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 Credit Card v11

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Shinichi
post Oct 6 2010, 11:36 PM

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QUOTE(chemistry @ Oct 6 2010, 11:34 PM)
It's not a bill payment lar, my friend.
It's an IBG. Go to Transfer fund to other banks.
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QUOTE(David83 @ Oct 6 2010, 11:34 PM)
Should use Interbank Fund Transfer instead right?
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Thanks for reply. Let me try again tomorrow then.
Pardon me cause I never pay CC bills online before sweat.gif
chemistry
post Oct 6 2010, 11:38 PM

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QUOTE(Shinichi @ Oct 6 2010, 11:36 PM)
Thanks for reply. Let me try again tomorrow then.
Pardon me cause I never pay CC bills online before sweat.gif
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You still have 8 minutes to complete your IBG.
CIMB Clicks is OFF from 11.45pm to 1am.
Shinichi
post Oct 6 2010, 11:43 PM

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QUOTE(chemistry @ Oct 6 2010, 11:38 PM)
You still have 8 minutes to complete your IBG.
CIMB Clicks is OFF from 11.45pm to 1am.
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Its ok, I just trying to see how it works first. Then only pay it when I get my statement.
So I'll use IBG transfer to OCBC and my card number right?
ck3lam
post Oct 6 2010, 11:44 PM

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QUOTE(travelyew @ Oct 6 2010, 11:30 PM)
Quite a good idea, pay b4 autopay, but OCBC need 5 working days for online payment, probably u will be lated for it.
Just called CS, the CS for cc only till 10pm, need to call 2moro.
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Mm, 5 days for online payment? It seems a bit long.
Anyway, you may need to pay 5 days in advance:) But since you are subscribing autopay for TM, I'm not sure whether the autobilling discount is still valid or not. Anyway, you'll get 8% rebate. Otherwise, you might get 8%+RM2/ RM4 :-)
Just don't pay for the wrong bill. Just kidding.

--------

After I check the online payment, you may need the bill number in order to make a transaction sad.gif So it might not work.

This post has been edited by ck3lam: Oct 7 2010, 12:11 AM
SUSDavid83
post Oct 6 2010, 11:45 PM

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QUOTE(Shinichi @ Oct 6 2010, 11:43 PM)
Its ok, I just trying to see how it works first. Then only pay it when I get my statement.
So I'll use IBG transfer to OCBC and my card number right?
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You put your OCBC CC number as the account number.

If there's a selection for Transaction Type, choose Credit Card.
ck3lam
post Oct 6 2010, 11:55 PM

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QUOTE(gold696 @ Oct 6 2010, 11:33 PM)
i'm planning to do balance transfer.
so, maybe some of you can share me the trick...
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Do take note that some cc will only allow you to do balance transfer up to certain percentage of CL. I think CIMB (if I'm not mistaken) offer you 100% BT.
Kelv
post Oct 7 2010, 12:11 AM

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May I ask for CC recommendation here?
Previously only using Debit Card, cause lazy to handle all the bills.
Friend keep urging me use CC because of those promo dining,shopping,rebate etc.
Any recommendation? No necessary high credit limit.
And prefer easy online banking/transfer.
SUSrockefeller
post Oct 7 2010, 12:20 AM

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QUOTE(Kelv @ Oct 7 2010, 12:11 AM)
May I ask for CC recommendation here?
Previously only using Debit Card, cause lazy to handle all the bills.
Friend keep urging me use CC because of those promo dining,shopping,rebate etc.
Any recommendation? No necessary high credit limit.
And prefer easy online banking/transfer.
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hmm where do you have your bank accounts? what bank?
ck3lam
post Oct 7 2010, 12:21 AM

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QUOTE(Kelv @ Oct 7 2010, 12:11 AM)
May I ask for CC recommendation here?
Previously only using Debit Card, cause lazy to handle all the bills.
Friend keep urging me use CC because of those promo dining,shopping,rebate etc.
Any recommendation? No necessary high credit limit.
And prefer easy online banking/transfer.
*
You need to ask yourself what you will use most for the cc. Different lifestyle has different needs, same as cc.
Based on your description, currently OCBC Titanium offer you a lot of rebate especially on online bill payment, dining, groceries, and petrol. Find more on the OCBC website or posts in this thread.

But because of people say so, you don't just go and apply it. You must evaluate it for yourself. Remember, CC may get you into debt if you abuse it.
hye
post Oct 7 2010, 12:49 AM

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QUOTE(ck3lam @ Oct 7 2010, 12:21 AM)
You need to ask yourself what you will use most for the cc. Different lifestyle has different needs, same as cc.
Based on your description, currently OCBC Titanium offer you a lot of rebate especially on online bill payment, dining, groceries, and petrol. Find more on the OCBC website or posts in this thread.

