Cancel after 6 months so the cc salesman can have the commission?

Have you read the activation method in the letter? i believe the instruction is quite clear. sms is not economical coz u still need to pay 30sen. activation via email is FOC anyway. Again, read the letter for instruction.

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Added on September 1, 2010, 10:20 amI decided to apply for an OCBC Titanium through a card agent. It feels good to help ppl make money (while I don't need to pay a cent)

This post has been edited by chemistry: Sep 1 2010, 10:20 AM

ah..wat oh, i think citibank reject my CC application
wat so hard to apply oh. zzzzzzzzz

american express credit card points = treatpoints?

in my maybank2u they add both together..

This post has been edited by marky: Sep 1 2010, 03:08 PM

Apart from KLIA Plaza Premium Lounge, you may include other major airport lounges in Malaysia such as Plaza Premium Lounge in LCCT and JB. Most of the Platinum cards issued in Malaysia can only grant free access to KLIA Plaza Premium Lounge only, not the lounges in LCCT and JB.


SCB VI through Priority Pass and Amex Platinum charged card at most of the lounges worldwide.

Hi. Thanks for the reply. I've tried to calculate it but I can't get the same amount as the bank. Could anybody guide me how banks calculate their interest charges? Attached is a shot of my friend statement. Note that the first amount is RM12233.39 which is the previous month balance. Below it is the late payment charge and then its the interest charge. Total up is RM12458.76. I would like to know how the RM186.67 is calculated. Sorry for the grainy picture because my friend faxed his statement to me. Thank you.



This post has been edited by ammeltz.yokoyoko: Sep 1 2010, 04:11 PM

On the topic of Airport Lounge access, I think we should be clear on the following:

Citi Premiermiles gives access to Plaza Premier lounge at KLIA 12 times a year PLUS the Priority Pass with 2 free admissions worldwide (subsequent need to pay). PP is for principal ONLY.

SCB VI gives Priority Pass membership with unlimited free admissions for principal ONLY.

For HSBC Premier, refer to the following site: http://www.privileges.hsbcpremier.com/1/2/...ort-lounge-info

AMEX Gold CC is under MR loyalty programme.

It is just shown as TP in M2U.

David, do update on above.

HSBC Premier don't even have access to KLIA lounge base on link above.

yes still can get....

if cancellation done before 6 months....the commission will pull back

I thought the commission will be paid to agent after application summited.
How come the commission can be pull back?

http://www.starproperty.my/PropertyScene/P...yScene/6801/0/0



Anybody knows which credit cards can absorb the RM50 government tax? I mean unconditionally, without needing to spend a certain amount or using reward points.

hlb, only need swipe 12 or 24 times per year

Thanks for the info!

I see so its the credit limit that helps you when you switch cards.

I guess I'll apply for SCB plat and see what happens. 188 cash back looks good.

I got sms from OCBC asking me to submit my 3 months payslip or credit card, but not Amex... anyone got this too?
I applied using my Amex Gold CC but don't think they accept Amex?

Why not? AMEX Gold CC is also a credit card.

But I'm curious why they state in their sms saying "please submit document 1. latest 3 mths payslips or copy of credit card (not american express)"?
I called their helpline to check my status is "pending document"...

OCBC seem to be too 'stringent' to give out their CC....

I'll ask them, "Take it or leave it". It refers to AMEX CC statement.

Seems like I don't have choice... should I just ignore this or call them and ask them to accept my Amex CC copy...