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Credit Card v11
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winner
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 Oct 13 2010, 11:13 AM
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QUOTE(eddievh @ Oct 12 2010, 10:30 PM) I won't think,i will pay min just like what i did with my Amex gold when it just introduce to the market  Right move! Let your money earn a little bit of interest for 2 more months in the bank. I even think of doing BT in December since the card offers 0% interest and no handling fee for BT until 31/12. QUOTE(rockefeller @ Oct 13 2010, 12:17 AM) i'm curious why would standard chartered ruin the exclusivity of world mastercard by imposing a relatively low requirement for it as compared to cimb / da / mbf's RM 200k per annum income or maybank's RM 240k per annum income. Actually the card is pretty normal. The benefits offered are even less than the SCB Platinum cc. However, the redemption promotion is good. I have just redeemed a Samsonite X Blade for only 54,000 choice points compared to normal requirement of 176,000 choice points. |
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MGM
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Oct 13 2010, 11:26 AM
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QUOTE(lara_ @ Oct 13 2010, 09:29 AM) Just check my online OCBC statement. Never expected Carrefour not entitle 5% rebate  . Below is the breakdown for sharing. 1% Carrefour Tropicana 1% Klinik 1% Insurance 5% Giant Kelana Jaya 5% Petrol (BHP) 5% Pizza Hut 5% Secret Recipe 5% TMOnline 5% TNB Pay through counter 5% TNB Pay through OCBC online for JB 1% jusco Bukit Indah 5% Carrefour -Suteramall |
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lara_
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Oct 13 2010, 11:34 AM
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Getting Started
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QUOTE(ronnie @ Oct 13 2010, 10:44 AM) Make sure you calculate correctly... just use the nearest RM to calculate the rebate. i.e. Spend RM150.95 --> RM150 * 5% i.e. Spend RM150.05 --> RM150 * 5% If Carrefour is 5%, then this is the only other possibility: 1% Klinik 1% Insurance 1% Secret Recipe 1% TMOnline 1% TNB Pay at Kedai Tenaga 5% Carrefour Tropicana 5% Giant Kelana Jaya 5% Petrol (BHP) 5% Pizza Hut 5% TNB Pay through OCBC online |
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stacko
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Oct 13 2010, 11:48 AM
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QUOTE(lara_ @ Oct 13 2010, 11:34 AM) If you read previous posts, "chemistry" and myself can confirm that TMOnline is 5% rebates. |
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ronnie
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Oct 13 2010, 12:06 PM
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QUOTE(lara_ @ Oct 13 2010, 11:34 AM) If Carrefour is 5%, then this is the only other possibility: 1% Klinik 1% Insurance 1% Secret Recipe 1% TMOnline 1% TNB Pay at Kedai Tenaga 5% Carrefour Tropicana 5% Giant Kelana Jaya 5% Petrol (BHP) 5% Pizza Hut 5% TNB Pay through OCBC online If you don't mind, maybe you can list the amount you paid for each of these transactions and the actual total 1% & 5% rebate received for us assist in calculating. |
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MGM
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Oct 13 2010, 12:37 PM
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QUOTE(MGM @ Oct 13 2010, 11:26 AM) for JB 1% jusco Bukit Indah 5% Carrefour -Suteramall FOR PJ 1% Carrefour Tropicana 5% Kedai Tenaga PJ |
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ck3lam
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Oct 13 2010, 12:55 PM
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Getting Started
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QUOTE(lara_ @ Oct 13 2010, 11:34 AM) If Carrefour is 5%, then this is the only other possibility: 1% Klinik 1% Insurance 1% Secret Recipe 1% TMOnline 1% TNB Pay at Kedai Tenaga 5% Carrefour Tropicana 5% Giant Kelana Jaya 5% Petrol (BHP) 5% Pizza Hut 5% TNB Pay through OCBC online TNB and TM is definitely 5%. QUOTE(MGM @ Oct 13 2010, 12:37 PM) FOR PJ 1% Carrefour Tropicana 5% Kedai Tenaga PJ Since there are 2 cases here, maybe only Carrefour in Tropicana are entitled for 1%. |
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stacko
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Oct 13 2010, 12:58 PM
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QUOTE(ck3lam @ Oct 13 2010, 12:55 PM) Since there are 2 cases here, maybe only Carrefour in Tropicana are entitled for 1%. I have 2 Carrefour Tropicana transactions, and the rebates were 5%. |
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wongpeter
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Oct 13 2010, 01:12 PM
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QUOTE(king_kenny @ Oct 13 2010, 11:04 AM) This is the 2nd time I receive calls from someone claiming from VISA&MASTERCARD, saying i am entitle for a RM100k insurance premium. » Click to show Spoiler - click again to hide... « I do not know, whats their motive, but i just play along,
when they ask me :
1) Conlady : Are you Mr XXXX.
ME : Yes I am.
