Hi all, for OCBC Titanium if we auto debit insurance bill, we get 5% or 1%? The MCC thingy is not consumer friendly...

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Added on August 19, 2010, 1:01 amYes, 1 month RM50 is enough to off set RM50 tax...

OCBC consider as international bank?

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Added on August 19, 2010, 1:08 amFrom here:
http://www.ocbccards.com.my/AnnualUsageBon...aqCoreCard.aspx

12x swipe per year for annual fee waiver do not include auto debit like phone bill payment or insurance? And how do we define "Any swipe transactions"?

This post has been edited by Shinichi: Aug 19 2010, 01:08 AM

Thanks all for feedback... going to submit my form tomorrow... I asked the CS, minimum credit limit for existing card at least need 6k to qualify for OCBC Titanium...

1% is still better than no rebate... at least I can use it to pay my insurance which my Amex Gold CC could not do...

Seems like petrol transactions are not counted... but at least dining and grocery are eligible for 5% and counted as 1 swipe...

Thanks

We can pay OCBC credit card via M2U or CIMB IBG right?

For those who applied OCBC Titanium online, may I know which number did the agent ask you to fax your documents?

Hmmm, but the agent that called me to fax my application to 03-27111098... I wonder if this number belong to OCBC...
Gonna call 1300 tomorrow to verify my application...

I'm now starting to worry I might be conned for my application form...

I got sms from OCBC asking me to submit my 3 months payslip or credit card, but not Amex... anyone got this too?
I applied using my Amex Gold CC but don't think they accept Amex?

But I'm curious why they state in their sms saying "please submit document 1. latest 3 mths payslips or copy of credit card (not american express)"?
I called their helpline to check my status is "pending document"...

Seems like I don't have choice... should I just ignore this or call them and ask them to accept my Amex CC copy...

Just reached 1 year now... not sure if this is the reason.
But they only tell me submit CC copy but not Amex...

Mine is Amex Gold CC. Not sure if they treat all Amex as charge card...

I hope this is not true... cause my Amex Gold CC is the only way I can apply for OCBC Titanium... else I'm out of luck

OCBC Titanium requirements is either minimum 36k p.a. income or minimum 6k credit limit for existing card.

I only have the latter.

Perhaps you may give them a call?

since they do not accept my amex gold cc, I do not have other credit card can be used.
I only left with 2 options, give them a call or submit my payslip for application.

For 36k annual income requirement, do they only look at basic salary without OT and bonuses?

My story for OCBC Titanium application:

Wed 25/8 - Submitted my application and docs via fax
Thu 26/8 - received call from agent telling me my doc not clear so need resend
Fri 27/8 - resubmitted my application form
Wed 1/9 - received sms from OCBC saying my amex cc cannot be processed bcoz they thought its a charge card, checked status is pending document
Mon 6/9 - called OCBC telling them my amex is credit card with credit limit, asked them to recheck
Wed 8/9 - waited 1 day and not receive any call from OCBC, called helpline in the morning to check status again, status is under processing. then later around 8pm i called helpline again to check status and its approved...

not sure how long i need to wait to get the card...

but luckily they able to accept my amex gold cc after i called them...

I received first statement for my OCBC Titanium with RM50 GST charged. But funny thing is I still haven't receive the card...

Will call tomorrow then...

Anyway, has anyone registered online account for OCBC Titanium? We need to call CS to get the pin or from OCBC ATM/Branch?

Probably will need to call CS and ask about the pin, which option to get it faster.

My yet to receive OCBC titanium card has CL of 5k only... lower than my Amex Gold... lol

Yeah, its low, but enough for me since I'm not a big spender. I use CC for convenience and cash back.

Agree with you, since starting next year the max rebate per card is RM50 per month... I don't think i able to spend that much per month too...

That means I'll need to head over to OCBC branch to create my pin after I get the card right?

Thanks.

Finally received my OCBC Titanium card and card approval mail today.
Gonna go to their branch to request for pin...