hahaha, that would be bloody hilarious then

The OCBC titanium from 2011 onwards, the maximum capped at only RM50. Meaning that the only maximum rebate per month is only RM50?

This post has been edited by jonuslee: Aug 19 2010, 12:22 AM

Hi all, for OCBC Titanium if we auto debit insurance bill, we get 5% or 1%? The MCC thingy is not consumer friendly...

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Added on August 19, 2010, 1:01 amYes, 1 month RM50 is enough to off set RM50 tax...

OCBC consider as international bank?

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Added on August 19, 2010, 1:08 amFrom here:
http://www.ocbccards.com.my/AnnualUsageBon...aqCoreCard.aspx

12x swipe per year for annual fee waiver do not include auto debit like phone bill payment or insurance? And how do we define "Any swipe transactions"?

This post has been edited by Shinichi: Aug 19 2010, 01:08 AM

Something like this :



Same as the one i was given yesterday morning.


RM10,000/pa is no problem of course due to the high electricity, petrol cost etc


Yes.



Most likely to be 5%.



Simply charge RM10,000 in a year and they will give you RM50 to pay for the credit card service tax.


Yes. It is. The bank is Singaporean and is the largest bank in Southeast Asia after DBS Bank.


Probably only those over the counter transactions which require you to sign on the receipt will be taken into account.

This post has been edited by MilesAndMore: Aug 19 2010, 01:29 AM

Easy.
It means transaction that needs to have your card swiped at the merchant's card terminal.

Uranium card will cause cancer lah

Where to get this savings calculator ?

as per 10. Verified by Visa and Mastercard Securecode, OCBC didn't participate meaning no online shopping?

http://www.ocbccards.com.my/titaniumCalculator.aspx

http://www.ocbccards.com.my/3DSecure/

Insurance doesn't entitle for 5% rebate, because it is a premium, not utility, so it falls under 1% rebate.

Hahaha,I don't mean using uranium to make the card. Just take the name only, no worry.

The Titanium card looks a lot like a plat card. For those not in the know, they will go upon seeing it.

You are right. The main reason I am getting OCBC Titatium is mainly for petrol as I will be getting 5%. My petrol itself a month is more than RM1K and can easily qualify for the auto GST waiver and Annual fees. So comes 2011, maximum savings I can get is RM650/year (incl GST) just from petrol. Not to forget since I pump at Esso, I am also getting another 1.5% cash back using Smiles Points.

Another feature of OCBC Titanium is the 0% interest for transactions until year end (just like what AMEX Gold CC offerred when it was launched last year). This CC competition is great, I am getting 0% "loan" every year. Comes December, BT it to DA and I will get 1 year 0% interest free "loan".


Yah, fill the form and then print it and fax it to them together with a photocopy of your IC and a CC which is more than a year. With both that info they can go check your records.


BT 0% for 6 months, offer until end of year and for new card holders only.


I just applied for the card yesterday. Once I get the card, then I will udate my blog on the process and time frame for approval. The CS told me fastest way to get approval is fax to them as it goes to the department processing the card, where as application made at branches is dependant on when they sent it to HQ.

Planning to do a comparison of cash back cards the weekend before Merdeka.

This post has been edited by Gen-X: Aug 19 2010, 10:14 AM

wonder if the OCBC Titanium card 5% discount is more attractive than the Amex 5X reward point when converting to cash?

IF we apply the OCBC Titanium now, it will charge you the RM50 for 2010, right ?
We get GST waiver only for 2011 onwards if you spend RM10k per year.

I take it Titanium cards fall between Gold and Platinum? The requirements are pretty low.

The offer is until 31 March 2011.

Aren't u satisfactory with 5% rebate? You earn rebates faster than other cards, so there's no reason to grumble on the GST being not waived for the first year.

My message is : Don't take GST tax waiver for granted.

OCBC Titanium MasterCard is better. The AMEX 5x Membership Rewards Points equal to only 2.5% cash back.


Yes.


Yeah, something like that.