The SCB Platinum cash back of 0.5% is like the standard norm where we also get approximately 0.5% in returns with points.


Edited/Updated

August 2012, is the best time to go apply for the Standard Chartered Business Platinum or Gold credit card. Reason being StanChart is offering FREE money for credit cards approved in August. And to top that, the SCB Business Platinum and Gold credit cards approved in July and August 2012 are eligible for 5% cash back for Petrol But, as usual, there are terms and conditions, click below link to read more.

Standard Chartered Bank Business Platinum & Gold Cash Back Credit Cards

If you are interested in the Standard Chartered Bank Visa Infinite, click here to read my article.

This post has been edited by Gen-X: Aug 18 2012, 05:03 AM

You see, this promotion making spend more that you otherwise would

Idea: why not take you dad to a nice and reasonable priced restaurant and save more than the cash back, haha

the balance RM900 go spend on weekend with MBB2 and get back 7.5% would be better?

This post has been edited by Gen-X: Jun 6 2011, 05:05 PM

2 years free, that's good news I have been wanting SCB VI for quite sometime (shiok sendiri and fetish with credit card thingy as someone said) and this month SCB got incentive for me to go get it

that's indeed a surprise, even with 2 years GST, you still make RM20 Wonder if I'll get the same offer as you

1st year SCB VI Free, my new RM said that second year onwards, one have to swipe RM10K/year to get the annual fee waived. But she ensured me that she will get the annual fees waived for me as long as I maintain my PB status. She further told me previously there was another SCB VI (black colour) by invitation which do not need PB Status (maybe that VI needs to pay annual fee).

Another thing I found out is that PB customers get the SCB Platinum Visa Debit/ATM Card for free and there is no transaction fee for overseas cash withdrawal from any ATM machine, pretty good. Come to thing of it, I should go sign up for it for fun and add to my collection.

Phoeni_142: I didn't get the 2 years annual fee waiver nor will I get RM120 cash back But my RM said as long as I swipe three times within a certain period (I think she said a month), all I have to do is call CS and the GST will be waived (just like my previous CT offer). But I will be getting a free gift.

Thank you Sir for your reply. No lah, won't nego with them since getting 1st year AF waived and GST can be offset with 3 swipes. Furthermore, most probably next year will even withdraw my funds since SCB FD rates are usually not competitive with other banks. If not for my fetish with CC, I will earn much more in a year time by locking the same funds with HLB Junior FD even after taking into consideration SCB current promo for 3 months. Like I said I am a fool

hahaha, fetish was mentioned by another fellow forumer and also called crazy by gerrardling.
The blog ar, as I mentioned in my article Thank You - Guide To My Blog, I started blogging in 2009 because many people here lazy to do search and keep asking the same questions, so thought easier if I just blog it (that time we had only one thread for CC at LYN Forum). Then another forumer said to write more often (got only 1 post per month from 2009 to 2010), so since I freaking free nowadays, write for fun to keep myself entertained. And you can see from the many threads here, people still asking the same questions and still lazy to read the posts or do a search.

This post has been edited by Gen-X: Oct 7 2011, 10:32 AM

I posted 2 day ago I received my SCB VI and did a short review on it. Click here to read my artilce SCB VI - The Ultimate Airport Card.. The card really nothing good except the Free entries to airport lounge for me. However, the card design is cool as it can change color.

Also, I just checked with CS, Supp cards DO NOT enjoy access to airport lounge for FREE.

Unlike Phoeni_142 case, I am getting nothing! Mentioned in post #487, only get GST waiver with 3 swipes or something like that, good that you ask because it just reminded me go go swipe the card at least 3 times ASAP.

Normal la, I get call every week from different bank. Why don't you call CS and request that they forward message to marketing not to make any further calls. Aiyah, you should have accepted the VI, use for 1 year then cancel, no diff, since marketing will still call you.

Well, my RM told me no cash back. But because of what you mentioned above, I called CS and was told. yes, I do get RM120 and after less GST earn RM70 Thank you Sir. Got to go charge the card 3 times within 30 days.

