hi wanna ask, say if i applied for a credit card and cancel the card after 6 months of usage (or no usage at all) will it affect our credit record or anything?
Credit Cards Ways to CANCEL your credit card, Updated since 30/07/12
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 May 14 2013, 01:31 PM
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16 posts Joined: Mar 2011  
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May 14 2013, 10:09 PM
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Senior Member
4,094 posts Joined: Jan 2003 From: USJ
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QUOTE(Garruk @ May 14 2013, 01:31 PM) hi wanna ask, say if i applied for a credit card and cancel the card after 6 months of usage (or no usage at all) will it affect our credit record or anything? no, unless you have late payment records or non payment within that period |
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Jun 11 2013, 11:50 AM
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Senior Member
1,461 posts Joined: Apr 2005
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QUOTE AEON Credit Card Credit Card Cancellation Letter QUOTE [Your name] [Your address] [Date] Dear Sir or Madam: Please let this letter serve as notice that I am terminating my credit card account effective immediately. Please close the following account: Credit Card Company: ____________ Account Number: ________________ Please send me written confirmation that my account has been closed. Also, please confirm that you have notified all appropriate credit card bureaus that this account was closed at my request. Thank you for your prompt attention to this matter. Sincerely, [Your Signature] I have completed the cancellation letter for an AEON credit card. But, to whom should I send this letter? |
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Jun 11 2013, 04:49 PM
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Junior Member
297 posts Joined: Apr 2010
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QUOTE(kurtkantoi @ Jun 11 2013, 11:50 AM) I have completed the cancellation letter for an AEON credit card. But, to whom should I send this letter? why not you call AEON CS ? |
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Jun 11 2013, 04:55 PM
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Senior Member
1,211 posts Joined: Aug 2008
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QUOTE(koinibler @ May 10 2013, 02:52 PM) You need to settle the annual fee first before can cancel the card. nope...ask the CS. Some bank can just cancel without settle the annual fees/GST.I do believe that you get the card by mistake, just its kinda expensive mistake. I did before with citibank, the GST and supp card annual fees is charged on card already, i called ask them offset it, they not willing to do it, then i asked, if i terminate it, i no need to pay right? they said yes, and just terminate my account.  This post has been edited by red_scorpion: Jun 11 2013, 04:55 PM |
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Jun 11 2013, 05:27 PM
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Senior Member
1,461 posts Joined: Apr 2005
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QUOTE(notok @ Jun 11 2013, 04:49 PM) why not you call AEON CS ? Thanks. Just call AEON CS and my card terminated. As easy as that. However, they will send a letter to my billing saying that the card officially terminated. |
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Jun 19 2013, 11:58 AM
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Senior Member
1,723 posts Joined: Jun 2007
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any other way to cancel HSBC credit card? called their CS almost 2 weeks ago. no one call me back to cancel my card (cc cancellation dept)
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Jun 19 2013, 12:28 PM
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Senior Member
6,483 posts Joined: Apr 2012
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QUOTE(Frostlord @ Jun 19 2013, 11:58 AM) any other way to cancel HSBC credit card? called their CS almost 2 weeks ago. no one call me back to cancel my card (cc cancellation dept) Same to me, ended up I went to 1u branch and requested to cancel |
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Jul 11 2013, 10:07 PM
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Junior Member
149 posts Joined: Aug 2011
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QUOTE(Frostlord @ Jun 19 2013, 11:58 AM) any other way to cancel HSBC credit card? called their CS almost 2 weeks ago. no one call me back to cancel my card (cc cancellation dept) i cancelled using HSBC secure message, hamtam them kuat kuat  , no CS called me to say anything and last last know cancelled already!  |
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Jul 11 2013, 11:09 PM
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur 
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Called in twice to cancel SCB Preferred World MasterCard.... the stupid agent still doesn't want to call me back.
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Jul 11 2013, 11:14 PM
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Senior Member
1,710 posts Joined: Nov 2006 
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Is it that difficult to get your card cancel? I've just applied for a supplementary card, got it, and cancel it through the phone.
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Jul 21 2013, 07:30 PM
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Senior Member
4,522 posts Joined: Jan 2009
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Already cancel 2 tiger bank cc via phone call since their treat point already reverse to 3 year expiry.
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Jul 21 2013, 09:46 PM
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Senior Member
1,191 posts Joined: Sep 2004
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Already cancel lots of card thru phone. So easy
Normally they will call u back go hope u retain the card By waive the rm50 tax |
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Jul 21 2013, 11:11 PM
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All Stars
26,529 posts Joined: Jan 2003
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QUOTE(bingozero @ Jul 21 2013, 07:30 PM) Already cancel 2 tiger bank cc via phone call since their treat point already reverse to 3 year expiry. Did you tell them this is the reason?  |
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Aug 12 2013, 08:52 PM
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Junior Member
353 posts Joined: Jan 2003 From: kuala lumpur
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QUOTE(ronnie @ Jul 11 2013, 11:09 PM) Called in twice to cancel SCB Preferred World MasterCard.... the stupid agent still doesn't want to call me back. hav you confirmed with call reception that cancellation is not processing yet? I also did call in for cancellation 2 weeks ago and no receive any call from SCB for cancellation until today. I call in just now then call centre confirm to me that my card has been cancelled (it sounds like not the process I known) but I am fine as long as long my request has been entertained  |
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Aug 12 2013, 09:07 PM
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Senior Member
6,483 posts Joined: Apr 2012
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QUOTE(vincentxiang @ Aug 12 2013, 08:52 PM) hav you confirmed with call reception that cancellation is not processing yet? I also did call in for cancellation 2 weeks ago and no receive any call from SCB for cancellation until today. I call in just now then call centre confirm to me that my card has been cancelled (it sounds like not the process I known) but I am fine as long as long my request has been entertained Is there any letter will be send to you for confirmation? Although this card has been cancelled and confirmed by CSIn case for some trouble occur after the day... |
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Aug 13 2013, 12:26 AM
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Junior Member
353 posts Joined: Jan 2003 From: kuala lumpur
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QUOTE(sj0217 @ Aug 12 2013, 09:07 PM) Is there any letter will be send to you for confirmation? Although this card has been cancelled and confirmed by CS I didnt realize this. Thanks for point out this. I will check it and update here if i receive any mail regarding to this In case for some trouble occur after the day...  |
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Aug 14 2013, 12:04 AM
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Junior Member
353 posts Joined: Jan 2003 From: kuala lumpur
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QUOTE(vincentxiang @ Aug 13 2013, 12:26 AM) I didnt realize this. Thanks for point out this. I will check it and update here if i receive any mail regarding to this For update purpose, I received sms today about confirmation of cancelling my credit card  |
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Aug 18 2013, 10:31 AM
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Junior Member
34 posts Joined: Feb 2010
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My experience
Had just cancelled my Public Bank card. Call the customer service, answer some questions regarding the card for security, and done. Not even 5minutes. Got some money left, said to send a letter later on when the statement regarding the cancellation arrived. |
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Aug 19 2013, 10:45 AM
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All Stars
26,529 posts Joined: Jan 2003
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QUOTE(hengxyz @ Aug 19 2013, 07:24 AM) Anyway my card was cancel so easily... without anyout giving any letter.. just call them.. What card?p/s stop spamming just to get your post counts |
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