Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
128 Pages < 1 2 3 4 > » Bottom

Outline · [ Standard ] · Linear+

 Credit Card v15, Ask general questions here, Please read the 1st post before posting

views
     
MilesAndMore
post Feb 25 2011, 12:03 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008


QUOTE(gerrardling @ Feb 25 2011, 11:13 AM)
i have cimb cc, can i request them to increase my CL after 1 year ?
Definitely !


QUOTE(Robin Liew @ Feb 25 2011, 11:48 AM)
my wife requested to increase cimb  cl from 30k to 60k
it was granted without any documents
It's like they are going back to the Bank Bumi era again ... doh.gif


QUOTE(dvinez @ Feb 25 2011, 11:52 AM)
pb i got 4k only..since the time i apply for it..never increase at all.
any idea if want will increase upgrade my gold to platinum if i doesnt use  card that much ?
average usage about 1k-2k per month only. prompt payment and never have outstanding.
have been using for 3 years at least.
Not a chance ...


QUOTE(dvinez @ Feb 25 2011, 11:52 AM)
i like platinum so much, its like my goal for credit card, lol.
Aim higher man ... such as HSBC Premier World MasterCard or Standard Chartered Priority Banking VISA Infinite tongue.gif




dvinez
post Feb 25 2011, 12:18 PM

Limited Edition
******
Senior Member
1,475 posts

Joined: Dec 2006
From: Paradise



QUOTE(MilesAndMore @ Feb 25 2011, 12:03 PM)
Not a chance ...
Aim higher man ... such as HSBC Premier World MasterCard or Standard Chartered Priority Banking VISA Infinite  tongue.gif
*
why ? to entitle for platinum card, we need to spend a lot ?
my current maybank cc have 10k cl.
if it is cl problem, i think if i simply apply other bank i will get 12k-15k.
should i jump ship to easier my goal for platinum ?
hye
post Feb 25 2011, 12:19 PM

White Tiger
Group Icon
Moderator
3,395 posts

Joined: Dec 2007
From: 서울, South Korea
QUOTE(wshoh @ Feb 25 2011, 10:39 AM)
Please heed hye's advice. AKPK is your best option. If you are still 'saving' money for your wedding now...it is very unwise - I am being as polite as possible. Start tracking your expenses and create a monthly budget based on your income. Be realistic and do note that post-wedding expenses will be even greater. Cut your credit card today - nobody here is joking. There is still hope if you make the right choice now.
*
Thank you for the note.
I think a lot of people think I am rather sarcastic in here (although I am speaking the truth) thus often my words are ignored. I'm alright with that ...
gerrardling
post Feb 25 2011, 12:43 PM

6 STARS
******
Senior Member
1,684 posts

Joined: Apr 2008


QUOTE(Robin Liew @ Feb 25 2011, 11:48 AM)
my wife requested to increase cimb  cl from 30k to 60k
it was granted without any documents

Pb is the worst
lowest cl.... time to cancel it
*
u call them to increase or write a letter ? PBB is known for their stingy CL. but their BT and installment offer is good
MilesAndMore
post Feb 25 2011, 01:11 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008


QUOTE(dvinez @ Feb 25 2011, 12:18 PM)
why ? to entitle for platinum card, we need to spend a lot ?
No. Not necessarily so. Besides, i thought you only have the PBB credit card with a credit limit of RM4k.


QUOTE(dvinez @ Feb 25 2011, 12:18 PM)
my current maybank cc have 10k cl.
May be you can try to apply for the Maybankard 2 cards. For the Platinum one of course.

By the way guys, any idea which credit card companies that provide mail/parcel forwarding service for items ordered in US/UK if we pay using their credit card ? I only know a few banks providing such service. I am going to order something from the UK and i want to compare the shipping fees first.
- Citibank > Citi Globeshopper
- HSBC > vPost
- UOB > vPost
- Maybank > vPost
- Alliance Bank > vPost

By the way, shipments through vPost doesn't seem to incur any duty tax. Has anyone ever encountered problems such as your parcel being detained at the custom ? Please share your experience.


