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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!

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GravityFi3ld
post May 4 2013, 12:53 PM

Nick Fury's Night Fury
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Senior Member
912 posts

Joined: Mar 2011
From: Infinity & Beyond
erm, would like to ask the credit limit for OCBC titanium? cause been in a case where when it's time to pay for hospital bill, credit limit on current MBB card not enough..those people who initially came with you to the hospital tend to magically disappear when the bill comes...lesson learned, so, need to know the credit limit so i can consider other options if ocbc can't meet the credit limit i'm looking for, preferably 10k credit and above.

The credit limit, is it up to the bank to provide right? What criteria do they base on?
GravityFi3ld
post May 5 2013, 04:24 PM

Nick Fury's Night Fury
*****
Senior Member
912 posts

Joined: Mar 2011
From: Infinity & Beyond
QUOTE(Gen-X @ May 4 2013, 02:03 PM)
If one is earning less than RM36K per year, the maximum credit limit shall not be more than 2X his/her monthly salary.

As for OCBC credit limit, well, there is no general rule on credit limit but subject to case by case basis. Some people's application are even rejected even though they claim to have excellent credit history.

Anyway, if one does earn RM36K per year, it is odd that he/she cannot afford (or not willing) to get a medical card. With the medical card, one does not have to worry about hospital bills at private hospitals.

If you are talking about paying other people's medical bills at Private Hospitals, RM10K CL may not be enough too (especially if surgery is required).
*
Other people's bill in my case. haha, thank you for the reply thumbup.gif
GravityFi3ld
post Jun 27 2013, 10:59 PM

Nick Fury's Night Fury
*****
Senior Member
912 posts

Joined: Mar 2011
From: Infinity & Beyond
I've recently received my PIN no. after successfully applying for OCBC Titanium CC. Can I know what the Pin no. is for?

Thank you
GravityFi3ld
post Jun 27 2013, 11:08 PM

Nick Fury's Night Fury
*****
Senior Member
912 posts

Joined: Mar 2011
From: Infinity & Beyond
QUOTE(fly126 @ Jun 27 2013, 11:04 PM)
the PIN for You Withdraw $$$ at ATM in Case that, U  Need Cash Advance... nod.gif
*
owh, alrighty. thank you smile.gif
GravityFi3ld
post Jul 30 2013, 09:22 AM

Nick Fury's Night Fury
*****
Senior Member
912 posts

Joined: Mar 2011
From: Infinity & Beyond
hi guys,

Groupon has this Standchart Platinum CC thing going on - is it legit?

Standchart Platinum MasterCard
StandChart Platinum VISA cc

if it is(legit), is it worth applying for?

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