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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here
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TSronnie
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 Jun 1 2011, 11:51 PM, updated 14y ago
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Features of SCB Credit Cards
• Convert 14000 ChoicePoints into RM50 Cash Back {~ 0.36% cash-back}, effective 1 July 2011  
• Free 1,000 ChoicePoints for RM50/RM25 GST payment (make 3 transactions of any amount within the GST month*)
• You do not really need to become SCB Preferred Banking customer in order to get SCB Preferred World Mastercard. However, if you apply for this World Mastercard without becoming SCB Preferred Banking customer, the World Mastercard you get will only earn 1x Choice Point, not 1.5x or 2x Choice Points.
*Call the Customer Service for exact date when the GST will be charged. Cross-Border Charges with SCB Credit Card1. Malaysia Apple Online Store 2. LivingSocial Malaysia [0.8%] Customer Care Line24-Hour Customer Service Telephone : (603) 7718 9999 Fax : (603) 7849 6868 Email : Malaysia.feedback@sc.com Platinum Hotline Within Malaysia : 1800 88 2588 / Overseas : +603 7718 9799 Preferred Hotline Within Malaysia : 1300 13 0011 / Overseas : +603 7681 5688 Visa Infinite Hotline Within Malaysia : 1800 88 1577 / Overseas : +603 7721 2577 Price Solution Telesales Within Malaysia : 1300 880 388 / Overseas : +603 7688 4688 This post has been edited by ronnie: Nov 12 2012, 01:38 AM |
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TSronnie
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 Jun 1 2011, 11:52 PM
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Latest Promotion from SCBRefer your friends and family to win a Samsung Galaxy SIII Refer friends and family to apply for a credit card online and be rewarded. The top introducers will each walk away with a brand new Samsung Galaxy SIII. On top of that, earn attractive CashBack. Plus your friends and family will enjoy 6 great benefits when they apply for a Standard Chartered Business Platinum Credit Card today. Promotion starts from now until 30 September 2012.  Full Terms & ConditionsWin RM200 CashBack when you spend a minimum of RM100 with your credit card from 10am to midnight, daily To participate, simply send an SMS to 33310 from 30 May 2012 to 1 August 2012, in this format: GIFT<space>16-digit Standard Chartered Card number (E.g. GIFT 4508123456789000) If you spend RM4000 between 4 June – 3 July 2012 or between 4 July – 3 August 2012, you get a Philips Coffee Maker (Model HD7564/20) If you spend RM8000 from 4 June 2012 until 3 August 2012, you get a Philips Cube Micro Music System (Model: DCM1075/98) Full Terms & ConditionsAnalysis1. Ensure you register ASAP via SMS This post has been edited by ronnie: Aug 1 2012, 11:42 PM
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TSronnie
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 Jun 1 2011, 11:59 PM
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It was GREAT to know that Anupam Shrivastava (General Manager, SCB Retail Banking Products Malaysia) decides to maintain the 0.5% Cashback until further notice
With the RM228 Free Cash promotion ended on 31 May 2011, they better come with an even better deal to attract new cardmembers.
Suggestion for SCB Cash Back Credit Card
1. 6% Cash-Back for ALL spends on Friday, Saturday, Sunday (Monthly Cap : >RM50)
2. 5% Cash-Back for Petrol, Dining, Groceries, Utilities, Pharmacies, Cinemas, Bookstores (Monthly Cap : >RM50)
3. 2% Cash-Back for other spends
4. No ChoicePoints will be given
5. Annual Usage Bonus of RM50
6. Free-for-life (i.e. no AF)
7. Immediate Cash-Back posting (2-3 days after transaction is posted)
This post has been edited by ronnie: Nov 1 2011, 12:54 PM
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TSronnie
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Jun 2 2011, 12:14 AM
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QUOTE(Gen-X @ Jun 2 2011, 12:11 AM) The SCB Platinum cash back of 0.5% is like the standard norm where we also get approximately 0.5% in returns with points. That's right...but the Business Visa gives 0.5% (Direct Rebate) and 0.5% (ChoicePoints Redemption) = 1%  |
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TSronnie
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Jun 2 2011, 12:17 AM
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QUOTE(Human Nature @ Jun 2 2011, 12:10 AM) On 30 June 2011, we will discontinue your paper statements with eStatements. When your eStatement is available, we will send a notification and a password-protected eStatement to your email address stated above. Your mobile number has also been automatically registered to our SMS Alert for future communications. An SMS notification on the switch to eStatements has been sent to you on 31 May 2011 Where did you get the notification from ? This post has been edited by ronnie: Jun 2 2011, 12:17 AM |
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TSronnie
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Jun 2 2011, 09:06 AM
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QUOTE(DM3 @ Jun 2 2011, 07:50 AM) applied in mid may but only 31/5 called to verified & ask for scanned IC and i ask them whether i'll get the 228 cash after the card approved after the promo ended on 31/5. they say ok, but im unsure somehow  Good luck. I think even if you don't get the RM228, you can still ask for the 11000 ChoicePoints to waive the GST. |
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TSronnie
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Jun 2 2011, 10:41 AM
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QUOTE(xjeez @ Jun 2 2011, 10:24 AM) About the latest promotion, anyone has any idea if the RM1,500 has to be done first before the dining spending can commence receiving rebates. Their example in T&C Wonder what will be the rebates given for the scenarios below Example Scenario (within same month) Spend RM500 in Dining first Spend RM1000 on Others later Rebate - RM 125 or RM 0? Example 2 (within same month) Spend RM200 on Dining first Spend RM1300 on Others Spend RM300 on Dining after that Rebate - RM 125 or RM 75? Can you ask the SCB CS for us and update here... thanks |
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TSronnie
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Jun 2 2011, 02:38 PM
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SCB Dining places usually gives 15% discount + 25% rebate (1 Jun to 31 Jul 2011) ... close to 50% off your dining expenses
This post has been edited by ronnie: Jun 2 2011, 02:38 PM
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TSronnie
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Jun 2 2011, 10:40 PM
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Started my Dining spend for June 2011... hope to get the 25% cash-back rebate.