ghoss
post Feb 25 2011, 01:27 PM

Enthusiast
*****
Senior Member
975 posts

Joined: Mar 2010
From: Penang


Speaking of CL , if I pay promptly but still used around 80% of the current CL , will they upgrade it after 1 well ?
chemistry
post Feb 25 2011, 01:31 PM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(ghoss @ Feb 25 2011, 01:27 PM)
Speaking of CL , if I pay promptly but still used around 80% of the current CL , will they upgrade it after 1 well ?
*
You may request for increment but be noted the bank is not obliged to do that.
Gen-X
post Feb 25 2011, 01:38 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL

QUOTE(ghoss @ Feb 25 2011, 01:27 PM)
Speaking of CL , if I pay promptly but still used around 80% of the current CL , will they upgrade it after 1 well ?
*
You can always request.

Below is the statement in Citibank Malaysia's website in regards to request for increase on credit limit:

You may ask your credit card company to increase your credit limit. The answer will depend on your total financial picture. You may qualify for a higher credit limit if you always pay on time, if your income has increased or your debts have decreased, and if you always pay more than the minimum due or your balance in full.

The above was posted in my blog titled Malaysia Credit Card Annual Income Requirement and Credit Limit. Link below

http://creditcardsmalaysia.blogspot.com/20...ual-income.html

p.s. Miles or whomever start the next thread, reserve a post for update after the 1st post. Last time we talked about something like listing all the places we get 5% cash back with OCBC Titanium MC.

This post has been edited by Gen-X: Feb 25 2011, 01:42 PM
TSalexwsk
post Feb 25 2011, 02:10 PM

Look at all my stars!!
*******
Senior Member
4,090 posts

Joined: Jan 2003
From: USJ


QUOTE(Gen-X @ Feb 25 2011, 01:38 PM)
p.s. Miles or whomever start the next thread, reserve a post for update after the 1st post. Last time we talked about something like listing all the places we get 5% cash back with OCBC Titanium MC.
*
totally forgot about that blush.gif
i was waiting for someone to open new thread
gerrardling
post Feb 25 2011, 02:33 PM

6 STARS
******
Senior Member
1,684 posts

Joined: Apr 2008


how to register pbebank.com online banking if i have their cc only ?
zenquix
post Feb 25 2011, 02:42 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


QUOTE(MilesAndMore @ Feb 25 2011, 01:11 PM)
No. Not necessarily so. Besides, i thought you only have the PBB credit card with a credit limit of RM4k.
May be you can try to apply for the Maybankard 2 cards. For the Platinum one of course.

By the way guys, any idea which credit card companies that provide mail/parcel forwarding service for items ordered in US/UK if we pay using their credit card ? I only know a few banks providing such service. I am going to order something from the UK and i want to compare the shipping fees first.
- Citibank > Citi Globeshopper
- HSBC > vPost
- UOB > vPost
- Maybank > vPost
- Alliance Bank > vPost

By the way, shipments through vPost doesn't seem to incur any duty tax. Has anyone ever encountered problems such as your parcel being detained at the custom ? Please share your experience.
*
Guideline is usually items below RM500 no duty.
Amex - Comgateway

This post has been edited by zenquix: Feb 25 2011, 04:11 PM
dvinez
post Feb 25 2011, 02:47 PM

Limited Edition
******
Senior Member
1,475 posts

Joined: Dec 2006
From: Paradise



QUOTE(gerrardling @ Feb 25 2011, 02:33 PM)
how to register pbebank.com online banking if i have their cc only ?
*
yes, it is troublesome and it seems cannot..for eon bank, can.
TSalexwsk
post Feb 25 2011, 02:51 PM

Look at all my stars!!
*******
Senior Member
4,090 posts

Joined: Jan 2003
From: USJ


QUOTE(gerrardling @ Feb 25 2011, 02:33 PM)
how to register pbebank.com online banking if i have their cc only ?
*
go to bank and fill in the form
repeat the above no matter what account u hv or u want to add to ur online banking doh.gif
jerrykhor
post Feb 25 2011, 02:55 PM

Getting Started
**
Junior Member
172 posts

Joined: Oct 2005


QUOTE(MilesAndMore @ Feb 25 2011, 01:11 PM)
No. Not necessarily so. Besides, i thought you only have the PBB credit card with a credit limit of RM4k.
May be you can try to apply for the Maybankard 2 cards. For the Platinum one of course.

