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Balance Transfer, What is it actually???
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der.msia
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Mar 16 2011, 08:40 PM
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Getting Started

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QUOTE(milentechie @ Mar 16 2011, 01:56 PM) I like to hear from your experience. How many days does a bank need to process credit card balance transfer application? I am thinking of doing balance transfer into my OCBC Titanium card from Citi card to enjoy the 0% interest for 6 months. I want to make sure the balance transfer is completed before the payment due date of Citi card. OCBC took 5 workings ways for me... IBG
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der.msia
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Mar 17 2011, 09:16 PM
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Getting Started

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QUOTE(milentechie @ Mar 17 2011, 12:06 PM) OCBC is super efficient. Just faxed the BT application form this morning. A few hours later, I can see the BT amount charged into my Titanium online statement. However, it is not reflected yet in my Citibank online statement. I assumed there is no interest charged during the 6 months period although the BT amount is showing in the statement. Hope my assumption is right. Too efficient and charged me interest when i received my 1st statement after BT. Anyway, i called CS bla bla bla, then they appologized to me and want me to call them back if my next statement still have interest charges... after all, i got a thought that they either using a dumb sys or dumb IT guy ....
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der.msia
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Mar 30 2011, 10:34 PM
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Getting Started

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MY OCBC to MBB BT took about 10working days. 23 March Approved, but 29 March only did IBG... phew... almost kena late payment
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der.msia
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Jun 2 2011, 10:15 PM
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Getting Started

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http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-CardsThe Balance Transfer promotion - 0% for 12 months and Balance Transfer within Maybank Credit Cards ends 31 December 2011.
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