http://www.starproperty.my/PropertyScene/P...yScene/6801/0/0



Anybody knows which credit cards can absorb the RM50 government tax? I mean unconditionally, without needing to spend a certain amount or using reward points.

Hi, I'm a credit card noob here.

After considering between HSBC Advance Visa Platinum, Direct Access MasterCard Gold and Maybank Petronas Visa Gold ....... I decided on Maybank Petronas Visa Gold. If anyone thinks that's a stupid decision, please let me know

I have two questions:
1. If I request the Maybank credit card (or any credit card) to be send to my home, do I have to receive it in person and put down my signature (like Pos Laju) or will it be left in my mailbox (I live in an apartment and there's nobody home during working hours)?

2. Maybank has been giving out this card to many of its customers but somehow I was not invited.
Which form of application has better chance of success:
1. Call to get a pre-approved card (since I'm a Maybank customer)
2. Submit my application form direct to one of the Maybank branches
3. Submit my application through one of the credit card agents that represents many banks

Thanks.

This post has been edited by Veda: Sep 5 2010, 09:57 PM

The reasons I choose Maybank Petronas is below :

Actually what I'm looking for is a free for life credit card. Must be Visa, since I'll be using PayPal. And I plan to use it to book airline tickets online and auto debit my insurance bills.

My monthly expenditure is quite low. The items can can be paid using credit cards are grocery and petrol (total RM300-400), so I don't think I'll benefit much from rebate or cash back plans.

Maybank has branches and ATMs all over the place, so it's really convenient.

I'm not comfortable with high credit limit and prefer to keep low profile ...... which is why I choose the Petronas card over HSBC Advance Platinum.


But you are most welcome to propose better alternatives to the Maybank Petronas card

For me, anything above RM10k is considered high

RM6k-8k credit limit is just nice for me.

OCBC Titanium looks good but OCBC branches are far away from my home and workplace. Further, more OCBC titanium is Mastercard.

chemistry is right that choices are limited if I want only Visa.

This post has been edited by Veda: Sep 5 2010, 10:55 PM

dannyl, chemistry and wongpeter,

If I'm not mistaken, Paypal allows only Visa cards for fund withdrawal. And I'm only interested in receiving and withdrawing funds, not buying things online

this is a 2009 post, but still .....
http://1-million-dollar-blog.com/malaysian...und-withdrawal/

OCBC Titanium is suddenly attractive to me

A few questions regarding this card:
1. Can I apply for OCBC Titanium at OCBC Al Amin branches or only conventional branches?
2. Can credit card bill payment be made at Pos Malaysia counters? I especially want to know with regards to OCBC and Maybank cards.


Thank you for the info. I learn something new today.

This post has been edited by Veda: Sep 6 2010, 08:59 PM

No, what I meant was - can I use cash to pay for my credit card bills/what I owe the bank at Pos Malaysia outlets.

This post has been edited by Veda: Sep 6 2010, 09:33 PM

Thanks for the info.

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Added on September 7, 2010, 8:41 amNo problem at all


This post has been edited by Veda: Sep 7 2010, 08:41 AM

I've decided to apply for the OCBC Titanium card.

Anybody knows a credit card agent who can meet me in Sunway and help me apply, kindly PM me.

Thanks.

Morning guys,

I'll be faxing in my application for the OCBC Titanium Card this evening. As I currently don't own a credit card, I'll need to fax the bank statements as well.

If the bank statement shows my savings account is nearly empty of cash, will it kill my application? Should I fax over my FD certs as supporting document?

Another question from a credit card newbie. Other than by going to an OCBC branch or sending a cheque, what other ways are there to pay the credit card bills. Can I pay my OCBC credit card bills via Maybank2u? Or use a Maybank/any non-OCBC ATM to pay the cc bills?

This post has been edited by Veda: Sep 13 2010, 08:16 AM

Thanks MilesAndMore and zenquix.

Btw. anybody experience problems trying to access www.ocbccards.com.my? Very slow and I can't download the Titanium Card application form.

The problem has been fixed. I can access the site since last night.

Anyway, just faxed my application minutes ago.

In terms of prestige, OCBC does not lose out to other foreign banks.

In that case, many Malaysians must think that carrying a Maybank credit card is very very prestigious

I work in an advertising agency and I'm told that OCBC's relaunched Titanium card will be advertised prominently in the papers tomorrow.

With the 5% rebate, I'm sure applications will flood in. So forumers who plan to apply better do it fast. I'm glad I applied several days ago.

An "informed" friend told me limiting a consumer to credit cards from two banks, and raising the minimum annual income requirements to RM24k is "very likely".

If you guys and girls are limited to only cards from two banks, which banks will you choose?

I'll pick OCBC Titanium. The other card will be either Standard Chartered, HSBC or CIMB Direct Access.

It's now 19/9/10 I think you better call them again to check if the application has been approved.

When did u apply for Titanum Card - before or after Matta Fair?

If after, the OCBC officer in charge of approval probably could see that u already have so many credit cards.

Too many cards = risky customer, even if your payment record is good. Unless u are a millionaire.

This post has been edited by Veda: Sep 20 2010, 02:15 PM

Let's say I'm the officer in charge of approving your card.

I see you already have 5 cards. I'll be suspicious why you need yet one more card? I'll prefer to give "your" approval to someone else who has 0 to 2 cards, and are more likely to use the Titanium Card often.

In other words, your attempt to get 'free' RM300 by applying for many cards at the Matta Fair most probably cause your application to be rejected.

The platinum cards were approved probably cause the applications were made at the same time..