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 Working in Singapore v9, How to save 100k in 3 years to buy HDB?

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bellion
post Jan 8 2012, 10:30 PM

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QUOTE(Materazzi @ Jan 8 2012, 09:38 PM)
What do you mean with Indonesia CFO?? FD=CFO la..it is a british term since Rio Tinto is an Australia company. He reports to FD in Australia. HQ is in Australia Melbourne and London.

Or this one, she worked 7 yrs in KP and become a senior manager, in commercial, with only 7 years I doubt you can achieve senior manager.

http://www.linkedin.com/pub/ratna-widjaja/22/69b/8a5
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Are you an accountant or an auditor?
Dark NT
post Jan 8 2012, 10:47 PM

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QUOTE(Materazzi @ Jan 8 2012, 09:38 PM)
Or this one, she worked 7 yrs in KP and become a senior manager, in commercial, with only 7 years I doubt you can achieve senior manager.

http://www.linkedin.com/pub/ratna-widjaja/22/69b/8a5
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These people become CEO/FD/FC/SM because they are capable of becoming one. Not because they work in Big4 or commercial.
ThanatosSwiftfire
post Jan 8 2012, 11:54 PM

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QUOTE(seantang @ Jan 8 2012, 10:08 PM)
And here's why I don't like audit firms: They abuse you and then expect you to say thank you for the privilege. We try not to hire former auditors who're managers or above... they are damaged goods.

*
OUCH. *hurt*
Hahaha but that picture's really spreading like wildfire over facebook, especially over my network of friends in audit. XD
Did you know recently Singapore KPMG had a pay cut by imposing a forced 12 days unpaid leave (1 day per month)? (probably old news for some of you)

Any rumours of pay cuts or reduced employee benefits on the commercial side of the fence in Singapore?
Also, what's the opportunity like for actuarial science graduates in Singapore? My cousin just got a job with a re-insurer over here in Msia, but I think he intends to move to singapore for higher pay after a while...

fbjkl
post Jan 9 2012, 12:29 AM

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QUOTE(keelim @ Jan 8 2012, 07:15 PM)
Do you know if there are any buses that depart from Sg to JB, early in the morning, and where?
*
kee lim,

http://www.sbstransit.com.sg/transport/trp..._timetable.aspx
bellion
post Jan 9 2012, 09:29 AM

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QUOTE(seantang @ Jan 8 2012, 10:08 PM)
No point for these posts in the Singapore thread. If you like these Indons so much, just follow them lah. Why heboh-heboh here?

And here's why I don't like audit firms: They abuse you and then expect you to say thank you for the privilege. We try not to hire former auditors who're managers or above... they are damaged goods.
What was your personal experience in working with audit managers who were hired to work in a commercial environment?
yhoong12
post Jan 9 2012, 09:43 AM

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QUOTE(heavenhell @ Jan 7 2012, 09:22 PM)
Visa debit card only given to me . Can be used as atm card also .
Oh just realised at the back got the NETS logo as well , but ytd I tried using the card to top up ez card in the mrt ticket machine , but cant =.=
Need to top up or register  the nets card first is it ? sorry abit confuse with this nets card thing
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try to use it on axs station. i think it works..but i never try it b4, axs station available in most mrt station or shopping mall


Added on January 9, 2012, 9:50 amSorry for been noob, PRC stand for Permenant Residence from China?
if yes i agree they r pretty...encounter one yesterday. she is pretty n easy to flirt, plus one thing shocked is her slang totally changed, u hardly can hear if she from china..

This post has been edited by yhoong12: Jan 9 2012, 09:50 AM
crazy25kid
post Jan 9 2012, 10:02 AM

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QUOTE(yhoong12 @ Jan 9 2012, 09:43 AM)
Sorry for been noob, PRC stand for Permenant Residence from China?
if yes i agree they r pretty...encounter one yesterday. she is pretty n easy to flirt, plus one thing shocked is her slang totally changed, u hardly can hear if she from china..
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PRC should be People's Republic of China...in short, people from China, not just PR
yhoong12
post Jan 9 2012, 10:11 AM

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thank for the correction crazy25kid, din thought bout People' Republic of China, first thing i think when i saw PR directly think of Permanent Residence..thanks man
walanneh
post Jan 9 2012, 11:48 AM

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Anwar found not guilty. Hope for Malaysia is looking brighter and brigther everyday.

