Yes... as long there's a conversion from foreign currency to MYR..the 2.5% applies

Next time need to show the promo pamphlet on your phone...

I don't think so since both of them are under Maybank Group.

It is not so much of a actual CL but it is more like a safety feature which the bank implemented to protect customers against petrol stations frauds which used to be rampant several years back. Each time you swipe/insert card into the machine at the petrol station, the card takes away a certain credit limit which is about RM200-RM250 depending on the bank.

This amount is then recalculated based on the actual claim by petrol station/actual usage by the customer and the surplus is returned back to your CL.

In the event of the error ... sometimes the machine already sent the transaction request to the bank although you did not pump anything. Likely hood of erroneous claim is low, so don't worry too much. Swipe too many times on a particular day and actually it would seem to the bank that you are pumping too much petrol for your own personal use thus the bank blocks further transaction for petrol.

Hope my explanation clears things.

Thanks hye for the explaination, but how long does the credit limit get holds? Is it release on daily basic? Kind of embarrassing to face this...

Within 1-2 days

To be more technically precise, use your online banking system to "advise" you on whether the CL has been released or not. CL will be released once the petrol station submits their actual cc claims. It is not necessarily 1-2 days as this is only true if the station submits their actual claim at the end of every business day but there are times when they submit a few days later.

Normally, petrol stations submit their claims at the end of every business day so that they can get paid by the bank within the next 3-4 days later.

Honestly, you need not worry about this too much unless you are using like 90%-95% of your CL already.

Frankly, I don't know how to check my current CL thru M2U. It seem the CL always display as it...

I don't think M2U is so advanced to display available CL like CIMBClicks. The shown CL is total combined CL.

Correct me if I'm wrong.

Correct.. this where M2U is lagging behind SCB, CIMBClicks, OCBC (most accurate CL balance including transaction not posted)....

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This post has been edited by beyond86: Apr 12 2011, 10:05 PM

Dear all,

i am new into this forum and also a new Maybankard 2 AMEX user. i have some doubts and hope some of u can enlighten me...

i would like to pay following bill by my Maybankard 2 AMEX through M2U :

1) TNB
2) ASTRO
3) TM - Fixed Line
4) Streamyx

Can above bill can be accepted and proceed through M2U? If can, are we able to get 5% rebate if we made the payment on weekend.??

Or, we ONLY can pay those bill through Autopay AMEX??

Thanks to advice...

Only via Autopay with AMEX...

Dedicated Mayabnkard2 AMEX topic is here : http://forum.lowyat.net/topic/1791925

thanks, Ronnie...

will fill up the Express Autopay Enrollment form now and fax it tomorrow...

but then, sure the payment will not transact during weekend in order to entitle the cash rebate....

5% discount thru autopay is more than enough rather than nothing. then on weekends can spend the savings on other things.

What 5% discount thru autopay ??? Do you mean 5X TreatsPoints or 2.5% rebate with Maybankard2 AMEX ?

This post has been edited by ronnie: Apr 13 2011, 08:52 AM

we get 2.5% rebate from autopay?? din know tat...

Let me explain further.
Using Maybankard2 AMEX, you get 5X TreatsPoints for every transactions charged (autopay or retail swipe or internet use) ~ which equivalent 2.5%

This post has been edited by ronnie: Apr 13 2011, 08:44 AM

icic, makes sense then...
initially i wanted to do auto pay via amex
but i'm applying ocbc plat coz my bills can easily be around rm500, so can get rm25 from ocbc which is not a bad deal i guess...

You meant OCBC Titanium