Since there are no topic about this, then let me create the topic about ways to cancel your unwanted credit card. Let me start with citibank first. Do also report other methods for different bank

Before cancel your credit card
1. You must paid off the balance in full. (No outstanding balances)
2. Redeem  all your credit card reward/Bonus points.
3. Cancel all the auto debit

After cancel your credit card
1. Follow-up on the cancellation
2. Get a confirmation of the credit card Cancellation in writing from the banks.

just wondering, what will happen if i request to cancel MBB card with phonecall but didnt photostat the half-cut card to them?

Does it have to be 1 year usage before you can terminate the CC? I use less that 5 months. Do they ask question why you want to terminate their card?

I cancelled my Maybank CC via phone call only. But noted here, I already cleared all outstanding bills before canceling that card.

But for PB whatever cards, must proceed at counter.

I like Maybank so much!!! Fast response & Convenient & Reliable.

Hi pips, i have a noobie question..
I cancel my AM Bank Carz CC today. I was charged RM50 for the process. I havent put my signature on the card; and i got my card last friday.
Reason was HSBC offered better credit limit than AMB. The bank officer said once the card is approved, they gona charge RM50 when u decide to cancel the card. Isit true?
Thank u

anyone know does Public Bank will give u a confirmation letter once you cancel the credit card?

it is normal for cimb and maybank. not sure what is PBB procedure. you have to contact CS to remove or go to the branch.

my cc is expiring this month, if i don't activate my new card, will it cancel my card automatically?

Why hav to pay the penalty 1 ? And hw to cancel witout penalty?

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Could anyone help me on how to cancel standard chartered credit card through their online banking page.
I'm already go trough them, but I can't find any option to cancel it.

attach is the picture to help me on the clear direction. Thank you

hi wanna ask, say if i applied for a credit card and cancel the card after 6 months of usage (or no usage at all) will it affect our credit record or anything?

Dear Sifu, I just applied for UOB One card three weeks ago. Guess what, last week I not only receive the UOB One card that I apply, they also provided the UOB Preferred Platinum Master Card which I did not apply at all! Apparently the sales people tick one more after I left the place where I apply the card!
On exactly the day I receive the card, I immediately called UOB to cancel the card, which they did. But now the problem is they do not want to waive the RM50 government tax! Please advise how to do as I did not apply this card at all! I even went to the branch to highlight about this, but the staff just say that they cannot handle credit card cancellation!! (WTF is this)
Since last Wednesday, I have called UOB 4 times (separate day) and until the stage of scolding them. Shocking thing is they claim that I am willing to pay the RM 50 tax despite cancelling the card!
Please, can anyone advise me what are the following steps to be done in case they do not waive the RM50 tax. Note that I have paid the RM50 for the original UOB One Card which I actually applied. Now is only the issue of UOB Preferred Platinum which I do not Apply. Thanks.

if i received let's say Ambank credit card today, can i cancel it straight away? or need to wait few months baru can cancel one?