Court acquits Anwar, judge says possible ‘samples compromised’
UPDATED @ 11:17:20 AM 09-01-2012
By Shazwan Mustafa Kamal
January 09, 2012

KUALA LUMPUR, Jan 9 — The High Court today acquitted Datuk Seri Anwar Ibrahim of a charge of sodomising his former male aide Mohd Saiful Bukhari Azlan.

Judge Mohd Zabidin Mohd Diah ruled that the prosecution had not done enough to prove Anwar had committed sodomy against Saiful.

“The court could not rule 100 per cent that the DNA samples were not compromised. Without that, the court is reluctant to convict the accused based on the evidence of SP1.

Anwar (centre) is surrounded by press photographers soon after his acquittal. — Picture by Jack Ooi
SP1, which stands for prosecution witness one, refers to Mohd Saiful Bukhari Azlan.

“Therefore the accused is acquitted,” he ruled to shouts of joy from Anwar’s supporters and family.

Anwar’s family wept with joy as they all rushed to him.

The public gallery inside the packed courtroom bursts into shouts of “Allahuakbar!”

Anwar, 64, had been similarly indicted of sodomy over a decade ago and was found guilty. He spent six years in jail before being exonerated.

The High Court’s decision this time, ahead of the 13th general election, will likely give a boost to Anwar’s Pakatan Rakyat (PR) pact’s plans to take over Putrajaya.

“Thank God! I was surprised with the verdict,” he told reporters above the noise, saying he is vindicated by the verdict and that justice has been done.

“The only thing now is to focus on the elections,” he said.

The PKR adviser later added, “This was not just the freedom of one man... our duty now is to free the people. Our final stand will be in Putrajaya.”

However, Anwar said he did not discount that the prosecution might appeal the High Court’s decision.

Phil Robertson, an observer with New York-based Human Rights Watch, said: “Anwar was acquitted on charges that never should have been brought in the first place.

“Hopefully, this verdict sends a verdict to the government to put this matter to rest.”

DAP publicity chief Tony Pua echoed the observation.

“This proves the entire exercise was a political setup. This is the second time they are attempting to stop Anwar from contesting and leading,” he said.

“We are grateful for the result and hope the federal government will not choose to appeal the case and let the country move on without being tainted by this entire imbroglio,” he added.

Outside the Jalan Duta court complex, the Free Anwar rally demonstrators went wild as word of the opposition leader’s acquittal spread.

They screamed and clapped as PR leaders started to stream out. PAS president Datuk Seri Abdul Hadi Awang and Selangor Mentri Besar Tan Sri Khalid Ibrahim were among those spotted.

Just as quickly, one group detached itself from the throng and started marching to the Federal Territory mosque directly opposite the court complex.

The remainder, numbering in the thousands, quickly formed a line outside the gates to the courthouse.

Many shouted for Saiful, and called for the youth to be jailed for falsely accusing Anwar of sodomy.

Some jeered at him and threatened to beat him up if they saw him outside the courtroom.

Tigerr
post Jan 9 2012, 02:55 PM

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QUOTE(walanneh @ Jan 9 2012, 11:48 AM)
Anwar found not guilty. Hope for Malaysia is looking brighter and brigther everyday.

Court acquits Anwar, judge says possible ‘samples compromised’
UPDATED @ 11:17:20 AM 09-01-2012
By Shazwan Mustafa Kamal
January 09, 2012

KUALA LUMPUR, Jan 9 — The High Court today acquitted Datuk Seri Anwar Ibrahim of a charge of sodomising his former male aide Mohd Saiful Bukhari Azlan.

Judge Mohd Zabidin Mohd Diah ruled that the prosecution had not done enough to prove Anwar had committed sodomy against Saiful.

“The court could not rule 100 per cent that the DNA samples were not compromised. Without that, the court is reluctant to convict the accused based on the evidence of SP1.

Anwar (centre) is surrounded by press photographers soon after his acquittal. — Picture by Jack Ooi
SP1, which stands for prosecution witness one, refers to Mohd Saiful Bukhari Azlan.

