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 Working in Singapore v9, How to save 100k in 3 years to buy HDB?

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fbjkl
post Dec 12 2011, 12:07 AM

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QUOTE(jonnie @ Dec 11 2011, 02:37 AM)
Anyone working in permasteelisa ?
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tongue.gif that's my neighbour in IBP. PM-ed.
fbjkl
post Dec 15 2011, 09:26 PM

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QUOTE(danny_ptlm @ Dec 14 2011, 12:01 PM)
I saw ms fbjkl just now at bugis... if not mistaken...
The girl that join with us at JB gaythering..  biggrin.gif
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i was at bugis that time. tongue.gif sorry, didn't c u. else can intro u to my family members biggrin.gif


Added on December 15, 2011, 9:30 pm
QUOTE(alaskanbunny @ Dec 14 2011, 09:55 PM)
whoa.. some1 will be angry if u stalk her  whistling.gif

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i should be happy if he never accused me for creating the coincidence. biggrin.gif


Added on December 15, 2011, 9:33 pm
QUOTE(Mackiddo @ Dec 15 2011, 08:38 PM)
gosh, i should have keep all my Sg PR invitation letters. They don't give out those anymore right ?
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whoa, foreign talent spotted. notworthy.gif

P/S: what i heard from NUS alumni, no SPR invitation letter after June 2009.

This post has been edited by fbjkl: Dec 15 2011, 09:33 PM
fbjkl
post Dec 15 2011, 09:45 PM

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QUOTE(deodorant @ Dec 15 2011, 08:28 PM)
earning 4.5k dunno how to calculate income tax? doh.gif

4.5k x 12 = 54k per annum

Calculate yourself from the table http://iras.gov.sg/irasHome/page04_ektid1190.aspx
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thanks, deodorant. ntick, on top of that, kindly refer to Post #640 by alaskanbunny. thanks for his sharing, there is a link to download the spreadsheet of income tax calculator. smile.gif
fbjkl
post Dec 16 2011, 12:34 AM

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QUOTE(alaskanbunny @ Dec 15 2011, 11:21 PM)
use the link on top to dl d calc... itu deodolant tak buat kerja.. ask him pin 1st page tak buat... no virus...

my friend from NTU got it leh... she even got offered a job with the gomen
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u haven't pay for his salary tongue.gif

ic...wind of change...


Added on December 16, 2011, 12:37 am
QUOTE(Shinichi @ Dec 15 2011, 11:37 PM)
If within waiting time frame for re-application of PR, this is considered as appeal right?

Hopefully can get PR before my EP expires... lol

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Re-apply => Re-submit all the documents.
Appeal => Just submit an appeal letter (together with supporting document like salary increment/promotion letter from company)

All the very best to u, Shinichi.


Added on December 16, 2011, 12:38 am
QUOTE(deodorant @ Dec 16 2011, 12:04 AM)
Woops, ok already updated on first page smile.gif
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appreciate your efforts. smile.gif

This post has been edited by fbjkl: Dec 16 2011, 12:38 AM
fbjkl
post Dec 31 2011, 09:18 PM

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QUOTE(deodorant @ Dec 30 2011, 01:31 PM)
I've never even seen an SGD1k note, lol.

Where you guys going to countdown tomorrow?

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me too. i never seen SGD1K note b4. doh.gif btw, i have just googled it. tongue.gif


Added on December 31, 2011, 9:29 pm
QUOTE(yeahs4.1 @ Dec 30 2011, 04:27 PM)
Was thinking the same thing but when I think of the crowd the idea is killed instantly
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but it was an eye-opening experience for me biggrin.gif i reached home @~ 7am for last new year celebration. unable to get a cab around 3am...waited for mrt to start its operation @~5.30am...this time im in kl. homey girl. thumbup.gif


Added on December 31, 2011, 9:40 pm
QUOTE(heavenhell @ Dec 31 2011, 12:13 AM)
discuss some engineering job pls lol ,starting my first job next week , quite nervous and dont know what to expect or prepare
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c&s? m&e? chemical? manufacturing?

my first week in office was reading Singapore standards and codes, "playing" with softwares, reading manuals, technical references and guidelines...and ZzzZzz doh.gif those were the days... laugh.gif


Added on December 31, 2011, 9:44 pm
QUOTE(deodorant @ Dec 31 2011, 12:20 PM)
Anyways I'm probably going to countdown at Marina Barrage (lol). Hoping that it will be not as crowded as Marina Bay itself.

user posted image
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have fun!

