Credit Card v11
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 Aug 30 2010, 06:27 PM
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#1
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Junior Member
378 posts Joined: Feb 2010 
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Been doing some research, it seems you just need to earn more than 4k monthly salary to qualify for a Citibank Cash Back Plat Card. Can anyone verify this?
Which other bank offers the lowest requirement for their Platinum card? And is it possible to switch from card to another even when you don't meet the requirement? For example your salary is 5k, the min for Citi Plat is 4k where as HSBC is 10k, after using it for a year you switch to hsbc, will hsbc approve it? |
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Sep 1 2010, 10:27 PM
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#2
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Junior Member
378 posts Joined: Feb 2010
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QUOTE(MilesAndMore @ Aug 30 2010, 06:36 PM) Yes. That is true as the minimum per annum salary required is RM48,000. Thanks for the info!Standard Chartered Bank. You need to earn at least RM12,500/month to qualify for the HSBC VISA Platinum, not RM10,000/month. Anyway, if you intend to use an existing Platinum credit card that is more than 1 year old. The card must comes with a minimum credit limit of RM30,000. Even if you meet their VISA Platinum requirements, there is still no guarantee that you will get it as everyone knows it is hard to get a HSBC credit card.  I see so its the credit limit that helps you when you switch cards. I guess I'll apply for SCB plat and see what happens. 188 cash back looks good. |
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Sep 2 2010, 12:26 AM
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#3
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Junior Member
378 posts Joined: Feb 2010
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QUOTE(David83 @ Sep 1 2010, 10:57 PM) Why not? AMEX Gold CC is also a credit card. I could be wrong, but could it be that AMEX is a charge card and not a credit card? So they take it that you do not have any existing limit therefore they treat it as a new credit application? |
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