Is the AMEX CC less than a year old?

I could be wrong, but could it be that AMEX is a charge card and not a credit card? So they take it that you do not have any existing limit therefore they treat it as a new credit application?

Credit card is a business. If you are a high spender, any banks will be more than willing to pay your govt tax & annual fees. Otherwise, it would be limited to selected banks such as Bank Rakyat etc

is OCBC titanium with 5% rebate on petrol, utility, dining & grocery according to website, calculated on tier basis?

i went to ocbc branch n enqiuired abt this card, to my surprise i wans't been told of this 5% rebates, instead she mentioned abt the tier calculation. they aren't even promoting the card, no banners or flyers.

It seem that OCBC cannot check the Credit Limit of existing AMEX CC...

Anyone applied OCBC some where in the last week of Aug and the result is known?

I am one of them. I fax my form on 8/18. It is still under processing now.
OCBC credit card department must be dead/vacation .

My application was dated 24/8 and till now, no of them called me for verification.

Me too. Nobody call me yet.

When you apply for a new card and enclose information on an existing owned card, what can the applied bank see from the existing card? Brief info like credit limit, or detailed info like transactions, payments, etc?

I guess Credit Limit and how clean your record is when using the CC.
They won't see detailed transactions.

Anyone here got the free netbook in Stancharts great giveway promotion in July?
Dang! I got this sms on Aug 30:



I was hoping for a free netbook but no luck.

Not sure about OCBC but certain banks do not call for verification. For instance, HSBC and Maybank.


They will be able to see how many active credit cards you have, the credit limit of each of the active credit cards, any mortgage or hire purchase and any missed payments in the past 12 months etc.

Is it possible that Bank Negara and all the banks exchange customers credit info with each other? My friend bought Sukuk recently and he started getting kad raya from the Kementerian Perdagangan Antarabangsa as well as other Govt depts which he never did before.

i've just done my application, gotta wait 2-3 weeks as told. i tot only mbb practices dat kinda speed...

maybe it's due to the hot response

fax on 27th but today sms said missing credit card/ic which i already submitted together with the form.

i decided not proceed with OCBC and apply SCB promo RM188 cash rebate just now through a agent.

You can call the hotline and check the application status.

The HLB cash back on first swipe will only be credited on 3rd month, why so slow?? And agent never told me bout tis.

Anyone get the Standard Chartered Preferred Banking World Mastercard?
Curious how is the credit limit they offer for this card?