QUOTE(winner @ Dec 10 2010, 11:05 PM)
Can elaborate ?Credit Card v13
Credit Card v13
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Dec 10 2010, 11:38 PM
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#1
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Dec 11 2010, 01:50 PM
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#2
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(winner @ Dec 11 2010, 08:05 AM) A special feature of SCB Business Visa Platinum is that it gives 0.5% cash back (without cash back limit per month or per year) for all retail transactions (except petrol) plus 1x choice point for local spending and 3x choice points for overseas spending. You can redeem RM25 cash back using 5,000 choice points. This is equivalent to 1% cash back for local spending and 2% cash back for overseas spending. This card is good as a backup for big purchases or when you have maximised up the monthly cash back limit for other cards which give more than 1% cash back. SCB Business Visa Platinum cardholders are also entitled to all benefits given to normal SCB Platinum cc, such 3x choice points for overseas transactions, unlimited free access to KLIA Plaza Premium Lounge, 50% discount when dining at Platinum Partners, complementary travel accident insurance of up to RM1mil, etc. Just a reminder that Citibank Cash Back Platinum does not give complementary travel accident insurance unlike what a normal Citiback Platinum cc does. That's it... Going to convert my SCB Platinum Visa to SCB Business Visa Platinum.... let's hope can waive the GST :-)Is the 0.5% cash back creditted at the end of the statement date monthly ? The RM25 Cash-back is upon request, right ? Are the Choicepoints evergreen ? |
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Dec 12 2010, 01:19 AM
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#3
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Dec 12 2010, 11:00 PM
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#4
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(winner @ Dec 12 2010, 05:10 PM) 3. The following persons are NOT eligible to participate in this Promotion:- a. Existing Cardholders applying for additional principal and/or supplementary cards; b. Existing Cardholders closing their existing SCBMB principal credit cards and re-applying for SCBMB’s principal credit cards; c. Permanent and/or contract employees of SCBMB (including its subsidiaries and related companies) and their immediate family members (spouses, children, parents, brothers and sisters); and/or d. Representatives and/or agents (including advertising and promotion agents) of Visa or MasterCard and their immediate family members (spouses, children, parents, brothers and sisters); and/or e. Individuals below the age of 18 years. Source: http://www.standardchartered.com.my/person...h-back/tnc.html @winner: Let me know if you get the RM188 cash back, then I will also apply the SCB Business Visa Platinum ;-) |
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Dec 13 2010, 09:21 AM
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#5
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
Just called up SCB and they mentioned that we can upgrade from normal Visa Platinum to Business Visa Platinum by faxing in a letter and no RM50 GST will be charged.
Dunno how true it the above statement made by the SCB CS Exec. |
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Dec 13 2010, 02:44 PM
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#6
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(vinothrao84 @ Dec 13 2010, 02:21 PM) hi guys, Aren't both lines contradicting each other ?i sign up for an SCB Platinum/Gold card almost a month back. in return, last week, i receive SCB Business Gold card in a envelop that says "You have receive a your Platinum card".... but there is no single details abt what are the benefits/privileges of the gold card. could any one please list out the benefits/privileges for Business Gold card? thx... |
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Dec 13 2010, 03:33 PM
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#7
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(persistence85 @ Dec 13 2010, 03:23 PM) not related to topic, but wanna inform, ocbc got promotion 5% for fixed deposit.. Post in the Fixed Deposit thread over at http://forum.lowyat.net/topic/720041i just put RM70k into FD, 5% .... guys hurry before the promotions end on this month... |
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Dec 13 2010, 04:18 PM
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#8
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(winner @ Dec 13 2010, 04:01 PM) It's my Preferred Banking RM and CS officer who told me that I could get RM188 if I apply for SCB Business Visa Platinum. They also told me that SCB has just changed the cash back rules, whereby the RM188 cash will only be credited to the cardholder's account upon first usage, not upon card approval. I will however, take it with a pinch of salt. The RM188 cash back was to given upon charge on 1st transaction first..but they didn't implement it. My colleague got it without swiping. |
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Dec 15 2010, 12:38 PM
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#9
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
Under the SCB iPad Give-away Promotion, does payment of insurance premium (monthly or yearly) be part of the Retail Spend ?
QUOTE 4. Ongoing installment payments, and any other fees howsoever called, including but not limited to, annual fees, Cash Advance fees, cash advance, balance transfer, debit card, interest and late fees are not eligible for this Promotion. Charges posted to the account of all Supplementary Cardholders will be awarded to the Principal Cardholder |
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Dec 16 2010, 10:47 AM
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#10
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
OCBC Titanium gave me additional RM0.05 rebate (under the 5%).