“Therefore the accused is acquitted,” he ruled to shouts of joy from Anwar’s supporters and family.

Anwar’s family wept with joy as they all rushed to him.

The public gallery inside the packed courtroom bursts into shouts of “Allahuakbar!”

Anwar, 64, had been similarly indicted of sodomy over a decade ago and was found guilty. He spent six years in jail before being exonerated.

The High Court’s decision this time, ahead of the 13th general election, will likely give a boost to Anwar’s Pakatan Rakyat (PR) pact’s plans to take over Putrajaya.

“Thank God! I was surprised with the verdict,” he told reporters above the noise, saying he is vindicated by the verdict and that justice has been done.

“The only thing now is to focus on the elections,” he said.

The PKR adviser later added, “This was not just the freedom of one man... our duty now is to free the people. Our final stand will be in Putrajaya.”

However, Anwar said he did not discount that the prosecution might appeal the High Court’s decision.

Phil Robertson, an observer with New York-based Human Rights Watch, said: “Anwar was acquitted on charges that never should have been brought in the first place.

“Hopefully, this verdict sends a verdict to the government to put this matter to rest.”

DAP publicity chief Tony Pua echoed the observation.

“This proves the entire exercise was a political setup. This is the second time they are attempting to stop Anwar from contesting and leading,” he said.

“We are grateful for the result and hope the federal government will not choose to appeal the case and let the country move on without being tainted by this entire imbroglio,” he added.

Outside the Jalan Duta court complex, the Free Anwar rally demonstrators went wild as word of the opposition leader’s acquittal spread.

They screamed and clapped as PR leaders started to stream out. PAS president Datuk Seri Abdul Hadi Awang and Selangor Mentri Besar Tan Sri Khalid Ibrahim were among those spotted.

Just as quickly, one group detached itself from the throng and started marching to the Federal Territory mosque directly opposite the court complex.

The remainder, numbering in the thousands, quickly formed a line outside the gates to the courthouse.

Many shouted for Saiful, and called for the youth to be jailed for falsely accusing Anwar of sodomy.

Some jeered at him and threatened to beat him up if they saw him outside the courtroom.
*
Yeah....hope Anwar will lead Malaysia for a real change and improve the economy and living environment. Then, most of us here can then return and start some business or getting a better job. then, we can attract some Singaporeans over and we can call them FT instead..... tongue.gif
TSdeodorant
post Jan 9 2012, 03:05 PM

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QUOTE(yhoong12 @ Jan 9 2012, 09:43 AM)
Sorry for been noob, PRC stand for Permenant Residence from China?

Hmm, you're the first person I know who doesn't know what "PRC" is. My non forum going friends also refer to them as PRC.

QUOTE(Tigerr @ Jan 9 2012, 02:55 PM)
Yeah....hope Anwar will lead Malaysia for a real change and improve the economy and living environment. Then, most of us here can then return and start some business or getting a better job. then, we can attract some Singaporeans over and we can call them FT instead..... tongue.gif

I'd only consider going back if MYR strengthens to 1:1 tongue.gif
Tigerr
post Jan 9 2012, 03:16 PM

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QUOTE(deodorant @ Jan 9 2012, 03:05 PM)
Hmm, you're the first person I know who doesn't know what "PRC" is. My non forum going friends also refer to them as PRC.
I'd only consider going back if MYR strengthens to 1:1 tongue.gif
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How about even if the exchange rate is still at RM 2.40 : SGD 1.00, but the same job you do here, example SGD 20,000 (have i belittled you??? tongue.gif ) a month now, they offer it in KL for RM 55,000/mth?????
yhoong12
post Jan 9 2012, 03:49 PM

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QUOTE(deodorant @ Jan 9 2012, 03:05 PM)
Hmm, you're the first person I know who doesn't know what "PRC" is. My non forum going friends also refer to them as PRC.
I'd only consider going back if MYR strengthens to 1:1 tongue.gif
*
Bcoz i just worked here, seldom in touch with this kind of term, when i see PR, i onli think of permanent resident, tat why i say i m noob..haha
seantang
post Jan 9 2012, 05:46 PM

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QUOTE(bellion @ Jan 9 2012, 09:29 AM)
What was your personal experience in working with audit managers who were hired to work in a commercial environment?
At the risk of being stereotypical, my experience was that THEY think they are capable of doing ANY finance process and have business acumen in abundance. This is ok for people with 2-3 years experience. Auditors with that experience have typically seen more and done more than their peers in commercial. But it's quite different if you're talking about 7-10 years or more in the big MNCs where they have to compete with people who've by now, become subject matter experts for their specialist areas. Despite what THEY think, former audit managers are basically generalists (in terms of their knowledge in areas other than statutory accounting) attempting to compete in specialist areas. Very few are recruited to manage the entire dept or function or business where their generalist skills might be a better fit.