But because of people say so, you don't just go and apply it. You must evaluate it for yourself. Remember, CC may get you into debt if you abuse it.
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Thank you. That's a great comment you gave out! thumbup.gif

This post has been edited by hye: Oct 7 2010, 12:57 AM
Reventon
post Oct 7 2010, 01:32 AM

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QUOTE(rockefeller @ Oct 6 2010, 10:06 PM)
My banker called me today afternoon informing I managed to get my annual fee waived for my Maybank WMC. smile.gif smile.gif smile.gif
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You are their pb customer? Hmm... Based on what to have the annual fee waived ?
chemistry
post Oct 7 2010, 01:52 AM

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QUOTE(Reventon @ Oct 7 2010, 01:32 AM)
You are their pb customer? Hmm... Based on what to have the annual fee waived ?
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Sometimes based on the manner you talk to the Relation Manager. biggrin.gif
Reventon
post Oct 7 2010, 05:22 AM

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hmm.. i only manage to get the AMEX Plat CC waiver as i spend quite alot with it these two years , thought of getting MBB WMC but of course if getting a waiver is preferable , i choose to wait because i believe they will waive it sooner or later ( just like the AMEX plat CC , they refuse to waive it when the card newly launched , but for 2nd year , i have it waived ) icon_idea.gif
jack2
post Oct 7 2010, 07:01 AM

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Wow, OCBC internet banking can pay bills by using credit card and also get 3% rebate.

It was not there few days ago when I activated my online banking.


Added on October 7, 2010, 7:27 amWhy TMB is not listed in payment page when it has been added as registered payee? I only can see TNB.

This post has been edited by jack2: Oct 7 2010, 07:27 AM
kelwin2504
post Oct 7 2010, 08:59 AM

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QUOTE(LOOOOOOL @ Oct 6 2010, 04:52 PM)
juz got my citibank cc..
can anyone tell me how to activate it? @@" its my 1st card tongue.gif
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There is a AVR system self activation or you can call their cs to activate for you. Good luck@!
SUSrockefeller
post Oct 7 2010, 09:04 AM

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QUOTE(Reventon @ Oct 7 2010, 01:32 AM)
You are their pb customer? Hmm... Based on what to have the annual fee waived ?
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Based on the fact that i'm their Private Wealth Management client. it puts a stronger case compared to normal private banking client smile.gif
ronnie
post Oct 7 2010, 09:27 AM

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Current OCBC Bill Payment list
user posted image

Red lines means not entitled to 3% online rebate

This post has been edited by ronnie: Oct 7 2010, 10:07 AM
chemistry
post Oct 7 2010, 09:35 AM

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QUOTE(jack2 @ Oct 7 2010, 07:01 AM)
Wow, OCBC internet banking can pay bills by using credit card and also get 3% rebate.

It was not there few days ago when I activated my online banking.


Added on October 7, 2010, 7:27 amWhy TMB is not listed in payment page when it has been added as registered payee? I only can see TNB.
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I was shocked and surprised too! It's a freat news for those who wish to pay manually each month.

QUOTE(ronnie @ Oct 7 2010, 09:27 AM)
Current OCBC Bill Payment list
» Click to show Spoiler - click again to hide... «


Red lines means not entitled to 3% online rebate
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That's great! TM,CELCOM,TNB are there! laugh.gif
jack2
post Oct 7 2010, 09:38 AM

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QUOTE(chemistry @ Oct 7 2010, 09:35 AM)
I was shocked and surprised too! It's a freat news for those who wish to pay manually each month.
That's great! TM,CELCOM,TNB are there! laugh.gif
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Just check with OCBC CS, if TM is not listed in payment page by using credit card, that payee does not accept payment by cc.

So TMB is not. sad.gif
chemistry
post Oct 7 2010, 09:43 AM

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QUOTE(jack2 @ Oct 7 2010, 09:38 AM)
Just check with OCBC CS, if TM is not listed in payment page by using credit card, that payee does not accept payment by cc.

So TMB is not. sad.gif
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Sad to hear that.

If that is the fact, we still got next best solution to earn rebates, ie. via TMONLINE. MilesAndMore pays TM bills through TMOnline so he might advise us then.

By using TM Online and not OCBC Online Banking, we miss only the 3% bonus. 5% permanent rebate is still there.

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