Couldn't find the where the additional RM1 came from. I received 5% rebate from MPH in my latest DA statement... I thought the offer was over. Thank you DA/CIMB This post has been edited by ronnie: Dec 16 2010, 10:47 AM |
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Dec 16 2010, 11:07 AM
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#11
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(Gen-X @ Dec 16 2010, 10:56 AM) the offer until 31 Dec and you did get RM5 vouchers too from MPH using DA/CIMB MC? I get the RM5 book-only voucher for every RM50 spend. Spend RM100 in one receipt get RM5x2 vouchers.In the first post, Best WMC for frequent flyers = MBB WMC but for non frequent flyers, best is CIMB/DA WMC where got many offers and free coffee. This was the only offer listed on DA/CIMB website. Nevertheless, DA/CIMB rocks !!! Can get rebate, voucher + tax relief - best CC for Books |
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Dec 16 2010, 11:15 AM
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#12
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Dec 16 2010, 11:18 AM
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#13
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
Merchants which get 5% Cash-back from OCBC
Bubba Gump Shrimp - The Curve Hokkaido Ichiba - The Gardens Papa John's Pizza - IOI Mall O'Briens - Empire Shopping Gallery Pizza Hut - Giant Bandar Puteri |
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Dec 16 2010, 11:30 AM
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#14
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Dec 16 2010, 03:17 PM
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#15
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
@erry- : the income tax relief is for purchase of books/magazines up to RM1000 per assessment year
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Dec 19 2010, 11:05 PM
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#16
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
OCBC has Year-End Promo to win travel vouchers worth RM2,500 (redeemable with Holiday Tours)
QUOTE 1. The OCBC Bank (Malaysia) Berhad (“OCBC Bank”) “Year-End Festive Treats Campaign” (“Promotion”) is open to all OCBC Bank Principal and Supplementary Credit Card members (Cardmembers”) who are valid and in good standing; and will be determined by OCBC Bank at its sole and absolute discretion. 2. The Promotion shall run from 1 December 2010 – 31 January 2011 (both dates inclusive) (“Promotion Period”). 3. No pre-registration, SMS or contest entry forms are required as selection is at the sole discretion of OCBC Bank. 4. Each swipe with your OCBC Credit Card automatically qualifies for one (1) chance to win RM2,500 Travel Vouchers (“The Prize”). 5. Triple your chances when you swipe more than three (3) times in a day |
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Dec 21 2010, 10:09 AM
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#17
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(persistence85 @ Dec 21 2010, 09:05 AM) woah, nice info OT: If you have children (<18 years), then you could open HLB Junior FD which gives 5% p.a. for up to 5 years tenure (interest credited monthly)Added on December 21, 2010, 9:07 am I just placed RM50,000 @ yesterday for 1 year + RM5,000 into my current savings account. 1 Year http://www.hlb.com.my/qa/ir/irfd.jsp?flag=irfd # Hurry! Open and deposit a minimum of RM20,000 into Hong Leong Senior Savers Flexi FD Account and RM5,000 into any Hong Leong Current / Savings Account to enjoy higher FD rate of 3.5%p.a. for 12 months tenure. Also, you stand a chance to win an all-new Nissan Teana 2.0L. The promotion is valid until 31 March 2011. Terms and conditions apply. Click here to find out more details about the promotion. The FD placement will be renewed at the prevailing board rate upon maturity. Hong Leong Bank ("Bank") reserves the absolute discretion to vary the rates and tenures at anytime or from time to time. |
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Dec 21 2010, 03:18 PM
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#18
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
Drop OCBC Customer Care a note about the rebate calculation.
Eg. Statement Date : 15 Jan 2011 Billing Cycle : 16 Dec 2010 to 15 Jan 2011 (based on Posting date, not Transaction date) 20 Dec 2010 : Spend RM1000 of Petrol ---> RM50 rebate 25 Dec 2010 : Spend RM1000 of Non-Grocery Shopping ---> RM10 rebate 30 Dec 2010 : Spend RM1000 of Petrol ---> RM50 rebate 02 Jan 2011 : Spend RM1000 of Petrol ---> RM50 rebate Total rebate received is RM160 which will be credited on 15 Jan 2011. The CS Officer in-charge mention the above is CORRECT....Thus we can get maximum of RM170 rebates for Dec 2010-Jan 2011 period |
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Dec 21 2010, 03:19 PM
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#19
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(gerrardling @ Dec 21 2010, 03:17 PM) anyone cancel your citibank card before ? heard that citibank wont let their customer to cancel their cc so easily, they will try to delay and delay. anyone experience this before ? I just called and got it cancelled after one more call-back from Citibank officer. |
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Dec 21 2010, 03:46 PM
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#20
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(carlitofreak @ Dec 21 2010, 03:36 PM) hi ronnie, RM120 (posted transactions between 16 to 31 Dec 2010)Why the maximum rebate is at RM170? I thought the maximum rebate we can get is RM120 (before 2011)? or am I overlook about this matter? Thanks + RM50 (posted transaction between 1 to 15 Jan 2011) ------ RM170 in total.... But this is what CS officer said.. maybe true, maybe wrong. |
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