Summit application to tiger bank BT from citi.
21/02 summit application.
08/03 received sms from citi already make a giro payment.
Take about 16 days to process and approve my application.
It definitely slow

LOL, but 12 months for 0% is worth it

But 12/03 is the due date of my citi payment.
Luckly tiger bank approve and make a giro payment fews days the due date

did harimau bank inform u or call u once they approve ur BT ?

Citi sms for me that I already make a payment

got a question: if i do BT from bank a to bank b for 0%, 6 months plan, and after 6th month still got outstanding, can i BT the outstanding back to bank a or to other bank c? is there any bank that did not allow us to BT the outstanding BT?

tis bt thing ahhh
better not always do lah
like me

i got the cash

but just to make use of the 0% bt... keep the cash and do bt..

bt here then bt there then here then there

but pening also

everymonth have to make sure you pay the (a) min 5% if for cimb
(b) fixed installment if for PB

now i still got some 30k rolling...
but this month i want to settle full lah....

the mind more peace this way.... less preasure....

No


Yes

@MilesAndMore :
1. Does MBB split the 12-month 0% BT amount into 12 equal payments ?
2. Separate account or combine into the CC ?

MBB, BT is installment typed and its combine into the CC

you can choose to do so but most likely ur BT plan will be rejected if the bank process ur BT plan before your card is approved. (that's what happened to me in my case)

best is apply for card & upon receiving the card, apply for BT.

I am a bit confused with OCBC BT after talking with CS. they said the 0% interest will remain as it is in 6 months so long if you settle in full the retail purchased every month. when I asked whether we need to pay at least 5% from the BT, they said no.

e.g. BT 10K, retail, 2k. so long you pay 2k you are not required to pay even 5% of 10k until the month 7.

on the other hand, if you make no retail and BT 10K, I assume we need to pay at least 5% from that 10k.

is it true or not

thats the weakness for ocbc cards since bt is not separated. pls pay in full ur retail

if ur not using the card doing retail of cos u need to pay the minimum amount

yes, but is it considered advantages of the card? just need to pay in full the retail (i use 1k per month) and don't have to pay the BT for a while. park the money somewhere else

make sure u pay in full in the final month. if u forget then it will have alot of interest

I like to hear from your experience. How many days does a bank need to process credit card balance transfer application? I am thinking of doing balance transfer into my OCBC Titanium card from Citi card to enjoy the 0% interest for 6 months.

I want to make sure the balance transfer is completed before the payment due date of Citi card.

Hi guys,

What number should i call to check whether my BT form already been received by Maybank?

I fax to MBB

Just call the numbers stated at the back of your card.

OCBC took 5 workings ways for me... IBG

owning one credit card...n got outstanding round 3-4k...
just apply bsn n cimb card....can they reject my apply if i sometime i i miss my payment ...? n planning to do balance transfer...
can new card holder apply bt right after receive their card??...

This post has been edited by cagar11th: Mar 17 2011, 04:46 AM