i think their system is messed up, suddenly i received "a feb cash back" of RM13.71 when i didnt even do any transactions in participating malls during month of feb...

and still no sight of my nov/dec/jan cash back worth more than rm300....

A bit late response, but as stated, it is all extra coverage (optional)
(a) in case your passengers sue you. e.g. accident, they lose their limbs
(b) same as (a), but due to negligence. e.g. you driving and talking on h/p, then bang and turn turtle. Your passenger lose limbs and want to sue.
© strike, riot... e.g. if they throw stones/molotov cocktail at your car park at roadside, you can't claim, unless you bought this extra item.
(d) flood - If you didn't buy this extra item, if your car flooded half/full, cannot claim from the general car insurance.
I think there is another add-on, called natural disaster, like earthquake, volcano, act-of-God, etc. Same applies to landslide or fallen trees. You can't claim from insurance, unless you buy extra. Otherwise, sue and claim from DBKL.
Another lesson on not to park under old trees, flood prone area and possible land slide area. Just to add, if park under coconut tree and coconut fall, cannot claim also, unless you can make it look like car accident.
(e) Windscreen - quite useful, if you travel frequent and long distance.
(f) radio/cassette - unless you have several thousand RM player, get it insured. Check if it covers the amp & speakers or not.
(g) Number of drivers - i.e. named drivers. If you don't name a driver, e.g. you husband/wife/son/daughter who use your car frequently, if accident and claim, there is loading charges (around RM400-2000, depending on car model). E.g. if you son drive your car (not named driver) and bang the fender, workshop quote RM1000 to fix and paint, minus the loading charges of let's say RM400, insurance will only pay you RM600 for the RM1000 bill.

For those of you who shop at 1U, check out promo below:
http://rcubed.com.my/index2.htm

just cancelled mine, a phone call will do

Update on Amex buy 1 free 1 at starbucks :

I went to KLCC Starbucks (3rd floor) and asked for Amex promo. The more senior staff says available, and I use my MBB-2-Amex to purchase a dark mocha (grande) RM12.50 and mocha (grande 11.50). Include tax is RM15+ only.

thanks a million cute_boboi,very clear..already submit the insurance and din add any additional coverage... pay online really save alot not only 10%...cheers! so i just need print out the E cover note only and waiting road tax come right?(already renew also roadtax at myeg after insurance renew)

Very happy with AMEX's 15% cash back promotion

07-Apr-2011 07-Apr-2011 15% CASH BACK FEB11 RM150.00
02-Mar-2011 02-Mar-2011 % CASH BACK JAN11 RM150.00
08-Feb-2011 08-Feb-2011 % CASH BACK DEC10 RM45.56
06-Jan-2011 06-Jan-2011 % CASH BACK NOV10 RM150.00

BTW, I received my full cashback which was credited into my AMEX Gold CC although I did spend with my MBBKard 2 (which I registered via SMS) before hitting the RM1000 limit on my AMEX Gold CC at participating malls in February 2011. Their system may be screwed but thankfully I received all my rebates.

Right now, my AMEX Gold CC has -RM161.00 credit which I'll utilise for Starbucks or other 5x MR merchants.

This post has been edited by wshoh: Apr 8 2011, 04:12 PM

finally the CS call me back & said their system got error & i should receive my jan cashback, latest before my next statement date which is 20th april. lets wait & see before i go rage mode.

Correct. e-Cover note is linked to JPJ. If you can renew road tax, means no JPJ summon outstanding. If can't renew or JPJ only give you 6 months, it means you have some summons (PDRM?) outstanding.

Actually you don't need to print out the e-Cover note. Insurance will snail-mail to you the scheduled cover note later. JPJ will have the insurance you paid in their computer system, all linked up.

i get that 2-3 times already, the latest excuse they gave my was "waiting for higher management's approval"

Got my Feb cash back (also credit into M2 Amex altho it was not registered). Still missing my Jan cashback tho

My experience with the current Amex managenet is that, they would only expedite the process if you keep writing (complaints) to them. As a last resort, make a complaint to BNM if you do not receive the January cash back in your April statement.

until now still haven received any cashback from the whole promotion period, maybe ikhwan is not eligible?

Just found something interesting here, as I'm a starbucks lover

http://www.americanexpress.com.my/amx_info...-OffersServices

Anyone of u tried to use AMEX to get this offer at starbucks? Is it means that if I use AMEX to purchase a RM12 cappuccino, I can select to get a RM 10 latte OR RM12 same cappuccino as well?

A few forummers tried and the offer is OK for AMEX and Maybankard2 AMEX holders at selected Starbucks outlet.

It has been stated already:



MBB2 AMEX is issued by Maybank, Ikhwan AMEX is issued by Maybank Islamic and AMEX Gold CC is issued by AMEX Malaysia.

They have to state that american express issued by Maybank Islamic or Maybank Malaysia due to hong leong bank also have American Express credit card

This post has been edited by beyond86: Apr 9 2011, 05:27 PM

have received my Jan-11 cashback and Feb-11 cashback already on my ikhlwan amex.. we talking abt the 15% cash back for amex right?

The 15% cashback campaign from December 2010 to February 2011 is entitled to all AMEX issued by Maybank and Maybank Islamic excluding Corporate AMEX cards.

ya. the 15% cashback amex promotion

yes , u can order 2 cappuccino for RM12+ ...or 1 cappuccino and latte , but u get charge for Cappuccino price , complimentary drink will be the cheaper price