Another question: As long as I'm within the 38,000 cardmembers who registered successfully, I will get the 25% rebate, right ?
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TSronnie
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Jun 2 2011, 10:52 PM
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The RM1500 spend is based on Qualifying Period (1 to 30 June 2011 and 1- 31 July 2011), Not based on Statement Date.
I wonder if monthly payment (auto-debit) to Insurance can be counted as part of the RM1500 spending ?
This post has been edited by ronnie: Jun 2 2011, 10:58 PM
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TSronnie
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Jun 3 2011, 05:34 PM
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QUOTE(pokemon @ Jun 3 2011, 05:30 PM) Better if you try to delay all your big dining spending in July. RM150 cash back equivalent to RM750. So, in July you can still charge another RM750 to make it RM1500 qualifying spending. That's wrong... RM1500 is per spending month (1-30 June or 1-31 July), not combined. RM150 cashback = RM600 dining spend |
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TSronnie
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Jun 3 2011, 08:22 PM
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@pokemon: you still need to spend RM600 for dining + RM900 for other spending to qualify.
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TSronnie
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Jun 4 2011, 12:50 PM
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QUOTE(MGM @ Jun 4 2011, 10:53 AM) Not many restaurants offer 50% discount under dining privilege promo. Which restuarants offer 50% discount for SCB Cardholders ? |
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TSronnie
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Jun 6 2011, 02:04 PM
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QUOTE(Ham Tan Chow Taufu @ Jun 6 2011, 01:47 PM) this card is joking. Who spends so much on food? Of course Ham Tan Chow Taufu don't cost much....  This promotion is for those who average >RM1000 per month spending on SCB CC |
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TSronnie
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Jun 6 2011, 02:22 PM
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QUOTE(Ham Tan Chow Taufu @ Jun 6 2011, 02:11 PM) Too bad kedai kopi cannot pay using credit card, else quite possible to hit RM1k per month. RM1500 is for retail spending including dining... Not RM1500 on diniing only. Please read the promo T&C properly. Each cardmember can get maximum RM150 cash back for the entire promotion. @25%, that's a nett spending of RM600 on dining ONLY. Eg. A table for 6 at Ah Yat Abalone cost RM699++ A table for 4 at Dragon-i Restaurant cost RM399++ This post has been edited by ronnie: Jun 6 2011, 02:23 PM |
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TSronnie
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Jun 6 2011, 02:48 PM
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QUOTE(gerrardling @ Jun 6 2011, 02:28 PM) actually the cash rebate is less than 25% need to spend at least rm3000 (june and july) max cash rebate is rm150 only 150 / 3000 = 5% u get only 5% rebate which is same for mbb 2 amex on weekend and ocbc titanium. Of course you still got points and rebates if u are business visa platinum holder. Total maximum you will get after added in points and rebates is 6% only for biz visa platinum cc holder You can spend RM900(other retail spending) + RM600 (Dining) to get RM150 Cash back That's 10% Nett Cash Back (or 11% if using the SCB Business Visa) |
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TSronnie
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Jun 6 2011, 03:17 PM
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QUOTE(gerrardling @ Jun 6 2011, 03:04 PM) the t&c stated u need to spend rm1500 for 2 months in order to qualify, and there is only rm150 allocated for this both months Care to share which T&C states we must spend RM3000 ? QUOTE 5b. Spend a total of at least RM1,500 on his/her same Debit or Credit Card for retail charges ("Qualifying Spend") during one particular Qualifying Spend Period stated in the table below The 10% nett cashback is the maximum possible. |
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TSronnie
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Jun 6 2011, 04:06 PM
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QUOTE(gerrardling @ Jun 6 2011, 03:26 PM) let say you have hit rm150 cash back in first month, then u can stop spending with your scb card already and wait for the cash back to be credited into ur account. If not, then u have to spend another rm1500 in second month in order to get the remaining cash back which u didnt get in first month That's why you shoud try to hit RM600 dining within June 2010 !!! That's my target .... Idea : Go bring your dad to a nice expensive meal during Father's Day   This post has been edited by ronnie: Jun 6 2011, 04:06 PM |
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TSronnie
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Jun 6 2011, 06:09 PM
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Very true that these Cash Back are 'evil' actually to make u spend more.
nevertheless, we still LOVE Cash-back !!!!
P.s. I have regular payment >RM900 each month ... So i just need to eat MoRE and be prosper.
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