QUOTE(zenquix @ Feb 25 2011, 04:15 PM)
Maybank ask me to go find the merchant and gao dim. Credit Card v15, Ask general questions here, Please read the 1st post before posting
Credit Card v15, Ask general questions here, Please read the 1st post before posting
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Feb 25 2011, 04:43 PM
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Senior Member
3,589 posts Joined: Nov 2004 |
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Feb 25 2011, 04:47 PM
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Senior Member
1,684 posts Joined: Apr 2008 |
diff bank, diff policy. thinking want to transfer my installment with citbank to another citibank card, dont know can or not. any one do this before ?
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Feb 25 2011, 04:59 PM
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Senior Member
1,475 posts Joined: Dec 2006 From: Paradise |
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Feb 25 2011, 05:04 PM
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Senior Member
3,589 posts Joined: Nov 2004 |
Go branch or HQ?
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Feb 25 2011, 05:17 PM
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Senior Member
1,475 posts Joined: Dec 2006 From: Paradise |
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Feb 25 2011, 09:06 PM
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Moderator
3,397 posts Joined: Dec 2007 From: 서울, South Korea |
QUOTE(siutimtim @ Feb 25 2011, 03:39 PM) not sarcastic but maybe you just dunno the right way to communicate with people... if you know most ppl ignore your words, then you don't have to reply what.. if you meant to help, you should reply nicely la.. besides, the way you reply to most of the members here is like everyone looks idiot to you.. I'm amused by your remark. You should also learn as to when to give a meaningful answers in the right thread. Not every thread is a Kopitiam like thread.Many times in the past other people have remarked politely on your post in the cc thread to be misleading (not this ver) but yet you do not ever take heed. Plus never you assume responsibility for any of your posts. Need I continue further? (And for once you sound mature and writing maturely) I got your attention didn't I ? This post has been edited by hye: Feb 26 2011, 07:17 AM |
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Feb 25 2011, 09:19 PM
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Senior Member
662 posts Joined: Jan 2003 From: KL |
guys wan to ask some of u experince b4 mbb2 plat card suddenly a appear in ur account where u never apply b4. today got sms said application approve
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Feb 25 2011, 09:21 PM
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Moderator
3,397 posts Joined: Dec 2007 From: 서울, South Korea |
QUOTE(WaCKy-Angel @ Feb 25 2011, 03:51 PM) guys i got a situation here... Maxis is right by saying that they have no say in your case.I used my card to pay for maxis iphone installment plan few months ago, but after that i upgrade/change my card to to gold card (with different card number).. Now i want to cancel the old card but stucked with the installment.... What should i do? I went to bank and they say go back to maxis..But i dont think maxis has any clue/authority to help me..I called to maxis helpline but they ask me to walk in to maxis center... Afaik, when we do installment we are actually dealing with the bank, the bank had already paid the full amount to the shop.. Anyone had such experience b4? You see the moment you signed up for EZ installment ... they will post it to the bank, obtain bank approval code, claim the monies from the bank and the bank pay Maxis minus whatever fees. Please understand the process is completed once it gets here. From here on, it is the bank's responsibility to claim the monies from you. And more importantly you are stuck with the bank's T&C and this will impact you should you wish to exit/transfer. (It's the bank's way to retain you as their customer) I'll suggest you to evaluate 1. Whether the bank allow you to transfer the installment to the new card. 2. Consider paying the remaining balance and exit the installment. (you may be charged a fee) 3. Or last but not least ... just bite the bullet and stay on. * Read up the contract which you signed when you did the installment. This will give you a clue of what should you do or cannot do. That's why I personally never liked long term installments. This post has been edited by hye: Feb 25 2011, 10:02 PM |
