At least SCB is willing to retain customer with $$$

i fully agree with u.
better than other banks.

Well yeah, but they really ought to provide better training to their customer care personnels. I got a feeling that they are trained not to give a direct reply but copy paste from a standard FAQ list.

just got my 2 SCB card today, both with RM 150 credit in the account rdy. Checked the statement thru online and its there. Not a bad promotion.

that's cool..never thought that they would actually give 2 times the rebate to a person

Very not bad, last time i got this card with promotion free credit RM38 only

Not only 2 times, I got 3 times

Thought I post this here too based on echoesian's statement that one earning is 1% "returns" from their SCB Business Plat and question if there are other cards out there better than SCB Biz Plat here.

Let's do a comparison based on shopping vouchers SCB Business versus MBB VI for local transactions (for overseas no need to compare lah)

SCB - Isetan and Giant RM50 voucher needs 12000 points (0.416%) and when consider 0.5% cash back total = 0.92%
SCB - Hush Puppies, MJ, Courts, Guardian and Popular RM50 voucher needs 12,500 (0.4%) and when consider 0.5% cash back total = 0.9%
SCB - KFC, McD and Tesco RM50 voucher needs 13000 points and when consider 0.5% cash back total = 0.88%
SCB - Jusco (AEON) - RM50 voucher needs 13,500 points and when consider 0.5% cash back total = 0.87%

versus MBB VI 2X Treats Points for local transactions

Popular, Giant and TESCO RM10 voucher 3000 points or 0.66% (stay away from RM10 voucher with 3000 points, better wait as MBB Treats Points are evergreen)
McD - RM10 voucher 2700 points of 0.74% (still not worth it)
Tesco and Giant RM50 voucher 11000 points or 0.9% (here SCB for Giant better)
Jusco (AEON) RM100 voucher 21000 points or 0.95%
Hush Puppies RM50 voucher 8500 points or 1.17%
MJ RM50 voucher 9000 points or 1.11%
Coffee Bean RM10 voucher 1800 points or 1.11%

So from above, it looks like if want unlimited cash back, HLB Essential at 1% better than SCB Biz Plat. But if your MBB card earns you 2X Treats Points and you don't mind getting cash vouchers, then maybe MBB 2X TP better if you patronize the merchants that offer RM50 vouchers for less than 10,000 points.

Of course best if the merchant accepts MBB 2 AMEX.

However, no one can deny that SCB really generous in giving out cash to its customers

This post has been edited by Gen-X: Jun 24 2012, 06:29 PM

I did look at HLB Essential as a candidate to replace my SCB Business too. One factor favouring SCB is its dining promotions. HLB not so generous.

The cash rebate only available if apply via online?
Any credit card agent here can assist or apply at any booth will do?

That's why I keep both cards.... SCB used when NICE Cashback promotion, HLB for general usage

HLB Essential can waive annual fee and GST?

Anyone applied online and managed to get the cash rebate? Do you know how many days it takes to know whether application is approved or rejected?

My SCB card every year i will call in and waive the tax + get 1000 points. Last week called in to cancel 1 of the card, got offered rm50 to keep the card till jan2013..

I am Existing SCB cardholder. Am I able to apply online now and get cash rebate?

This post has been edited by brandonloo88: Jun 27 2012, 12:37 AM

Nope, only for new applicants.

I love SCB... their promotion is fantastic!

3X points for oversea spending + cash rebate + tons of guarantee gift!

Up to date, i already got 1 Ipod Shuffle, 2 digital photo frames, 1 mini-hifi, 1 iphone dock speaker...

and think I should eligible for the Philips Cube Micro Music System from their current promotion too! yeah!!!

The oversea spending really earn me a lot of points! I'm currently having 600K ++ in my account. Can use it to redeem a lot of home appliances!!!

ok..cool promotion there...

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Added on June 28, 2012, 10:22 pmimagine if u use these points for Maybank without expiry for ur points...or cash rebate from HLB... there's much to learn ok.

This post has been edited by fastreader: Jun 28 2012, 10:22 PM

link ?

@jonathanchew
If your promotion claim cannot be substantiated via written B&W proof, please remove your ad or we shall remove you from the thread.

No proof it is as good as nothing / fake promo and we don't tolerate that here.