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Credit Card v11
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maru
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 Aug 23 2010, 11:26 AM
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QUOTE(ronnie @ Aug 23 2010, 12:05 AM) SCB card arrived quite fast.... just in time to enjoy the "FREE" cash promotion. BTW, the "FREE" cash is preloaded (aka credit to the CC account..i.e. no spending required before hand) Application resubmit on 13 August 2010. Approval on 16 August 2010. Card received on 20 August 2010. p.s. Thanks to maru for his efficient service p.p.s. Generous CL also from SCB u welcome bro  btw what kind of CL they give to u? higher than the DA ? btw ur voucher already dispatch out... Thanks for support  |
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maru
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Aug 23 2010, 11:42 AM
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QUOTE(jep @ Aug 23 2010, 11:29 AM) Guys..my Citibank card nearly break into half in my wallet..does it cost me anything for a new one? First time i think its free....
Added on August 23, 2010, 11:51 amGreat news....mbf supplementary card holder is liable for principal card holder.... any outstanding which principal cannot settle, ur name will follow F*** up bank This post has been edited by maru: Aug 23 2010, 11:51 AM |
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maru
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Aug 23 2010, 02:14 PM
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QUOTE(alexwsk @ Aug 23 2010, 01:55 PM) i thought only principal is liable for supp and not the other way round? based on the conversation i had v him earlier....he said mbf is not a bank but is a card center...thats y their rules a bit different v other.... based on my knowledge n what been taught in public bank, supplementary i not liable to principal....but not for mbf... now my name in citos....the card i used during my school time....few years back.... sigh |
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maru
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Aug 26 2010, 12:12 AM
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first year u use ur credit card....interest 17.5%
2nd year if u good pay master 16%
so 3rd year onwards 13.5%
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maru
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Aug 28 2010, 01:05 PM
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even kena CTOS, citibank also give me better credit limit after 2 years holding their card.... 12k  but recently i took their cash on call facility n balance transfer u think can increase again? |
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maru
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Aug 31 2010, 01:52 AM
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QUOTE(wongpeter @ Aug 30 2010, 10:20 PM) Anyone here can shed some light on Citibank's Customer Credit Limit? It seems that in this month of August Citibank has come up with something new called Customer Credit Limit. Shouldn't banks be more prudent rather than just keep on increasing the credit limit every chance they get. Doesn't this place them at greater risk if the customer defaults on settling the credit card debt? many ppl hope they keep increase the limit so everyone can get platinum |
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maru
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Aug 31 2010, 11:53 AM
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Waiveable government tax n it's free annual for 2 years. Would say it's good deal to collect another plastic
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maru
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Sep 1 2010, 06:35 PM
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QUOTE(Dannyl @ Sep 1 2010, 09:43 AM) Cancel after 6 months so the cc salesman can have the commission? yes still can get.... if cancellation done before 6 months....the commission will pull back  |
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maru
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Sep 11 2010, 06:05 PM
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eating in kfc n pay v CC seem a bit over....
ppl behind sure murmuring about u
haha
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maru
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Sep 13 2010, 10:42 PM
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QUOTE(ichigo1987 @ Sep 13 2010, 09:09 PM) my salary is RM1,100. I need a credit card for petrol and some e-payment only. More likely to get a credit card with card limit RM2,000. Anyone can give me advice? What bank is better for me? wait until 1.5k basic n v epf contribution if not u cant get any cc thanks
Added on September 13, 2010, 10:43 pmQUOTE(jtcs87 @ Sep 13 2010, 10:29 PM) Apply which bank for the CC is better for my spent on petrol + shopping + flexi payment for sometimes? Seriously need some suggestion for my 2.5k salary without contribution to the EPF. P/S: I prefer those can be annual fees waive by every year if can. dont think there is any bank can offer u CC, cause w/o epf contribution chances is like 5% This post has been edited by maru: Sep 13 2010, 10:43 PM |
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maru
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Sep 22 2010, 10:40 AM
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QUOTE(Johore @ Sep 22 2010, 10:32 AM) how good alliance bank cc in term of their services like 0% installment plan,promo @ rebate n etc ?? dont bother bout alliance....been carry it for 2 years, massive usage on it not even 1k increment in my Credit Line.... requested 4 times, all rejected carrying the classic card... spent 1k only get rm8.50 really useless card.... no promotion running along also... HLB also got kids eat for free |
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maru
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Oct 4 2010, 03:29 PM
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just apply PBB esso in branch
the card actually seem useless
no more welcome gift which mean the GST is not able to waive it
8% rebate only applicable when u pump petrol more than rm800 per month
max cap rm80 per month = rm1000 on petrol
pump around rm300 only 2% rebate which cant even beat shell gold by citibank....
but the good part is principal + supp card can be combined together in order to achieve rm800
which my fren n i can hit the target hahaha....
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