In terms of business acumen, they always keep talking about how their clients did this, did that etc... but if called upon to make go/no-go decisions on pricing, tactics, customers, investments, purchases - where they need to pay for and live by their decisions (not their clients) - they freeze. They simply have no experience running a business.

This post has been edited by seantang: Jan 9 2012, 05:50 PM
totti 10
post Jan 9 2012, 07:34 PM

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why engineers in this thread never talk technical stuffs as much as the
accountants/auditors?
SUSMaterazzi
post Jan 9 2012, 07:58 PM

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QUOTE(seantang @ Jan 9 2012, 05:46 PM)
At the risk of being stereotypical, my experience was that THEY think they are capable of doing ANY finance process and have business acumen in abundance. This is ok for people with 2-3 years experience. Auditors with that experience have typically seen more and done more than their peers in commercial. But it's quite different if you're talking about 7-10 years or more in the big MNCs where they have to compete with people who've by now, become subject matter experts for their specialist areas. Despite what THEY think, former audit managers are basically generalists (in terms of their knowledge in areas other than statutory accounting) attempting to compete in specialist areas. Very few are recruited to manage the entire dept or function or business where their generalist skills might be a better fit.

In terms of business acumen, they always keep talking about how their clients did this, did that etc... but if called upon to make go/no-go decisions on pricing, tactics, customers, investments, purchases - where they need to pay for and live by their decisions (not their clients) - they freeze. They simply have no experience running a business.
*
Why do people say audit where you learn lots. Btw, how about someone who hasn't worked as auditor. my spv/Financial Controller hasn't worked as an auditor. My CFO worked in Pwc for more than 15 yrs then join my coy as CFO. Why did he hire someone with no audit background? Will you hire someone with non audit background?


Added on January 9, 2012, 8:14 pmhow much the minimum cost of living if have family? 1+1+1

This post has been edited by Materazzi: Jan 9 2012, 08:14 PM
seantang
post Jan 9 2012, 08:15 PM

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QUOTE(Materazzi @ Jan 9 2012, 07:58 PM)
Why do people say audit where you learn lots.
Ask people.
QUOTE(Materazzi)
my spv/Financial Controller hasn't worked as an auditor. My CFO worked in Pwc for more than 15 yrs then join my coy as CFO. Why did he hire someone with no audit background?
Ask he.
QUOTE(Materazzi)
Will you hire someone with non audit background?
Already.

This post has been edited by seantang: Jan 9 2012, 08:41 PM
SUSMaterazzi
post Jan 9 2012, 08:46 PM

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QUOTE(seantang @ Jan 9 2012, 08:15 PM)
Ask people.
QUOTE(Materazzi)
my spv/Financial Controller hasn't worked as an auditor. My CFO worked in Pwc for more than 15 yrs then join my coy as CFO. Why did he hire someone with no audit background?
Ask he.
QUOTE(Materazzi)
Will you hire someone with non audit background?
Already.
*
Then what is your comment about him/her? better than someone with audit background?
wseng
post Jan 9 2012, 08:47 PM

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QUOTE(totti 10 @ Jan 9 2012, 07:34 PM)
why engineers in this thread never talk technical stuffs as much as the
accountants/auditors?
*
haha... good way to start a chapter on engineering in Singapore.

I believe we have quite a number of engineers here in marine industry ..
I'm one here.. maybe we can sort of having simple intro . so to make easier reference next time for job hop of headhunt !!

so what industry u in totti ?
mercury8400
post Jan 9 2012, 09:01 PM

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Actually i don't think they pay marine engineers very well in SG as compared to Aus, right?

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