This post has been edited by fbjkl: Dec 31 2011, 09:44 PM
fbjkl
post Jan 1 2012, 11:07 PM

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QUOTE(deodorant @ Jan 1 2012, 02:58 AM)
Coming back almost went very wrong lol. Squeezed onto feeder bus at 12.10am (from Marina Barrage). Dunno the uncle trolling us for the new year or what, he combination of traffic + go wrong road ended up he dropped us off at 1.35am at Marina Bay Sands (wtf). Jog all the way in slippers to Promenade MRT to catch the last few trains, lucky managed to get home by MRT smile.gif

Anyways the photo session also bust cos didn't know exactly which angle the fireworks were going to shoot from (first time mah) so a bit blocked by MBS ... but ... anyway Happy New Year everyone and may SG continue to be good to us in 2012 smile.gif

user posted image
2012 Fireworks - Marina Bay #1 by shuigao25, on Flickr
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whoa....nice photo... rclxms.gif

Happy New Year, everyone... smile.gif


Added on January 1, 2012, 11:15 pm
QUOTE(heavenhell @ Jan 1 2012, 09:08 PM)
Lol lab eq.
Im working for this sg oil n gas service co.
Thanks for the advise tho. Really looking forward to my first job and working in sg.
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It's going to be an exciting journey for u, heavenhell smile.gif keep ur spirits up ya! all the best~sorry, im not in O&G field, so im not in the position to give advice. smile.gif

This post has been edited by fbjkl: Jan 1 2012, 11:15 PM
fbjkl
post Jan 7 2012, 01:20 AM

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any good orthodontist in SG? i need dental braces to straighten my teeth. smile.gif
fbjkl
post Jan 8 2012, 01:15 AM

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QUOTE(Mackiddo @ Jan 7 2012, 05:08 PM)
I know one in JB which is very good smile.gif  . lady orthodontist.
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thanks, will ask u in details tomorrow. tongue.gif
fbjkl
post Jan 8 2012, 01:20 AM

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QUOTE(alaskanbunny @ Jan 7 2012, 07:56 PM)
haih, easiest to look is within the company... but my company, or rather my stupid boss always hire ugly girls  doh.gif .. according to him so they can work late and dedicate their life to the company... thats why a lot of spinsters in my company  rclxub.gif ... jia lat..
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does it implies that those can work very late and dedicate their life to the company are spinsters? u don't scare me leh. cry.gif


Added on January 8, 2012, 1:30 am
QUOTE(Sky_Q @ Jan 8 2012, 12:32 AM)
hey guys...i tot there's gathering for some sports activities?no more news d?lols.....come on lets make some gathering...
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good idea...thumbup.gif appreciate if you could be the organizer. tongue.gif

This post has been edited by fbjkl: Jan 8 2012, 01:30 AM
fbjkl
post Jan 8 2012, 01:33 AM

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QUOTE(heavenhell @ Jan 8 2012, 12:34 AM)
sports futsal if got ppl i sure on smile.gif
need more kaki only lol
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shakehead.gif futsal? i cannot join then.....pom pom girl perhaps? biggrin.gif jkjk.


Added on January 8, 2012, 1:35 am
QUOTE(crazy25kid @ Jan 8 2012, 12:34 AM)
PS: I have no idea why sg thread became a love thread.
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endure for few more pages... sweat.gif


Added on January 8, 2012, 1:45 am
QUOTE(alaskanbunny @ Jan 8 2012, 01:31 AM)
it is not definite but generally it stands true... either you dedicate your life to your love ones or yourself... not to a goddamn company

company is just a partnership between you and a legal entity... for u to help be a part to generate profit... and not generate profit at your expense...

any company that overworks their staffs arent worth it... they forgot to take care of one of the most important stakeholders... their employee

i dunno la.. 2 of my lawyers, directors at the biggest lawfirm in singapore told me stories.. about single lady lawyers, going crazy.. when they spend their 30th birthday in the office alone and get to drive back to their condo in their bmw to nobody.. that's sad

$$$ can slowly make, career ends at 60+, but your life doesnt end there and you youth cannot be purchase back

cry.gif i are the sads... happy new year  doh.gif
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sweat.gif don't despair too much...there is always light at the end of the tunnel...all the best to u! happy new year ^^

This post has been edited by fbjkl: Jan 8 2012, 01:45 AM
fbjkl
post Jan 8 2012, 05:18 PM

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QUOTE(Mackiddo @ Jan 8 2012, 07:09 AM)

if you Pom Pom ger then I could score from miles away. haha. super motivated !
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sweat.gif
fbjkl
post Jan 8 2012, 05:20 PM

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QUOTE(alaskanbunny @ Jan 8 2012, 11:44 AM)

u can join us for the makan session  laugh.gif

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drool.gif
fbjkl
post Jan 9 2012, 12:29 AM

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QUOTE(keelim @ Jan 8 2012, 07:15 PM)
Do you know if there are any buses that depart from Sg to JB, early in the morning, and where?
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kee lim,

http://www.sbstransit.com.sg/transport/trp..._timetable.aspx
fbjkl
post Jan 9 2012, 10:53 PM

