ask them whether they update the system already or not

Wanna ask a question here for MBB balance transfer, lets say my credit limit is 20k, maximun i can BT how much to my MBB Credit card? full 20k ? 90% or 80%? ANyone knows?

call cs and you'll get the most accurate answer.

i was told by a a branch customer officer that it's up to 80% of your credit limit. mine was 83% to be exact.

Soon they going to cut from 80%, going to be lower

guys,

let say I have 2 credit cards as below:

A cc with outstanding RM5k
B cc with outstanding RM0k

Both, A and B card offering 0% BT for a certain period, say 6 months. At first, I BT from A to B. After the 6 months, can I transfer back from B to A to enjoy BT 0% benefit?

TQ..

So many banks offer 0percent meh?
As I know maybank, cimb, hsbc

I own mbb n cimb .. so that is enough to play around with these 2 if allowed .. possible?

Can play around..amount transferred am not sure.
Banks reducing the margin of balance transfer as we speak

I think 100% also can. At least what I was told when I called. But who will do that? Very hard to get exact 100% la

For CIMB BT payment, is the following correct ?

1st Statement Received - Pay minimum 5% before due date
2nd Statement Received - Pay minimum 5% before due date
3rd Statement Received - Pay minimum 5% before due date
4th Statement Received - Pay minimum 5% before due date
5th Statement Received - Pay minimum 5% before due date
6th Statement Received - Pay whole outstanding amount before due date

This post has been edited by ronnie: Mar 27 2011, 01:01 PM

Yeap if you choose to pay in such fashion. Otherwise, to be more discipline, you pay the monthly installment as (total transferred)/6

well, my first application of 100% of credit limit was rejected. sent in 2nd application of 83% and it was approved.

Today I will apply BT from MBB to Aeon (offer 0% in 6 months). According to aeon form the payment shall be made within 15 working days. It almost one month! Anyone experience BT with Aeon before?

Greetings,

Sorry for asking such question over here.
Q : Do I need to apply for that respective bank's Credit Card in order to go for the Balance Transfer program ?

ie. From Hong Leong Bank - Maybank / CIMB / HSBC / AmBank ?

Thank you.

Of course, let's say that you want to transfer the outstanding from MBB to CIMB. You need to have CIMB CC.

OMG !!! you BT to AEON ?
If you paid late, you will be charged interest....

MY OCBC to MBB BT took about 10working days. 23 March Approved, but 29 March only did IBG... phew... almost kena late payment

Eh, isn't that the same for all banks? Late payment = Interest

Application can be done together