100 also wanna witdrawn from cc?

You will kena cash advance fee of 5% or RM50 whichever is higher. Daily interest is calculated until full payment.

This post has been edited by jack2: Oct 14 2010, 10:05 AM

Paiseh.. OCBC is the lowest among bank industry.

The cash advance fee is 5% of the amount advanced or a minimum of RM15, whichever is higher. This is imposed for each cash advance/casino chips transaction.

Finance charge on cash advance or casino cash chip is calculated from date of transaction until full payment.

I was told by the CS that you need to pay the GST first, then only can be canceled.

Damn, the one who told me must be lazy to do so.

Regarding the 3in1 travel bag free from OCBC Titanium, anyone has news on it?

No email was replied from OCBC.

http://www.ocbc.com.my/personal-banking/Pr...s_titanium.shtm

Wonder if it is still applicable now.... hehe

Thinking to cancel Maybank Platinum which has been with me for more than 10 years... Treat Points accumulated has more than 240,000 points.

Paying RM50 service tax is bo song nia...

Ya, will look into it... but the service tax has been charged liao...

May be next year baru cancel ba... I don't think they will revert it since they mentioned in web that once tax is debited, no reversal is possible.

I don't want to spend that points for tax.. hehe

Eon bank is really good.. Last 2 months I wished my cards and already e-mailed them the cancellation letter.

Someone called me to ask for reason and offered me 50GST rebate with condition of swiping 3 transactions within the next month without any minimum amount.

I accepted it and they waived the GST for two of my cards.

Now they have launched the e-statement... so that is very good so I do not need to file their statements every month.

Who got rebate from Maybank if they ask for cancellation on the reason of the GST?

Can la.. still can view the past 3 months statement online (not under e-statement)

VISA and MASTER = 2 cards

Sien... always got those calls from banks or insurance to offer insurance, PA or balance transfer, personal loan...

Wonder why Maybank is so good. I have two Mastercard with Maybank that the later one was the upgrade card from the first card.

I subscribed my first card for auto debit payment to my insurance. I canceled that first card last month in order to save the GST.

Today, I called the insurance co and wanted to ask the procedure to update the new cc.

However, the insurance co told me that Maybank has sent them a letter to inform that the card has been canceled and has been replaced by the 2nd card.

So the auto debit will be in effect using the 2nd Maybank cc... I was shocked.. It sounds so good!

I emailed Ambank for service tax waiver but they disallow as they mentioned those tax is payable to Gov.

They asked me to use 10k points to redeem for offset.

I would rather opt to terminate their credit card service.

Ambank doesn't want to offer rebate for GST.

I asked if I cancel now, the GST that was charged few days ago can be waived? ANSWER is No... What the bad bank is....

I omitted to realise the card was expired this month until seeing the GST appearing online.

I didn't blame them. Just that they did not consider what a loyalty customer is. How much FD I am with them etc...

Use lo..Already billed and if cancel now, just a waste. Want to wait for their credit of 20% on those petrol I charged last few months.

Yes, I will since OCBC and SCB already have great deals and offers.

OCBC - 5% discount and waiver of GST from 1st year onwrds.
SCB - 0.5% discount, plus with reward point + waiver of GST every year.

I forgot.. I remembered that they will waive for you every year with phone call and they credit you some bonus or points to offset.