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QUOTE(ch_teo @ Jan 9 2012, 09:55 PM)
was mechanical engineer from consultant in M&E firm (plumbing, water pumpsets sizing for dam/reservoir/water treatment plant, fire protection system, acmv, lift, escalator, t&c, sat) , then oil & gas operations project engineer (setup/expand/relocate plant & the layout with autocad from 1 location to another location, machines relocation, operations process to fabricate API/premium connections, machines maintenance, casing & tubing qualification, drilling fluids, etc), then inter-dept switch to qhse project engineer (9001, APIQ1, TS29001, 14k/18k, RA, PT/MPT/UT/RT, etc).
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im involving in the designs of MRT stations and bored tunnels. 3 years of working experiences smile.gif
fbjkl
post Jan 9 2012, 10:56 PM

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QUOTE(Mackiddo @ Jan 9 2012, 09:02 PM)
maybe could also start low krass worker talk for low krass worker like me.
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u r one of the taikor in this LYN forum, henceforth, u r in high krass category. notworthy.gif


Added on January 9, 2012, 10:58 pm
QUOTE(totti 10 @ Jan 9 2012, 09:18 PM)
you think mixing cement and piling up bricks like i do everyday
doesn't need skill and international exposure?
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u need to master the art of taichi like me too. icon_rolleyes.gif

there's one useful quote by Harry Truman: if you cannot convince them, confuse them. thumbup.gif

This post has been edited by fbjkl: Jan 9 2012, 10:58 PM
fbjkl
post Jan 10 2012, 10:25 PM

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QUOTE(vincentwmh @ Jan 10 2012, 12:59 PM)
i practice quantity surveying in construction industry. presently attached with one CW01-A1 MCon; makan gaji 4yrs in m'sia and 8yrs in s'pore


Added on January 10, 2012, 1:01 pm

for me instead of 'confuse them', i "smoke-ed them"..hahaaa
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whoa, u r my sifu notworthy.gif

that's one level up of confusing people. thumbup.gif


Added on January 10, 2012, 10:27 pm
QUOTE(Walaoeh! @ Jan 10 2012, 04:48 PM)
gebiz??

not me, but my fren is interested.... brows.gif
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ur fren is male/female? drool.gif

This post has been edited by fbjkl: Jan 10 2012, 10:27 PM
fbjkl
post Jan 19 2012, 11:22 PM

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QUOTE(alaskanbunny @ Jan 19 2012, 01:42 AM)
ok.. pmed u  thumbup.gif

welcum 2 d clubz...  rclxms.gif

so far nao in ibp:

1. me
2. ruey
3. fjbkl
4. heavenhell?
5. roci soon?

when wanna meet up  laugh.gif
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biggrin.gif my office will be shifting to CleanTech Park (near NTU) in this April. so reluctant. cry.gif


Added on January 19, 2012, 11:23 pm
QUOTE(Celest-Lee @ Jan 19 2012, 08:14 AM)
Morning everyone! Yday went back hometown causeway is smooth but saw a lot of big lorry.


Added on January 19, 2012, 8:15 amMorning everyone! Yday went back hometown causeway is smooth but saw a lot of big lorry.
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enjoy ur holidays ya. wish u and your family a happy and prosperous Lunar New Year.


Added on January 19, 2012, 11:23 pm
QUOTE(alaskanbunny @ Jan 19 2012, 08:23 AM)
my turn to return today  rclxms.gif  hopefully all goes smooth...  nod.gif
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enjoy ur holidays ya. wish u and your family a happy and prosperous Lunar New Year.


Added on January 19, 2012, 11:27 pm
QUOTE(alvin227 @ Jan 19 2012, 11:13 AM)
flying back this evening, happy chinese new year everyone, enjoy your blessed holiday and win a lot during new year, not to forget the 7m and 10m TOTO as well.
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enjoy ur holidays ya. wish u and your family a happy and prosperous Lunar New Year. for the very first time, i bought lottery for Reunion Draw (with my managers and colleagues) just now biggrin.gif


Added on January 19, 2012, 11:29 pm
QUOTE(danny_ptlm @ Jan 19 2012, 03:22 PM)
Going back tomorrow night 12.30AM..

For those forum-er that driving back, please be extra careful.

Drive safe ,and remember your loved one.

Happy Chinese New Year to everyone.

May Dragon year bring all the success and more $$ to everyone.
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enjoy ur holidays ya. wish u and your family a happy and prosperous Lunar New Year.

This post has been edited by fbjkl: Jan 19 2012, 11:29 PM
fbjkl
post Jan 19 2012, 11:35 PM

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QUOTE(alaskanbunny @ Jan 19 2012, 11:29 PM)
ohh.. less 1 kaki lor..  doh.gif  kekeke

u too.. work less, stay happy ^^
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tongue.gif

smile.gif thanks, u too.

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