Just call Maxis and say you want to change your payment method. That's what I did. When they pass you the form, put your new cc number.

Don't go thru bank, very the mafan wan.

sorry to post in wrong section, but i think it smthing related to his job,sorry !

why a waiter want to paying for customer expense? he put his own sig and own ic, no intention to fake

it was few years ago ,now he said remmber it was an order list, customer check items n sign on it, and he put his sig on back....not bill..Lol

Yes, there is no interest-free period if you have carry forward balance (reworded for clarity) for MY credit cards for some time already, this was introduced along with tiered interest rates.

Note that credit card interest is calculated a bit differently from most kind of loans. For example, using the example in Wikipedia, interest is charged differently if instead of a single RM1000 transaction, you have 2 x RM500 transactions. If you have a carry forward balance of RM1, you will be charged interest on RM1000 for the first scenario but only RM500 for the second.

Given your example scenario, when you repay RM1500 is also a factor in interest calculation.

A possible difference with MY banks is that e.g. if you repay your statement balance in full 2 days after due date, some banks might charge you interest while other banks might not.

I call already, it is just the same as 1300...

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Added on May 12, 2011, 12:18 pmNow only I know that for Maybank CC, if you accidentally swipe over the credit limit, no charges implied. You just cannot swipe the card anymore until you paid off the o/s amount to below your credit limit. =)

Dear LYN forumers,

Got a question to ask, if Shop ABC is Bank CBA merchant and the owner of the shop ABC hold the credit card of Bank CBA. Now:

Q1: Can the owner of Shop ABC swipe his Bank CBA credit card at his own Shop ABC? Being the owner of the shop is it ok? Violating any rules?

Q2: Same condition as Q1 but this time Owner of Shop ABC swipe his Bank CBA credit card every month with the same amount ( big amount assume >RM 20k ) and paid the full amount before the due date, is it ok to do so? Is this consider money laundering?
Anyone know?

Refer the merchant agreement, you cannot charge your own personal credit card under your own business establishment.

hello guys,

i have a situation here,
last 2 days,i swipe my card to buy thing,suddenly when waiting for authorization from bank,the cc terminal show some error (comm error) and the authorization receipt was not print out.and i contact my bank,and they said the transaction has been successful,but i didn't get the item becoz the receipt for the merchant copy and customer copy not been print out....

what should i do ?
any advise...

Hi guys ... hope someone can help me with my situation here ... I currently travel alot for work .. around the world and I use quite alot of credit card ... anyway so far I only have 1 credit card ...

On my last trip, my credit card failed and luckily I had enough cash ... which got me worried and I think i definately need more than 1 credit card ... I currently having a VISA card ..

My question to you guys is .. should my 2nd card be a MASTERCARD ? Or should I stick to VISA ? I have a mixed feeling coz I thought it might be good to have both ... but most of the time I only see VISA .. so I'm worried if suddenly my VISA fails and then my MASTERCARD is not accepted ...

Should I get MASTERCARD or VISA as my 2nd card ? My 1st card is VISA.

Thanks everyone for the reply .. now the reason my card failed was probably way too much was capped in 1 single day ... I don't know if you guys know but in the US, the way they "get the money" is very weird ... Say if you check in to a hotel, they will ask for your credit card and usually they will just "hold" a certain amount right ? It's the same here too ... but when you check out, you need to swipe it again and sign then only the money get's deducted right ? But in the US no. Your money just get deducted AUTOMATICALLY You only sign the thing when you check in, which is quite scary.

So I knew about this coz it's my 3rd time to US now .. I've told the bank to increase my limit to 15k which is supposed to be more than enough .. So 1st day i reach here, i swipe for car rental which cost maybe 8k or something .. then straight i drive to hotel and swipe again which cost maybe like 5k .. then it failed to go through ...

Since it's a sub card from my dad, i got him to call the bank and blablabla say this cannot that cannot .. in the end we had to do advance payment, cash into the bank and it takes 4 days =.= Luckily I have cash with me .. so i mean if this was my own personal card and i do not have cash .. i think i would have died here ...

So i guess an extra card will do good