Sep 15 2010, 10:24 PM
QUOTE(hye @ Sep 15 2010, 03:33 PM)
My take is ... fraud can happen even if you have taken all precaution. Just do your best to prevent it.
One way is to monitor the way the agent/staff handles your IC. Never let it out of your sight. Ensure it is crossed specifically to avoid duplication scams. If the staff/agents mishandles it, be brave to cancel and take away your application if necessary. If you suspect a scam, just walk off or better report it to whomever you see fit. (Bank, BNM, police, etc.)
And before you leave ... ensure your IC is back to you and any extra copies of your IC is destroyed.
No need to be too paranoid about it .... if you do then you can't sleep.
+1 for that!One way is to monitor the way the agent/staff handles your IC. Never let it out of your sight. Ensure it is crossed specifically to avoid duplication scams. If the staff/agents mishandles it, be brave to cancel and take away your application if necessary. If you suspect a scam, just walk off or better report it to whomever you see fit. (Bank, BNM, police, etc.)
And before you leave ... ensure your IC is back to you and any extra copies of your IC is destroyed.
No need to be too paranoid about it .... if you do then you can't sleep.
Moreover, please do not pity those CC sales agent just to apply for their credit card. As far as your knowledge, apply 1 credit card must take fully responsible on it. This is not just a simple prepaid card like ur phone sim card!
Many customer fall into their sales agent prey. I met a person have unknown 4 credit cards in same bank but did not know about these almost 1 year after suddenly receive stmt because of GST and his name being blacklisted in BNM.
Added on September 15, 2010, 10:36 pm
QUOTE(Dannyl @ Sep 15 2010, 02:19 PM)
Let's say there's a stall accepting credit card application. With our info and photocopied IC, what kind of damage can they do if it's a scam? Can they apply for an actual cc with all of our details except the address, and when the cc arrives at their doorstep, they activate it and start using the card?
What precautions can we take to ensure they are not scammers? Even if we look at their ID and call up the bank to check, their IDs can be fake too...
What precautions can we take to ensure they are not scammers? Even if we look at their ID and call up the bank to check, their IDs can be fake too...
QUOTE(de.crystal @ Sep 15 2010, 06:01 PM)
some bank will just send out cc to u even w/out u applying for it. i kena that before 
Simple, make sure you call to their hotline marketing department for staff ID verification. That's to make sure this agent really working with their bank. Please remember to keep a copy of your application for reference. Mostly ppl wont bother to keep a copy of it. It can protect yourself being misused by sales agent!This post has been edited by kelwin2504: Sep 15 2010, 10:36 PM
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