Just to add, today look at the back of the card and saw Toll Free number for CS When I activated the card, called the number stated on the letter that the card was attached to and had to pay for the call.

This post has been edited by Gen-X: Oct 29 2011, 12:37 PM

From what I understand, they will credit RM120 after I swipe 3 times. Aiyah, now that you asked, forgot to ask CS when my statement date

Question to any one that can answer: will I get paper statement if I have signed up for online account with SCB? Reason I'm asking is because now I don't get HSBC's paper statement after I sign up for HSBC online (wanted to check my agoda transaction that time and did not know by signing up automatically I won't get anymore paper statemetns ).

Unlike MBB, where it is specifically mentioned that if one sign up for eStatement, paper statement will no longer be issued. For HSBC case, not sign up estatement but register for online account.

haha, I only like activated the card yesterday and that's why did not bother checking online. But you and rockefeller are correct, there is RM70 shown in my account when I just checked online minutes ago

Thanks for the info. Now that I have SCB card, can look into this offer.

To ALL: Does the Just One still earn you guys up to RM600 on Fridays?

Wow, SCB going all out with the 20% cash back and their sponsorship of LYN Finance section is more effective than previous citibank's ad.

This post has been edited by Gen-X: Oct 31 2011, 06:32 PM

Not for the RM70 I guess because it is shown as credit in my account when I checked online. Guess I still need to swipe for the GST RM50.

deleted - commented on the wrong bank, thought I was in HSBC thread

This post has been edited by Gen-X: Nov 23 2011, 08:44 AM

then accept the SCB VI

I was so blur this morning and thought this was HSBC thread Anyway, fantastic news from you, not only did you get RM50 to waive GST but got another RM50 extra

Well, if your friend needs the increase in CL, then he should call CS and request for it. But the way I see it, your friend don't use much with his SCB CC else SCB would have raised it periodically over the last 14 years.

And what is so shocking of having RM8K for Plat? It is more than another member who reported he got RM3K for his HSBC Plat recently. Plat is the new Gold

Thought I post this here too based on echoesian's statement that one earning is 1% "returns" from their SCB Business Plat and question if there are other cards out there better than SCB Biz Plat here.

Let's do a comparison based on shopping vouchers SCB Business versus MBB VI for local transactions (for overseas no need to compare lah)

SCB - Isetan and Giant RM50 voucher needs 12000 points (0.416%) and when consider 0.5% cash back total = 0.92%
SCB - Hush Puppies, MJ, Courts, Guardian and Popular RM50 voucher needs 12,500 (0.4%) and when consider 0.5% cash back total = 0.9%
SCB - KFC, McD and Tesco RM50 voucher needs 13000 points and when consider 0.5% cash back total = 0.88%
SCB - Jusco (AEON) - RM50 voucher needs 13,500 points and when consider 0.5% cash back total = 0.87%

versus MBB VI 2X Treats Points for local transactions

Popular, Giant and TESCO RM10 voucher 3000 points or 0.66% (stay away from RM10 voucher with 3000 points, better wait as MBB Treats Points are evergreen)
McD - RM10 voucher 2700 points of 0.74% (still not worth it)
Tesco and Giant RM50 voucher 11000 points or 0.9% (here SCB for Giant better)
Jusco (AEON) RM100 voucher 21000 points or 0.95%
Hush Puppies RM50 voucher 8500 points or 1.17%
MJ RM50 voucher 9000 points or 1.11%
Coffee Bean RM10 voucher 1800 points or 1.11%

So from above, it looks like if want unlimited cash back, HLB Essential at 1% better than SCB Biz Plat. But if your MBB card earns you 2X Treats Points and you don't mind getting cash vouchers, then maybe MBB 2X TP better if you patronize the merchants that offer RM50 vouchers for less than 10,000 points.

Of course best if the merchant accepts MBB 2 AMEX.

However, no one can deny that SCB really generous in giving out cash to its customers

This post has been edited by Gen-X: Jun 24 2012, 06:29 PM