eh football is soccer la , only americans use soccer lol .
Ok la plus Sky_Q n his frens , total got 6 only , need 4 more lol , I duno where got futsal pitch tho =.=

This post has been edited by heavenhell: Jan 4 2012, 09:07 PM

no wor. no protective gear one is Australian Football.
futsal can go sentosa play

This post has been edited by Mackiddo: Jan 4 2012, 09:11 PM

Oh australia football also ar =.=
Need few mre ppl then can liao for futsal

Sorry but is anyone interested to purchase 707 bus ticket back to malacca on the 1st day of cny? I bought tickets but decided not to go back. Selling for 22 sgd. bought for 28 sgd. Please pm me thanks

I won't put my money in banking stocks too...just too risky (even though i work in a bank)....because almost every bank leverage to the hilt, meaning they also borrow money to lend people money....when the money market gets tight and liquidity is dry (and people start to withdraw their deposits/savings en mass aka bank run), most bank will instantly die irregardless of how strong their past record or profitability is....cash is still king....

I prefer retail bonds like the recently launched CapitaMalls retail bonds and other top tier corporate bonds like hyflux etc...steady yeilding 4-5% p.a. yield...

rather than saving or buy stocks, i prefer buy property..inspired by chessgal

This post has been edited by Materazzi: Jan 4 2012, 10:53 PM

gold is used for speculation now... i wouldnt use gold to hedge... commodities is no longer a good hedging tool for inflation.. ever since 2008, a lot of funds have been pumped into commodities instead of stocks, push the prices up to unrealistic price

wat block

property is a good choice, if you have alot of capital... if not then REITS... but properties in sg looks like it is gonna dip next year... dl the two files attached for more info... complements of my broker XD  03Jan12_Prop_Sector.pdf ( 233.73k ) Number of downloads: 22




 03Jan12_Prop_Sector.pdf ( 233.73k ) Number of downloads: 22


This post has been edited by alaskanbunny: Jan 4 2012, 11:04 PM

like bunny said, you need a lot of capital for property
gotta start somewhere first

you can pay it by installments what, buy 5 properties for 30 yrs installments. property in malaysia

---

Added on January 5, 2012, 12:47 amanyone has any source of podcast about the business like this?

http://www.bbc.co.uk/podcasts/series/bottomline

very good podcast, CEO retail banking of RBS suggested to buy retails like shengshiong,walmart,kmart

This post has been edited by Materazzi: Jan 5 2012, 12:47 AM

And you were saying you work as Cost Controller? Seriously?

This post has been edited by yeahs4.1: Jan 5 2012, 07:54 AM

property is not an asset , if you read the Rich dad poor dad, it is a liability unless you rent it out to the ppl.

Like all investments, buy only when the market perception is gloomy and there are fewer buyers.

Note that this does not mean buy at the bottom as there's no one alive who can forecast a bottom.

This golden rule is always correct. Naturally, this means one needs to have holding power and some degree of patience and discipline.

The above rule has served me very well for the past 2 decades.

hi all,

helping my friend to sell 3 bus ticket,
singapore to malacca
22nd jan 2012 7p.m. , singapore malacca express
20 for each ticket, please contact 98526585

This post has been edited by alvin227: Jan 5 2012, 09:11 AM

Sorry to repost but is anyone interested to purchase 707 bus ticket back to malacca on the 1st day of cny? I bought tickets but decided not to go back. Selling for 22 sgd. bought for 28 sgd. Please pm me thanks

Majorities would have already at their hometown by then. Maybe you could provide the bus company name & departure time also.

This post has been edited by Mackiddo: Jan 5 2012, 10:00 AM

Investment banks must shrink or die

http://business.asiaone.com/Business/News/...105-319947.html

So, while few banks will kill off their wholesale arms, this may be the year they decide to starve them to death.

There's definitely more investment choices in Msia (excludign the effect of exchanging money between SGD and RM), due to govt support in general, hence a pretty steady market. But you've mentioned about Msian investment, espeically Wawasan 2020, it reminded me somebody (a Msian working in SG as well) mentioned to me (bluntly) Malaysia will bankrupt in the next 5 years. Then I was thinking if this happen, this will definitely affect our investments (in any kind) in Malaysia.

I know this is rumour, and anybody deserve the right not to respond to rumours.
But for others wat do you think of the probability?

My thoughts: Tho probability will be low at 20%, but it is not impossible given the the gomen has been 'supporting the market' (ahem...inflated) with inflated infrastructure project value. Besides cronies, listed corporates will also gain for inflated project values. Fund managers, especially the 1Msia, Wawasan, Amanah, etc etc will gain directly from their investment into the listed co. But this may bring to the downfall of Msia economy wen this 'project bubble' burst.

Wats ur thoughts?

Why this question is in this thread? Cos it will determine where we, Msian working in SG, should park our assets.

---

Added on January 5, 2012, 10:10 am

This post has been edited by Aloong: Jan 5 2012, 10:10 AM

It's still liability if you rent it out to people and yet still causing negative cash flow due to larger amount of monthly installment.

Where do you people get all this sh1t from?
How could you NOT have done your calculations and invest in a negative cashflow property? Classic case of people buy, i buy kinda herd mentality?

He means monthly installment = $5,000 but could only fetch rental of only $4,000, so negative cashflow of $1,000