Credit Card v12

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Credit Card v12, Credit card GST remains....

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ghoss	Nov 9 2010, 10:09 AM Return to original view \| Post #1
Enthusiast Senior Member 975 posts Joined: Mar 2010 From: Penang	Hey , Would like just to inquire is it possible to apply for credit card when you switch job ?? I got my new company last month payslip and 2 months payslip from my previous employer, Though my salary dropped from 1.7k to 1.5k.
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ghoss	Nov 10 2010, 05:29 AM Return to original view \| Post #2
Enthusiast Senior Member 975 posts Joined: Mar 2010 From: Penang	QUOTE(winner @ Nov 9 2010, 05:36 PM) Why not? You may try Alliance Younique cc. But most of the banks may hesitate to grant approval due to your salary. Which means salary lower ?? My net pay is lower but I actually earn more than 1.7k due to OT Will give it a try. Btw is the rate card for Alliance bank good or just the classic card will do ? » Click to show Spoiler - click again to hide... « Great Rates "I want a card that cuts my interest cost in half!" Ultimate Cost-Cutter Release yourself once and for all from the burden of high interest charges every month. With this no-frills card, your interest rate is cut drastically from 18% p.a. to only 9% p.a. for balances, giving you the savings where it matters most. How it Works Your finance charge is only 9% p.a. for the first 12 months, and thereafter it is subject to your payment behavior in accordance with Bank Negara tier interest guidelines. If you consistently make minimum payment every month, the finance charge remains at 9% throughout the tenure of the card. Free Membership Option Simply swipe 12 times for any amount within 12 months to enjoy automatic annual fee waiver. Personalised Picture Make a statement by putting an image of your choice on your Credit Card. With the all-new Alliance You:nique Picture Card service, we let you decide what your Card looks like. Thanks ~~ This post has been edited by ghoss: Nov 10 2010, 05:47 AM
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ghoss	Nov 10 2010, 05:50 AM Return to original view \| Post #3
Enthusiast Senior Member 975 posts Joined: Mar 2010 From: Penang	QUOTE(erry- @ Nov 10 2010, 05:31 AM) ghoss, better for u to apply with bank that accept 1 month payslip only. since ur salary dropped. example for u is cimb petronas classic card, definately want 1 month payslip only and 18k/annum income. Thanks for the heads up ~ Later they asked why my salary dropped It seems that it only available in gold This post has been edited by ghoss: Nov 10 2010, 06:20 AM
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ghoss	Nov 10 2010, 12:58 PM Return to original view \| Post #4
Enthusiast Senior Member 975 posts Joined: Mar 2010 From: Penang	Thanks erry , I will try to ask the bank , due to last time I asked regarding it, they only have the gold. Btw , can they accept my payslip ? As I'm in my new company and the last 3 month , 2 of them is my old company and the last month is the new one. This post has been edited by ghoss: Nov 10 2010, 01:03 PM
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ghoss	Nov 11 2010, 07:09 AM Return to original view \| Post #5
Enthusiast Senior Member 975 posts Joined: Mar 2010 From: Penang	QUOTE(erickyoko @ Nov 11 2010, 01:51 AM) hi...want to ask do all credit card comes with the PIN number?i just get my first CC and wanted to do internet banking but no PIN so cannot access to ATM.... Sometimes you have to request it for it to come. Erry , will try asking UOB later today. I don't think CIMB still offer classic Petronas as the last time I try to ask only got the gold one .
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ghoss	Nov 30 2010, 10:02 AM Return to original view \| Post #6
Enthusiast Senior Member 975 posts Joined: Mar 2010 From: Penang	Anyone know the time it takes for UOB to approve a card ?? Been waiting for nearly 2 weeks still no calls from them .
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ghoss	Dec 1 2010, 11:11 AM Return to original view \| Post #7
Enthusiast Senior Member 975 posts Joined: Mar 2010 From: Penang	QUOTE(zenquix @ Dec 1 2010, 10:58 AM) But no chip... If got also I think it's going to be too costly to give it out free.
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ghoss	Dec 3 2010, 06:31 AM Return to original view \| Post #8
Enthusiast Senior Member 975 posts Joined: Mar 2010 From: Penang	UOB just rejected me for their CC I wonder if Alliance bank will be kind ?
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