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Feb 25 2011, 09:24 PM
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Moderator
3,397 posts Joined: Dec 2007 From: 서울, South Korea |
QUOTE(dotcom @ Feb 25 2011, 09:19 PM) guys wan to ask some of u experince b4 mbb2 plat card suddenly a appear in ur account where u never apply b4. today got sms said application approve Yes ... this can happen. If you don't want the card then call immediately to decline.Delay then the likelihood of you being charged the GST is definite and please don't complain when you have been warned. |
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Feb 25 2011, 09:52 PM
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Senior Member
662 posts Joined: Jan 2003 From: KL |
QUOTE(hye @ Feb 25 2011, 09:24 PM) Yes ... this can happen. If you don't want the card then call immediately to decline. i'm planning to apply mbb2 soon but now they suprise me without apply it. hope this plat arrive to my house add, as none of them from maybank call to confrim this Delay then the likelihood of you being charged the GST is definite and please don't complain when you have been warned. |
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Feb 25 2011, 10:01 PM
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Moderator
3,397 posts Joined: Dec 2007 From: 서울, South Korea |
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Feb 26 2011, 12:55 AM
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Elite
8,601 posts Joined: Jan 2003 From: KL |
QUOTE(dotcom @ Feb 25 2011, 09:19 PM) guys wan to ask some of u experince b4 mbb2 plat card suddenly a appear in ur account where u never apply b4. today got sms said application approve Did you click "I'm interested in MBB website"?Did you call CS to enquire about the card? If no, then you are the first person to report that you got MBB card approved without doing the above. Other received offer by MBB for pre-approved Maybankard 2 cards and some even got 10,000 TP to offset GST. Refer to CC V14. I tell you, I kind of pissed off, MBB should reward early birds 10,000TP to offset TP. Somemore my Maybankard 2 Amex card don't have Platinum printed on it ![]() The MBB 2 Visa blue is really ugly for a Plat card. Click here to read about my MBB Dua application which was kind of frustrating. To all, today I wanted to check if MBB processing my MBB Dua Gold Card application and found out MBB Plat CS Toll Free line have menu to separate MBB Plat and Maybankard 2 Plats. I guess that should not surprised me as MBB Platinum cards should be ranked higher than MBB Dua Plat. However, I found out something interesting, when I call MBB CS today, I gave them my New IC No and only my Amex Gold Credit Card was shown in the system but none of my MBB Dua and MBB Platinum cards. So I gave the CS my MBB MC Plat number and then the system showed Petronas Plat Visa and MBB 2 Platinum cards and AMEX Gold Charged Card numbers but my IC record shows my Old IC No. Click here to see My Credit Cards in Nov 2010. Must go update a new post soon with MBB Dua Plat, EON Visa Signature and MBB MC Plat. Now considering to cancel AMEX Gold CC or not because it gives MR where can redeem for cash as compared to MBB Amex can only redeem for vouchers. |
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Feb 26 2011, 01:29 AM
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Senior Member
3,066 posts Joined: Mar 2009 From: N.Sembilan |
QUOTE(Gen-X @ Feb 26 2011, 12:55 AM) Now considering to cancel AMEX Gold CC or not because it gives MR where can redeem for cash as compared to MBB Amex can only redeem for vouchers. Hi, I'd like to share my thoughts on your indecision.If you spend RM2,200 using MBB2Amex, you get 11,000 TP which equivalent to RM50 shopping voucher. Assume that same amount of spending using Amex Gold cc earns you 11,000 MR. You may use 10,000 MR to redeem RM50 cash and still keep 1,000MR (equivalent to RM5) as balance. Is the remaining MR worth the GST? It depends on your total spending. |
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Feb 26 2011, 01:33 AM
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Senior Member
2,552 posts Joined: Jan 2008 |
QUOTE(chemistry @ Feb 26 2011, 01:29 AM) Hi, I'd like to share my thoughts on your indecision. I would not keep Amex Gold CC as only the MR points is the plus point right now. I might however upgrade to the Amex Plat CC as it gives 10x points in certain places + lounge access. But RM50 + RM800 AF.....If you spend RM2,200 using MBB2Amex, you get 11,000 TP which equivalent to RM50 shopping voucher. Assume that same amount of spending using Amex Gold cc earns you 11,000 MR. You may use 10,000 MR to redeem RM50 cash and still keep 1,000MR (equivalent to RM5) as balance. Is the remaining MR worth the GST? It depends on your total spending. only if one travels alot or goes to plat partners alot i guess.. |
