card upon receive. Guess Im being cheated.

Yeah man, some agents will say anything to push the sales. Just take this as a lesson and next time, you know what to do. Read the terms or get black and white.

Is it You already got Maybank 2Cards & OCBC Tit. the BEST Combo... ???
Why suddenly U want to apply UOB One Card, Just Crurios...

As said EZ Approval from UOB coz long before that, 1 of Forummer here got the card with Gross Monthly Income although His/Her EPF Submission NOT based on $2000 ($220) a month can said Now most of the Bank need EPF Submission of Income $2000 p.m baru can apply Credit Card...
Another Reason I Said so, Recently I Got their UOB One Plat.(with CL 6k) without received Any Verification Call from THEM...

Yup, I got the best comba.

Reason why I need to apply this card is because want to utilize the cask back between these three cards.

UOB one card is use for petrol and movie on weekdays (hope can get high CL for emergency purpose if necessary and there is no extra charge for this card if swip 12 times in a year)

Other thing use for OCBC on weekdays and weekends (as this is only capped cask back RM50 per month)

Amex only use on weekends (eveything if the mechines avaiable),

Somehow, will depend on the situation like as per below:

Eg: spend sth on Jusco on weekdays, will pay by Amex card instead of OCBC, as OCBC only cash back 1%, although Amex only reward point x5 but equivalent to 2.5% cash back.

May I Know what's the CL Both of Your Cards if... it is OK to You ???

Haha, to be honest, not ok for me..

That y I need another card although im not high spending, just for in case...

Few times exp before, I cannot use cc for payment due to limitation credit, need to borrow from friend or go to pay some money to bank then only can use which is inconvenience cause.

But all the spending are under financial control for sure

ic,ic...
Don't End up like ME with 13 CC's...

I hold 17 CCs and have zero issues getting new cards approved within 2 weeks
RM0.00 balance by Due Date.....

Kita sama-sama Kawan...

Haha, no worry, won't apply so many cc la

I tot u r the one who hold many cc for 13, but now is 17 cc

17 cc still can apply? You are managed well bro

You (fly126) are applying OCBC cc right if I no mistaken, good luck for your application and to be total 14 cc... Haha

Thanks for that, but Unfortunely OCBC still Reject my Application after Appeal...
Not 13 is 7 CC's Later...

No More CC's to Me from Now On...

This post has been edited by fly126: May 2 2013, 11:35 PM

FYI, I did top up TnG at petronas with OCBC cc with additional 1% surcharge. OCBC still give me rebate 5% for it.

thanks.. not all petronas will do this.. which petronas did you manage to charge up with CC ?..
As ronnie said, I will need to try out at the ESSO and later call the CS up to check on the MCC code..

Petronas located at lebuhraya Bukit jalil (near puchong jaya), there's a TnG counter inside as well but only accept cash. Top up at their cashier counter for payment with cc.

That's the same one around the Kinrara Furniture Street ;-)

Hi,

For the Maybank WMC, I do know that it comes with the Hilton Premium Club Privileges Card. But the question is that the card comes with the privileged card only or the card with the membership vouchers as advertised in the link below. Thank you.

Hilton Membership

No sir. It only comes with the membership card and now the priority pass card

erm, would like to ask the credit limit for OCBC titanium? cause been in a case where when it's time to pay for hospital bill, credit limit on current MBB card not enough..those people who initially came with you to the hospital tend to magically disappear when the bill comes...lesson learned, so, need to know the credit limit so i can consider other options if ocbc can't meet the credit limit i'm looking for, preferably 10k credit and above.

The credit limit, is it up to the bank to provide right? What criteria do they base on?

If one is earning less than RM36K per year, the maximum credit limit shall not be more than 2X his/her monthly salary.

As for OCBC credit limit, well, there is no general rule on credit limit but subject to case by case basis. Some people's application are even rejected even though they claim to have excellent credit history.

Anyway, if one does earn RM36K per year, it is odd that he/she cannot afford (or not willing) to get a medical card. With the medical card, one does not have to worry about hospital bills at private hospitals.

If you are talking about paying other people's medical bills at Private Hospitals, RM10K CL may not be enough too (especially if surgery is required).