Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!
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 Oct 4 2012, 02:47 PM
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#1
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Junior Member
110 posts Joined: Jun 2009 
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QUOTE(isildur88 @ Oct 1 2012, 10:22 PM) Would like to ask. If my pay is rm1950. Can i still apply for credit card if no OT/fix income. at RM2,000.00 per month, i would not recommend you to own a credit card. do read up on maybank's debit card which offers 0.5% cash back rebate... they are visa debit cards which are accepted worldwide. at RM2,000.00 a month, it will be tempting and very likely that you would start to a life of cc debt. |
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Oct 7 2012, 09:05 PM
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#2
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Junior Member
110 posts Joined: Jun 2009
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QUOTE(valeron009 @ Oct 7 2012, 01:52 AM) Hi there, it is the first time i post something here, please be kind. I just want to know if it is wise to apply credit card for cash advancement? The reason is, i don't want to take any personal loan and just need a few thousands for my upcoming project. And my goal is to settle the amount of what i use within a year. I just need a quick cash because it is an emergency. Need advice. Thanks in advance. get investors...share your story...if no family and friends, ask Lowyat members if we keen...credit card application to approval = 3 weeks at least before you get your card.... if you get funding from Lowyat, tomorrow you may have gotten 5k if you want 5k to start flipping iphone 5s, then good luck... if you need 5k for parents medical etc. i suppose, CC is best... if you need 5k for a lok-lok car...hard work do pay off. people borrow for many reasons...know how to repay and you sleep better |
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Oct 8 2012, 10:31 AM
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#3
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Junior Member
110 posts Joined: Jun 2009
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get a 2nd job....that not only pays, it also keeps you occupied so you have no time to spend money...
some in KL have 2 jobs to keep up with fast pace lifestyle |
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Oct 12 2012, 04:15 PM
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#4
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Junior Member
110 posts Joined: Jun 2009
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QUOTE(fly126 @ Oct 12 2012, 04:08 PM) Stick back to CT Clear Card 1 for 1 Movie Ticket... CT Clear Card also entitles you to buy 1 free 1 at coffee bean   |
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Dec 20 2012, 11:06 AM
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#5
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Junior Member
110 posts Joined: Jun 2009
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QUOTE(winner @ Dec 20 2012, 09:19 AM) Please remove SCB cards from all the categories. SCB cards are useless until further adjustment from SCB. LOL...SCB visa is now off my wallet...replaced with the humble AirAsia Citibank |
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Jan 17 2013, 12:19 PM
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#6
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Junior Member
110 posts Joined: Jun 2009
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citibank rewards card quite decent
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Mar 10 2013, 08:34 AM
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#7
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Junior Member
110 posts Joined: Jun 2009
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QUOTE(arthurlwf @ Mar 8 2013, 11:28 AM) Does anybody know which credit card have the biggest discount when shopping/dining/traveling in hotel??? check out the maybank world mastercard!Best if the credit card can also offer free access to the airport lounge.. Thanks |
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Apr 9 2013, 11:55 AM
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#8
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Junior Member
110 posts Joined: Jun 2009
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what about atm withdrawals?
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Apr 15 2013, 12:08 PM
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#9
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Junior Member
110 posts Joined: Jun 2009
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QUOTE(Jacobs @ Apr 15 2013, 07:45 AM) Hi just want to apply cc for traveling overseas, won't use it locally, which cc is the most recommended? try the standard chartered cards...can get cash back!  |
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May 4 2013, 10:41 AM
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#10
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Junior Member
110 posts Joined: Jun 2009
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QUOTE(heero24 @ May 3 2013, 05:35 PM) Hi, No sir. It only comes with the membership card and now the priority pass card For the Maybank WMC, I do know that it comes with the Hilton Premium Club Privileges Card. But the question is that the card comes with the privileged card only or the card with the membership vouchers as advertised in the link below. Thank you. Hilton Membership  |
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May 13 2013, 03:23 PM
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#11
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Junior Member
110 posts Joined: Jun 2009
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QUOTE(pasarmalam @ May 12 2013, 11:43 PM) hi don't know it this is the right place if it is sorry. the vendor will key into their credit card machine that you opted for the 12/24 month 0% interest payment. the full amount of say RM2,400 will be deducted monthly at RM200.00 permonth. How does the 12 month 0% interest repayment work if I want to buy a new phone. Assuming phone cost 2.4k. so every month they will deduct 200 automatically from card for 12 months with no interest on the 2.4k? So do I need to swipe 1st time 200 then I get the phone or do I have to fill up some form? Is this how it works or will the be hidden charges somewhere?Couldn't find much info in the search option. Tq simple... |
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Aug 1 2013, 02:39 PM
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#12
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Junior Member
110 posts Joined: Jun 2009
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QUOTE(maru @ Aug 1 2013, 12:59 PM) most of the time annual fee can waive..... citibank officer said spend 30k and u get it waived.Spent RM70k and received the 180k (max points) or RM1050 AA vouchers and have stopped using the card coz no more perks! |
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Oct 16 2013, 01:32 PM
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#13
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Junior Member
110 posts Joined: Jun 2009
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sign up to a new credit card that offers interest free balance transfer say for 12 months. from then on, put both cards in the freezer. make regular repayments. thaw your cards after you have repaid the outstanding balance!
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Oct 17 2013, 08:27 AM
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#14
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Junior Member
110 posts Joined: Jun 2009
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QUOTE(smsbusiness2u @ Oct 16 2013, 03:03 PM) which bank? i don't mean to be rude but if you are to get out of debt i think the very least you have to start to learn to help yourself. do some research and stop waiting to be spoon fed! |
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