12 months at 0% interest. BT amount is split into 12 equal payments...

it is like installment? Bill you monthly? If i wish to settle earlier, any penalty charges? Any admin fees?

Click below link to MBB website to read rate and T&C.
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Click below link to read more about MBB Balance Transfer

http://creditcardsmalaysia.blogspot.com/20...sfer-plans.html

Would like to ask if let say i am credit card holder principal and my dad is my supplementary
My credit card outstanding is RM 1.5 K and my dad credit card outstanding is RM 3.5 K.

If possible to do Balance transfer together with my dad outstanding ( RM 5K) to CIMB bank . Or they only accept principal ?

Yes, CIMB allows balance transfer from supplementary card holder.

*** Edited *****

romariotan82: I think you should be able to transfer supp card amount if the combined amount is stated your statement with your name. I beileve for Citibank there is no separate statement for supp card unlike CIMB where Principal and Supp have different statement. Call up CIMB and ask.

This post has been edited by Gen-X: Feb 28 2011, 11:38 PM

from what i've been reading, maybank have the best balance transfer plan followed by cimb...what other card give good BT plan?

Direct Access BT didn't allow me to BT amount larger than the latest CC statement

Amount owed: RM950.00
BT Amount : RM1000.00 (minimum per bank)

Sorry to hear that.
But they are just doing their job based on SOP.
Sometimes I purposely paid more to TNB in order to make my OCBC outstanding balance exceed RM1,000 so that can BT to CIMB.

Upon DA BT approval, how soon will the BT money go into payment of the CC ?

My best experience was within 3 days upon approval.

BT'ed my outstanding recently from MBB to CIMB on 14th (Mon) and called up on the 19th (Sat) to check the status, CS informed it has been approved and 21st (Mon) M2U showed payment received from CIMB. 1 week is from my experience...

Fast indeed compare to MBB

MBB how long ? pbb and cimb is quite fast, within one week done adi

I have made the HSBC BT b4 I read post here too bad!!!

Not sure if the HSBC sales person cheated me, he said 0% interest for first 6 mths and 4.99% interest p.a. for the balance 6 mths for new HSBC CC holder... I can have early settlement of the BT amt but he didn't mention if there will be any charges applied for it...

Now even i sms him oso wun get his reply anymore... I visited HSBC website and saw the promotion of BT which is 5.99% interest p.a. now I wonder the BT I applied is fall on what the sales person told me or that one I saw from HSBC website, as the balance already transferred from my original CC a/c on 22nd Feb 2011

I also wonder should I pay off all the BT amt within 6 mths?
Initially I want to take this 6 mths time to make a small amt saving, and the interest rate is lower than norm CC interest 13.5%... but now I m lost already, not sure which 1 is true...

could any1 pls advise on my case? TQ very muchi.

TQVM Gen-X

Mine took 13 days ... From Citibank to Maybank.

Just want to reconfirm, 13 days to get it approved and payment made to Citibank right?

Today I logged on to CIMBClicks and saw my BT account has been created. I faxed the application form on Monday (28-Feb). Now need to wait for the amount to be paid to my other CC.

Including saturday and sunday?