2) Conlady : we are from Mastercard & Visa Card Company,,you are entitle for 100k premium insurance,,bla bla bla bla...Do you own Master or Visa Credit Card
Me : You should know better, U said U are from Master & Visa Card.
3). Conlady : From which bank is your card, sir?
Me : You should know better, U said U are from Master & Visa Card.
4) Conlady : Err,,Err,,I will call you back, sir.TQ
Me : LOL
I'm eagerly awaiting for their 3rd call, asking the same stupid questions.
BTW, Mastercard & Visa are 2 different company. Don't be fooled by them, I do not know what is their motive by the way, & how the got my number. Can I know which telco network you are on? I am with Maxis and I have never received any such calls although I get tons of spam from clubs regarding their special promos on drinks. Maybe one or more of the telcos had a breach in security and leaked out their customer's numbers. |
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ck3lam
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Oct 13 2010, 01:27 PM
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Getting Started
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QUOTE(stacko @ Oct 13 2010, 12:58 PM) I have 2 Carrefour Tropicana transactions, and the rebates were 5%. I see. Then must be wrong calculation for the other 2. |
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hye
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Oct 13 2010, 02:11 PM
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White Tiger
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QUOTE(wongpeter @ Oct 13 2010, 01:12 PM) Can I know which telco network you are on? I am with Maxis and I have never received any such calls although I get tons of spam from clubs regarding their special promos on drinks. Maybe one or more of the telcos had a breach in security and leaked out their customer's numbers. Leak does not necessarily come from the telcos. It is basically someone sold the contact information to a 3rd party. Sometimes the contact are also being passed around between these people and that explains why sometimes their "information" about your credit card is rather outdated. Malaysia does not have a law to prohibit selling of your private information to a 3rd party. If this happens somewhere else then sure kenna one. |
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MGM
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Oct 13 2010, 02:44 PM
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QUOTE(stacko @ Oct 13 2010, 12:58 PM) I have 2 Carrefour Tropicana transactions, and the rebates were 5%. ocbc cs just called and I asked about carrefour tropicana and he confirmed it enjoys 1% rebate. |
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tanch78
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Oct 13 2010, 03:57 PM
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I applied for SCB Platinum mastercard sometime in Sept because of the RM188 cash back deal and two years annual fee waived. However today I received two Platinum cards. Can I call the customer service to terminate one of the card and get the GST RM50 cancell?
Or anybody knows if we are having RM188 cash back for both cards..
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gerrardling
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Oct 13 2010, 04:05 PM
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QUOTE(tanch78 @ Oct 13 2010, 03:57 PM) I applied for SCB Platinum mastercard sometime in Sept because of the RM188 cash back deal and two years annual fee waived. However today I received two Platinum cards. Can I call the customer service to terminate one of the card and get the GST RM50 cancell? Or anybody knows if we are having RM188 cash back for both cards.. one master and one visa ? u only can cancel the card after 6 months |
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hye
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Oct 13 2010, 04:14 PM
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White Tiger
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QUOTE(gerrardling @ Oct 13 2010, 04:05 PM) one master and one visa ? u only can cancel the card after 6 months If SCB really practice this policy then it is very strange. You can cancel the card anytime ... the reason why people say it is 6 months it is because to allow the agent to earn the commission. |
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gerrardling
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Oct 13 2010, 04:18 PM
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QUOTE(hye @ Oct 13 2010, 04:14 PM) If SCB really practice this policy then it is very strange. You can cancel the card anytime ... the reason why people say it is 6 months it is because to allow the agent to earn the commission. at least u got rm138 X 2 for free |
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ronnie
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Oct 13 2010, 04:21 PM
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QUOTE(MGM @ Oct 13 2010, 02:44 PM) ocbc cs just called and I asked about carrefour tropicana and he confirmed it enjoys 1% rebate. Reason being ? |
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ronnie
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Oct 13 2010, 04:24 PM
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QUOTE(tanch78 @ Oct 13 2010, 03:57 PM) I applied for SCB Platinum mastercard sometime in Sept because of the RM188 cash back deal and two years annual fee waived. However today I received two Platinum cards. Can I call the customer service to terminate one of the card and get the GST RM50 cancell? Or anybody knows if we are having RM188 cash back for both cards.. Call the SCB CS and check if there's a credit balance in the account of both cards. This how I verify before using it. |
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SUSrockefeller
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Oct 13 2010, 05:12 PM
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my friend applied for maybank world mastercard yesterday at 2pm and today at 3 pm they couriered his card to his office! talk about being super efficient! he just submit copy of his ic and cimb world mastercard.
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travelyew
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Oct 13 2010, 05:25 PM
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Getting Started
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QUOTE(rockefeller @ Oct 13 2010, 05:12 PM) my friend applied for maybank world mastercard yesterday at 2pm and today at 3 pm they couriered his card to his office! talk about being super efficient! he just submit copy of his ic and cimb world mastercard. Last time heard about maybank got offer pre-approved cc... |
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