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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!

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veejin
post Sep 7 2012, 02:37 PM

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HI, I just got a call from PPB. they sent me a invitation for apply credit card..may i know it's 100% approved or just a simple sent a invitation ?i got a car loan with them and i still dont have my 1st credit card.
veejin
post Sep 7 2012, 04:09 PM

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thankyou, i just apply..how long it will take ? approved or reject? 2 week?
veejin
post Sep 7 2012, 09:31 PM

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QUOTE(fly126 @ Sep 7 2012, 04:54 PM)
If approve your card will sent to you within 2 weeks.... smile.gif
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alright =) thankyou notworthy.gif
veejin
post Sep 13 2012, 01:25 PM

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QUOTE(alexwsk @ Sep 7 2012, 02:43 PM)
yes, almost 100% will approve
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LOL....just received PBB letter.."regret" =.=''
veejin
post Sep 14 2012, 11:46 AM

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QUOTE(fly126 @ Sep 13 2012, 05:55 PM)
(When) You just have Car Loan with them is it... ??? then the Public Bank Offer they Credit Card to you
Impossible they Reject your Credit Card Application while u have Car Loan with them... sweat.gif
Last time my sister got car loan with PBB, they direct sent her Credit Card PIN & call her to collect the Credit Card at Bank
(No Question Ask /No Need to Apply)

If you really want their Credit Card, You should call up the bank officer  who submit your Car Loan Application to help you to appeal or yourself write appeal letter to Public Bank.. blink.gif
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i just feel weird why they sent me an invitation and then regret @@
veejin
post Sep 17 2012, 01:23 AM

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QUOTE(fly126 @ Sep 14 2012, 04:05 PM)
Don't apply it, if you x want the card straight & forward, nothing to losse...  smile.gif


Added on September 14, 2012, 4:18 pm
Try to get Credit Card from another Bank...lah smile.gif
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Ya...will try others bank in future...anyway thank you rclxms.gif


Added on September 17, 2012, 1:33 am
QUOTE(Gen-X @ Sep 16 2012, 02:11 PM)
is it really hard to get a credit card? Almost everyday got people reporting here in this sub-section that they just received their new credit card. Maybank 2 cards approved within an hour. If you check out MACH Thread, application approved in 10 minutes!
go get a debit card  tongue.gif
what is your situation? By the way, you should post here.
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Maybank 2 card approved within an hour ? How to apply it ? Just go to maybank and ask them I want to apply credit card?? Cause before that I went to maybank apply they cc have to wait 1week...

This post has been edited by veejin: Sep 17 2012, 01:33 AM
veejin
post Nov 27 2012, 11:35 PM

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Normally rm3500 basic can get how much credit limit?
veejin
post Nov 28 2012, 09:24 AM

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ok....tq....just wonder why my friend rm6000 monthly income and got rm36k credit limit...@@


Added on November 28, 2012, 9:26 amand normally rm3500 can get how many credit cards?

This post has been edited by veejin: Nov 28 2012, 09:26 AM
veejin
post Nov 28 2012, 03:01 PM

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i want 1 or 2 card got 30-50k then it will make me easy for payment...let say if i got 10 cards but each card only got 5-7k limit...then i have to go few bank parking and wait ....(If you are using this forum to chase for CL then this the wrong place for you.) ? what to u mean "hye"? i just want to know abot how high limit i could get. dont said till i wan to chase for CL...


Added on November 28, 2012, 3:11 pm
QUOTE(LostAndFound @ Nov 28 2012, 10:51 AM)
You want such high credit limit for what? Still need to pay back in a month, and if you got the money you can overpay first so that effective credit limit higher anyway.
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i just earn 10% from customer ...so my money is keep rolling...

This post has been edited by veejin: Nov 28 2012, 03:11 PM
veejin
post Nov 28 2012, 03:44 PM

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QUOTE(hye @ Nov 28 2012, 03:33 PM)
You are not the first one with such questions. Everyone has an intention for such high CL - whatever it is.

CL commensurate with your income and we over here provide responsible answers. You want card with 30k-50k then submit your application to the bank with appropriate supporting documents or find a bank that accept FD pledge of RM30K-50K and you'll get such CL. (Probably)

If you want us to tell you how to get CL with 30k-50k but you only want to produce income document of RM3.5K monthly then this is not the place.
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ok...at least now i know put FD can get more credit limit ....tq...i just wan to know..
veejin
post Jul 23 2013, 12:51 PM

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hi all...if i received the sms said that my CC approval..how long did i will received the CC?
veejin
post Jul 23 2013, 01:10 PM

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QUOTE(Human Nature @ Jul 23 2013, 01:07 PM)
It depends on the bank, some the next day, some 1 week.
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okay, thank you. i received 4 msg and 2 email on last 4 working days.

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