Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsBalance Transfer, What is it actually???
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 Jan 21 2011, 04:38 PM
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#1
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Senior Member
4,522 posts Joined: Jan 2009 
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Lets say this month I already use RM1000 for my citibank credit card.
My statement is arrive and have 20 days free interest peroid. Can I do it balance transfer to other bank in this 20 days free interest peroid? |
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Feb 10 2011, 09:34 AM
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#2
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Senior Member
4,522 posts Joined: Jan 2009
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Did Balance Transfer will affect the CCRISS?
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Feb 11 2011, 08:10 PM
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#3
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Senior Member
4,522 posts Joined: Jan 2009
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QUOTE(frequency @ Jan 28 2011, 05:20 PM) I just apply BT from Citi to PBB So it takes how many days to approve your application?due date is 7 Feb for my Citi bill... so many holidays, u guyz think I able to make it?  |
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Feb 12 2011, 10:54 AM
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#4
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4,522 posts Joined: Jan 2009
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QUOTE(MilesAndMore @ Feb 12 2011, 10:14 AM) Sent in my BT application to Maybank just 2 days ago. Let see how long does it take for them to process it. Do update to us because I plan BT from citi to tiger after my citi statement is arrive  |
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Feb 17 2011, 08:14 AM
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#5
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QUOTE(MilesAndMore @ Feb 16 2011, 11:15 PM) Faxed my balance transfer application form to Maybank last Thursday. Just called their CS hotline a few minutes ago and was told that the application form is registered into the system just today Take about one week to registered and then have to wait for them to process.  It is still OK for me as long as not more than 20 days the interest free period  |
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Feb 17 2011, 08:15 AM
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#6
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4,522 posts Joined: Jan 2009
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QUOTE(donpapachino @ Feb 17 2011, 06:37 AM) applied for BT from maybank to OCBC last friday for 6 months 0% plan, yesterday can see deduction in maybank2u. OCBC so fast. To bad I don't have OCBC CC, October I apply they reject my application  |
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Feb 17 2011, 10:09 AM
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#7
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4,522 posts Joined: Jan 2009
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QUOTE(gerrardling @ Feb 17 2011, 09:52 AM) its better if u go to any bank branch and apply for BT and told them its urgent. ask them to help u to fax the form and call the CS whether they receive it or not Some of the branch are keep delay sending the application, the fastest way is fax the application form, but maybank is famous in poor efficiency |
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Feb 24 2011, 06:00 PM
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#8
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4,522 posts Joined: Jan 2009
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QUOTE(MilesAndMore @ Feb 17 2011, 09:22 AM) No. The guy told me it is still in processing. Worst case scenario ? Call them up to cancel the BT application and pay the bill myself by the end of next week. Miles, any update from the maybank? I summit the document at Monday, see when they will approve the application. |
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Mar 2 2011, 06:35 AM
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#9
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QUOTE(tAmp0i @ Mar 2 2011, 12:41 AM) BT'ed my outstanding recently from MBB to CIMB on 14th (Mon) and called up on the 19th (Sat) to check the status, CS informed it has been approved and 21st (Mon) M2U showed payment received from CIMB. 1 week is from my experience... Fast indeed compare to MBB |
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Mar 3 2011, 09:02 AM
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#10
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Senior Member
4,522 posts Joined: Jan 2009
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QUOTE(MilesAndMore @ Mar 3 2011, 01:26 AM) Mine took 13 days ... From Citibank to Maybank. Including saturday and sunday? |
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Mar 9 2011, 10:23 AM
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#11
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Senior Member
4,522 posts Joined: Jan 2009
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Summit application to tiger bank BT from citi.
21/02 summit application. 08/03 received sms from citi already make a giro payment. Take about 16 days to process and approve my application. It definitely slow |
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Mar 9 2011, 11:11 AM
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#12
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4,522 posts Joined: Jan 2009
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QUOTE(gerrardling @ Mar 9 2011, 10:50 AM) LOL, but 12 months for 0% is worth it But 12/03 is the due date of my citi payment.Luckly tiger bank approve and make a giro payment fews days the due date |
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Mar 9 2011, 12:18 PM
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#13
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Senior Member
4,522 posts Joined: Jan 2009
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QUOTE(gerrardling @ Mar 9 2011, 11:27 AM) did harimau bank inform u or call u once they approve ur BT ? Citi sms for me that I already make a payment |
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Apr 15 2011, 07:29 PM
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#14
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Senior Member
4,522 posts Joined: Jan 2009
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QUOTE(Felice821 @ Apr 15 2011, 04:29 PM) I had a transaction last week of RM12k, it's already shown on my e-statement, but did not received the hard copy statement yet as the statement date is 6th every month. Can I print out the e-statement as applying for the BT as MBB offer going to end this month... Yes, I am done on other bank e-statement |
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May 1 2011, 12:38 PM
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#15
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Senior Member
4,522 posts Joined: Jan 2009
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QUOTE(ronnie @ May 1 2011, 09:39 AM) CIMB Balance Transfer Really fast but I don't have CIMB CC - Faxed in documents on 26 April, 10am - Application approved on 29 April, 4pm  - Payment to CC estimated on 3 May (TBC) 4 Business Days to approve... MBB should learn from CIMB.  2nd faster is OCBC |
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May 20 2011, 07:03 AM
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#16
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Senior Member
4,522 posts Joined: Jan 2009
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QUOTE(Felice821 @ May 20 2011, 12:53 AM) I BT from OCBC to MBB ... I received my OCBC statement and noticed that the amount has peen paid via GIRO ... It will show in your next statement so by when I will see my maybank BT in my m2u? |
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Jun 1 2011, 07:38 PM
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#17
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Senior Member
4,522 posts Joined: Jan 2009
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QUOTE(Titan_Gunners @ Jun 1 2011, 06:13 PM) "The Balance Transfer promotion - 0% for 12 months and Balance Transfer within Maybank Credit Cards ends 31 December 2011." Thats mean you transfer the balance from maybank credit card to another maybank credit card.I copy form MBB website. What means by Balance Transfer within Maybank Credit Cards ??  |
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Sep 28 2011, 07:59 PM
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#18
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4,522 posts Joined: Jan 2009
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QUOTE(DM3 @ Sep 27 2011, 11:45 PM) just to update mbb2kard BT done in less than 3days,submitted on evening of 21/9 and got it approved by 23/9 .not bad You summit the application by fax or done it over the branch?Mine application already one week but still do not have any news   |
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Oct 4 2011, 10:43 AM
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#19
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4,522 posts Joined: Jan 2009
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QUOTE(mengsuan @ Oct 4 2011, 10:35 AM) What's the number to call to check for Maybank's BT status? 1300886688 to credit card department |
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Dec 29 2011, 08:30 PM
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#20
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Senior Member
4,522 posts Joined: Jan 2009
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BT from Alliance Bank to Maybank
24 months, 2% per year, minimum transfer RM2000 Thursday 22 DEC 2011 summit document. Friday 23 DEC 2011 received document by Alliance Bank. Sat, Sun, Mon holiday. Wednesday 28 DEC 2011 GiRO transfer RM5000 to maybank cc account. Monthly payment RM216.67 Fast indeed  |
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