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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here
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gerrardling
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 Jun 6 2011, 02:28 PM
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actually the cash rebate is less than 25%
need to spend at least rm3000 (june and july)
max cash rebate is rm150 only
150 / 3000 = 5%
u get only 5% rebate which is same for mbb 2 amex on weekend and ocbc titanium. Of course you still got points and rebates if u are business visa platinum holder. Total maximum you will get after added in points and rebates is 6% only for biz visa platinum cc holder
This post has been edited by gerrardling: Jun 6 2011, 02:30 PM
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gerrardling
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Jun 6 2011, 03:04 PM
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QUOTE(ronnie @ Jun 6 2011, 02:48 PM) You can spend RM900(other retail spending) + RM600 (Dining) to get RM150 Cash back That's 10% Nett Cash Back (or 11% if using the SCB Business Visa) the t&c stated u need to spend rm1500 for 2 months in order to qualify, and there is only rm150 allocated for this both months |
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gerrardling
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Jun 6 2011, 03:26 PM
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QUOTE(ronnie @ Jun 6 2011, 03:17 PM) Care to share which T&C states we must spend RM3000 ? The 10% nett cashback is the maximum possible.
The same principle applies for the calculation of the dining charges to award the 25% CashBack where dining charges made during the first Qualifying Spend Period will not be taken into account for calculating the Qualifying Spend of the second Qualifying Spend Period. Spend at least RM1,500 per month on anything, not just dining. let say you have hit rm150 cash back in first month, then u can stop spending with your scb card already and wait for the cash back to be credited into ur account. If not, then u have to spend another rm1500 in second month in order to get the remaining cash back which u didnt get in first month |
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gerrardling
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Jun 6 2011, 04:28 PM
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QUOTE(ronnie @ Jun 6 2011, 04:06 PM) That's why you shoud try to hit RM600 dining within June 2010 !!! That's my target .... Idea : Go bring your dad to a nice expensive meal during Father's Day   but where to spend for another rm900 ? lol buy a massage chair ??? |
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gerrardling
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Jun 10 2011, 09:33 AM
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hopefully got lots ppl cancelling their justone cc so that scb will reopen the application to public
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gerrardling
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Jun 10 2011, 10:43 AM
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QUOTE(andyfriends @ Jun 10 2011, 09:53 AM) they wil pay u RM50 to "gao dim" the GSt, it happened to me and hence, stil keeping the card.
Added on June 10, 2011, 9:53 amwats ya so great abt this card?
Added on June 10, 2011, 9:54 ami dont understand this. If only getting 10% cash back, why is the promotion says 25% ? that is the one of the trick used by citibank shell card. maximum cashback u can get is rm150. that mean u are only allowed to spend up to max rm600 for dinner. BUT u need to spend another rm900 to make it rm1500 in one month and it doesnt giving u any cashback at all. so it will be 150/1500 = 10% cashback. The extra rm900 which doesnt entitle for cashback that u spent drag down the cashback value |
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gerrardling
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Jun 29 2011, 08:23 AM
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QUOTE(ronnie @ Jun 29 2011, 12:38 AM) I agree that this promo should continue every month ... hahaha. 25% cash-back dining per month A better comparison would be spend of RM1500 (RM900 others + RM600 dining) Maybankard2 AMEX : 7500 TP (RM37.50) + 5% Weekend Cash-back (RM50) = RM87.50 SCB Business Visa : 1500 CP (RM7.50) + 0.5% Cash-back (RM7.50) + 25% Dining Cash-Back (RM150) = RM165   so max cash back u can get is 11% for business platinum card but its still a lot |
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gerrardling
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Jul 11 2011, 10:34 AM
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SCB is really generous in giving CL, at least 2X of ur existing highest credit card CL. Second, comes CIMB
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gerrardling
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Jul 11 2011, 02:58 PM
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anyone tried scb cashone already ? the interest charges same with personal loan interest ?
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gerrardling
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Jul 28 2011, 09:06 AM
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QUOTE(ronnie @ Jul 28 2011, 07:25 AM) Where's the source of the new info... ? Does it come with lower 0.3% limited cash-back ? heard about it also. rm188 cash back for new customer, cashback for retail transaction remain unknown. just wait and see at this coming august |
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gerrardling
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Aug 5 2011, 11:24 AM
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where can i register for verified by visa at scb website ? seems dont have any menu or option for that. thanks
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gerrardling
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Aug 5 2011, 02:30 PM
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QUOTE(Human Nature @ Aug 5 2011, 01:53 PM) thanks. lol i was on that site earlier but didnt know have to click on that link, thought it was normal text |
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gerrardling
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Aug 11 2011, 03:26 PM
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QUOTE(NewGUY @ Aug 11 2011, 02:04 PM) thanks, bro but never met the agent.... Maybank walk in is it?  Just asking, wat do u think of HLB Fortune? It gives 1% cashback and if the cashback not withdraw, then they give interest based on 3 months FD interest (current interest 3.9%)... So far spend d, now waiting for 2nd statement to c the interest.... Besides the CSR sucks in follow up things just need to push a bit, others ok la.... HLB Fortune is even worse than HLB Essential. You can refer to bro gen-x blog if u want to know why. Seriously, study carefully, not follow everything what they said in their website. HLB is really very good in making tricks This post has been edited by gerrardling: Aug 11 2011, 03:27 PM |
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gerrardling
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Aug 11 2011, 03:40 PM
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QUOTE(NewGUY @ Aug 11 2011, 03:35 PM) Hmm, my fren recommended.Looks he got fool by ads also.Cost never c the comparison, nvm. I ll maintain spending if possible for 1K, then slowly divert to UOB la.... Only use for 2 mths....actually like to use the BT, convenient... Is there other bank just by call? I know citibank got but I do not want use that card..... Maybe next cancel HSBC, need to maintain 200 to get rebate 6%.... and cancel AMB after promotion end or kenot get the cash back..... By the way, opt for Maybank lo.... cash on call - HLB, citibank, RHB, MBB, alliance. Spending of 1k, better get OCBC TMC and MBB 2 cards This post has been edited by gerrardling: Aug 11 2011, 03:41 PM |
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gerrardling
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Aug 20 2011, 01:30 PM
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GIRO banking is the best way to pay the bill
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gerrardling
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Aug 26 2011, 09:05 AM
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QUOTE(ronnie @ Aug 25 2011, 11:34 PM) Me also waiting.... Let's all post here once you see it on the online portal you guys spend more than 1.5k per month ? |
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gerrardling
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Aug 30 2011, 10:38 PM
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the rm178 is for new applicant only
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gerrardling
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Sep 2 2011, 09:49 AM
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QUOTE(ckuanglim @ Sep 2 2011, 09:09 AM) I got my RM150 for "3025% cashback on Dining" on 26/08/2011 also. But, we only get one RM150? Why not RM150 x 2 (for 2 month)? read the term and condition first |
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gerrardling
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Sep 4 2011, 09:13 PM
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QUOTE(beyond86 @ Sep 4 2011, 05:51 PM) 1 mth ago, they didi called me, 0% interest can request SCB for 0% interest BT or not ? |
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gerrardling
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Sep 5 2011, 04:05 PM
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haha, i got once offer 2%. is there anyway to get 0% ???
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