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Feb 26 2011, 07:14 AM
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Moderator
3,397 posts Joined: Dec 2007 From: 서울, South Korea |
QUOTE(chemistry @ Feb 26 2011, 01:29 AM) Hi, I'd like to share my thoughts on your indecision. Gen-X was just making an indirect reference to his conversion preference. Everyone has one and I'm sure Gen-X knows what he is doing.If you spend RM2,200 using MBB2Amex, you get 11,000 TP which equivalent to RM50 shopping voucher. Assume that same amount of spending using Amex Gold cc earns you 11,000 MR. You may use 10,000 MR to redeem RM50 cash and still keep 1,000MR (equivalent to RM5) as balance. Is the remaining MR worth the GST? It depends on your total spending. For example while everyone here talks about cash rebates and/or cash equivalent ... I actually have a preference towards Enrich point redemption. Again, MBB2/AMEX fits my need very well. Added on February 26, 2011, 7:17 am QUOTE(zenquix @ Feb 26 2011, 01:33 AM) I would not keep Amex Gold CC as only the MR points is the plus point right now. I might however upgrade to the Amex Plat CC as it gives 10x points in certain places + lounge access. But RM50 + RM800 AF..... Yeah .... the only downside to AMEX is the higher conversion factor when used overseas making it unattractive if it is a personal travelling expenses.only if one travels alot or goes to plat partners alot i guess.. This post has been edited by hye: Feb 26 2011, 07:17 AM |
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Feb 26 2011, 08:58 AM
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Senior Member
2,991 posts Joined: Jun 2007 |
QUOTE(dotcom @ Feb 25 2011, 09:19 PM) guys wan to ask some of u experince b4 mbb2 plat card suddenly a appear in ur account where u never apply b4. today got sms said application approve You better check that you get this card in your hand. I have read news that other people apply for them without knowledge and used their card and rack up huge debts.By the way, I applied for MBB2 yesterday at Mid Valley, Lower Ground floor. Got free gift remote control car and a glass. |
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Feb 26 2011, 09:29 AM
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Senior Member
4,540 posts Joined: Jan 2003 From: Sing-a-poor / Kayell / Jay-Bee |
I think MBB 2 card application does have overwhelming respond from public.....don't know whether want to jump into this ship or wait for other bank to offer even better than MBB 2? I'm sick of RM50 GST..if not, I don't mind having plenty of cards in my wallet...
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Feb 26 2011, 09:29 AM
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Junior Member
37 posts Joined: Dec 2010 |
Hello all!
Need assistance here. I'd like to apply a credit card with high credit limit. PM me or just post it here. Monthly salary: RM2300 Commitment: RM166.67 (personal loan) + PTPTN. Current credit card: CIMB petronas with 4K credit limit. The current cc was used solely for buying fuels. Correct me if I'm in the wrong place to ask. |
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Feb 26 2011, 09:36 AM
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Senior Member
3,008 posts Joined: Sep 2005 From: T.T.D.I, Bukit Damansara |
QUOTE(Badakitten @ Feb 26 2011, 09:29 AM) Hello all! How long have you been using your current card? If you've been using it long enough with a good spending/payment record you can simply ask the bank for a higher CL.Need assistance here. I'd like to apply a credit card with high credit limit. PM me or just post it here. Monthly salary: RM2300 Commitment: RM166.67 (personal loan) + PTPTN. Current credit card: CIMB petronas with 4K credit limit. The current cc was used solely for buying fuels. Correct me if I'm in the wrong place to ask. |
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Feb 26 2011, 09:49 AM
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Junior Member
37 posts Joined: Dec 2010 |
QUOTE How long have you been using your current card? If you've been using it long enough with a good spending/payment record you can simply ask the bank for a higher CL. Not long enough. just about 4 month. I heard, the adjustment of credit limit only will be given when renew the cc contract. |
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