By the way guys, any idea which credit card companies that provide mail/parcel forwarding service for items ordered in US/UK if we pay using their credit card ? I only know a few banks providing such service. I am going to order something from the UK and i want to compare the shipping fees first.
- Citibank > Citi Globeshopper
- HSBC > vPost
- UOB > vPost
- Maybank > vPost
- Alliance Bank > vPost

By the way, shipments through vPost doesn't seem to incur any duty tax. Has anyone ever encountered problems such as your parcel being detained at the custom ? Please share your experience.
*
OCBC - comGateway smile.gif
siutimtim
post Feb 25 2011, 03:39 PM

Casual
***
Junior Member
353 posts

Joined: Feb 2006
From: Cheras



QUOTE(hye @ Feb 25 2011, 12:19 PM)
Thank you for the note.
I think a lot of people think I am rather sarcastic in here (although I am speaking the truth) thus often my words are ignored. I'm alright with that ...
*
not sarcastic but maybe you just dunno the right way to communicate with people... if you know most ppl ignore your words, then you don't have to reply what.. if you meant to help, you should reply nicely la.. besides, the way you reply to most of the members here is like everyone looks idiot to you.. hmm.gif you should learn from some seniors here how they reply and giving advices, maybe you should mix with more people to improve your interpersonal skills.. not to be sarcastic but just telling the truth. biggrin.gif
WaCKy-Angel
post Feb 25 2011, 03:51 PM

PeACe~~
*********
All Stars
21,962 posts

Joined: Dec 2004
From: KL



guys i got a situation here...

I used my card to pay for maxis iphone installment plan few months ago, but after that i upgrade/change my card to to gold card (with different card number)..

Now i want to cancel the old card but stucked with the installment....
What should i do?

I went to bank and they say go back to maxis..But i dont think maxis has any clue/authority to help me..I called to maxis helpline but they ask me to walk in to maxis center...
Afaik, when we do installment we are actually dealing with the bank, the bank had already paid the full amount to the shop..

Anyone had such experience b4?
suiteng
post Feb 25 2011, 03:55 PM

Hopeless President
*******
Senior Member
3,589 posts

Joined: Nov 2004


QUOTE(WaCKy-Angel @ Feb 25 2011, 03:51 PM)
guys i got a situation here...

I used my card to pay for maxis iphone installment plan few months ago, but after that i upgrade/change my card to to gold card (with different card number)..

Now i want to cancel the old card but stucked with the installment....
What should i do?

I went to bank and they say go back to maxis..But i dont think maxis has any clue/authority to help me..I called to maxis helpline but they ask me to walk in to maxis center...
Afaik, when we do installment we are actually dealing with the bank, the bank had already paid the full amount to the shop..

Anyone had such experience b4?
*
Just call Maxis and say you want to change your payment method. That's what I did. When they pass you the form, put your new cc number.

Don't go thru bank, very the mafan wan.
WaCKy-Angel
post Feb 25 2011, 04:08 PM

PeACe~~
*********
All Stars
21,962 posts

Joined: Dec 2004
From: KL



QUOTE(suiteng @ Feb 25 2011, 03:55 PM)
Just call Maxis and say you want to change your payment method. That's what I did. When they pass you the form, put your new cc number.

Don't go thru bank, very the mafan wan.
*
Oic...

Just to make it clear...Its installment plan for iphone, not autopay for phonline woh
ICDeadPeople
post Feb 25 2011, 04:15 PM

Enthusiast
*****
Senior Member
783 posts

Joined: Jan 2007
From: Definitely not U.S and A!!!


Me also requested to increase my cl last friday by calling them. It took only 2 working days to be approved. maybank by the way.
zenquix
post Feb 25 2011, 04:15 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


QUOTE(WaCKy-Angel @ Feb 25 2011, 04:08 PM)
Oic...

Just to make it clear...Its installment plan for iphone, not autopay for phonline woh
*
Bank should be able transfer from old card to new card if it is in the same bank.

128 Pages < 1 2 3 4 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0311sec    0.28    6 queries    GZIP Disabled
Time is now: 29th November 2025 - 03:46 AM