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 Credit Card v11

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Reventon
post Sep 29 2010, 07:04 PM

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QUOTE(jtcs87 @ Sep 29 2010, 06:58 PM)
Hi guys, i willing to ask that if my friends own RM 2k as basic salary + RM 500 as allowance. But he didnt contribute to EPF. Is that he able to apply the Maybank CC?
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Yes, he will be able to apply , but chances are slim if this is his first CC , as usual , most convincing document to apply for CC is to provide EPF statement , Tax return form altogether with 3 months salary slips. Those combination should be able to pass thru all checkpoint from bank to issue the CC provided one did not have any CCRIS record for any default payment. biggrin.gif
Should go for AMbank , CIMB , EON or MBF for first timer as its easier to get it approved biggrin.gif
Reventon
post Sep 29 2010, 07:20 PM

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QUOTE(jtcs87 @ Sep 29 2010, 07:10 PM)
You means that AMBank, CIMB, EON or MBF is easier for apply with EPF contribution?  rclxub.gif
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IF can provide the EPF statement is the best, but IF without the EPF , one should be able to apply as well but those bank i mention above is more lenient and not as strict as some bank like MBB , HSBC etc... so you can ask your friend to try his luck on those bank stated above.
Reventon
post Oct 6 2010, 08:01 PM

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Anyone holding MBB WMC ? They start giving waiver for first year AF ?
Reventon
post Oct 7 2010, 01:32 AM

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QUOTE(rockefeller @ Oct 6 2010, 10:06 PM)
My banker called me today afternoon informing I managed to get my annual fee waived for my Maybank WMC. smile.gif smile.gif smile.gif
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You are their pb customer? Hmm... Based on what to have the annual fee waived ?
Reventon
post Oct 7 2010, 05:22 AM

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hmm.. i only manage to get the AMEX Plat CC waiver as i spend quite alot with it these two years , thought of getting MBB WMC but of course if getting a waiver is preferable , i choose to wait because i believe they will waive it sooner or later ( just like the AMEX plat CC , they refuse to waive it when the card newly launched , but for 2nd year , i have it waived ) icon_idea.gif

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